Credit Cards

5 Credit Cards for Fair Credit: Best Options for You!

If you have fair or average credit, it can be hard to find a card that fits your needs. However, these 5 cards are all worth considering!

Advertisement

Compare the top cards for people with fair credit

Close-up images of multiple credit card handsets
Discover 5 credit cards for fair credit! Source: Freepik

Many don’t know that having fair credit can make it difficult to obtain financial products. But don’t worry! Here are a few credit cards for fair credit scores.

Our article will provide 5 excellent options so you can start working on your credit easily. Keep reading to learn more!

5 credit cards for fair credit: get a card that fits your needs

Check out some credit cards for fair credit options we’ve gathered for you! We are sure these will help you achieve your goal!

1. Indigo® Mastercard®

This credit card is perfect for those who want to build credit! Indigo® Mastercard® Credit Card provides a simple and fast prequalification process.

They also report your payments to 3 major credit bureaus, which can help you improve your credit score quickly!

Plus, you can enjoy Mastercard’s wide acceptance. Isn’t it great? Check out the main features of this credit card!

  • Credit Score: Bad/poor
  • Annual Fee: $175 the first year; $49 thereafter
  • APR for Purchases: 35.9%
  • Welcome bonus: N/A
  • Rewards: N/A
card

Credit Card

Indigo® Mastercard®

Order Online

The perfect tool for helping you rebuild credit!

You will be redirected to another website

2. FIT Mastercard®

FIT Mastercard® knows not everyone has good credit, and they can help you with that!

This credit provides an initial limit of up to $400; you can double it over time.

Plus, you count on Mastercard Zero Liability Protection and Free Monthly Credit Score checking.

Bad credit isn’t fatal, no matter how you got there. You can build financial success with a FIT Mastercard®. Check its main features below.

  • Credit Score: Poor/fair
  • Annual Fee: $99 the first year; $125 thereafter
  • APR for Purchases: 35.90%
  • Welcome bonus: N/A
  • Rewards: N/A
card

Credit Card

FIT Mastercard®

Order Online

Rebuild your credit score!

You will be redirected to another website

3. Aspire® Cash Back Reward Card

Aspire® Cash Back Reward Card comes with some excellent benefits for credit builders. This card offers a free credit score, zero fraud liability, and 24/7 online access!

And there is more! Cardholders can earn 3% cash back on eligible gas, grocery, and utility bill payments!

Plus,s 1% cash back on all purchases! Isn’t it great! You can work on your credit history while earning!

Check the main details below to see if it is the right option!

  • Credit score: Poor/fair
  • Annual fee: $49 to $175; after that $0 to $49 annually
  • APR for Purchases: 29.99% or 36%
  • Welcome bonus: N/A
  • Rewards: 3% cash back on eligible gas, grocery, and utility purchases or payments; and 1% cash back on all other eligible purchases
card

Credit Card

Aspire® Cash Back Reward

Order Online

Earn up to 3% cashback!

You will be redirected to another website

4. Milestone Mastercard®

Milestone Mastercard® does not offer many features. Its goal is straightforward: helping you build credit!

They offer a simple and quick application process and report your payments to the 3 major credit bureaus.

Also, you can use your card wherever Mastercard is accepted in the U.S. Learn more about this card below.

  • Credit Score: Bad/poor
  • Annual Fee: $175 the first year; $49 thereafter
  • APR for Purchases: 35.9%
  • Welcome bonus: N/A
  • Rewards: N/A
card

Credit Card

Milestone Mastercard®

Order Online

Boost your credit and improve your finances!

You will be redirected to another website

5. Petal® 1 “No Annual Fee” Visa® Credit Card

Petal® 1 “No Annual Fee” Visa® Credit Card will help raise your credit and earn cash back.

It offers 2% to 10% cash back at select local and national merchants and charges no annual fee. Check out its main features below!

  • Credit Score: Fair/good
  • Annual Fee: $0
  • APR for Purchases: 25.24% – 34.74% (variable)
  • Welcome bonus: N/A
  • Rewards: 2% to 10% cash back at select local and national merchants
card

Credit Card

Petal® 1

Order Online

Ready to get a credit card fast and easy? Apply now!

You will be redirected to another website

Is it hard to get a card with fair credit?

Many factors can determine your credit score. But if one thing is certain, it is that fair credit doesn’t look appealing to creditors.

Your credit score will show them how likely you are to pay your debts. Therefore, the higher your score, the better you’ll look!

The good news is that you can start improving it immediately! Several credit cards will accept you even with poor credit, as you saw on our list!

Plus, they’ll help you raise your credit history through simple steps, like staying on top of your bills. Having financial responsibility might be worth it, after all.

Find other options: best credit cards for poor credit

The businessman trying to improve credit score.
Is your credit history fair? See some options! Source: Adobe Stock

Credit cards are frequently cited as one of the modern world’s “7 Wonders.” Thanks to them, we can make our routine purchases with ease and peace of mind.

In addition, certain cards come with additional benefits that make a world of difference for the people who use them.

Now that you know about 5 credit cards for fair credit options, it is time to explore the other side!

Check the following post and find the best credit cards for good credit! Keep reading to find out!

Bank loan concept with businesswoman crossing her fingers on blackboard.

Credit cards for good credit: compare the options

If you have a good credit history, these are the best credit cards to choose from. Compare features and find the card that's right for you.

Trending Topics

content

Is $5000 enough to move out, and how to save money?

Are you considering moving out but not sure if your budget is enough? Find out if $5000 is enough to cover your moving expenses.

Keep Reading
content

Applying for the Mercury Credit Card: learn how!

Applying for the Mercury Credit Card may be the perfect option for you, if you want to build credit and enjoy low interest rates. Learn how!

Keep Reading
content

Dovly review: repair your credit with confidence

Rebuilding credit is essential for financial health. Check out this Dovly review and find out if it might be a good option for you.

Keep Reading

You may also like

content

Applying for the PenFed Platinum Rewards Visa Signature® Card: learn how!

Wondering how to apply for the PenFed Platinum Rewards Visa Signature® Card? Wonder no more! We'll show you how easy it is.

Keep Reading
content

Apply for Ovation Credit Repair: Easily improve your score!

Learning how to apply for Ovation Credit Repair helps you safely improve your score. So, read on to find out how to apply!

Keep Reading
content

Curadebt application: learn how to relieve your debt!

Say goodbye to your debts. Curadebt will help you find debt relief to live your life in peace. Apply for a debt settlement program today.

Keep Reading