OakStone Platinum Secured Mastercard credit card full review

The Oakstone Platinum Secured Mastercard is a great way to rebuild your credit. With no monthly service fees and a low APR, this card is perfect for those looking to get their finances back on track.


by Aline Barbosa

Published on 03/15/2022

OakStone Platinum Secured Mastercard credit card: Get your credit score back on track!

Oakstone Platinum card
OakStone Platinum Secured Mastercard review. Source: Stealth Capitalist.

The OakStone Platinum Secured Mastercard is an excellent product for anyone looking for an easy way to strengthen their credit. Whether you have a low score or no credit history at all, this card can be the first step in building a healthy financial future. 

The card provides an incredibly low APR, no processing or monthly servicing fees, and reports to all major credit bureaus. So, if you’re interested in learning a bit more about what this card has to offer, check out our review below. 

Credit ScoreNo credit required
Annual Fee$49
Regular APR9.99% variable
Welcome bonusNone
OakStone logo

How to apply for OakStone Platinum Secured

See the application proccess for this card and get your score back on track today!

How does OakStone Platinum Secured Mastercard work?

This card was tailor-made for anyone with a limited credit history, a bad credit score, or no credit history at all. If you want to rebuild your credit or start it from scratch, this product can be a handy tool. 

The card has credit lines ranging from $200 to $5000 and a 9.99% APR for daily purchases. There is no minimum score required, and its application process is reasonably simple. As with all secured credit cards, you will need to open a Personal Savings Deposit Account to ensure the credit line you’ve chosen. 

This card has a nationwide acceptance, available in all 50 U.S. states, and reports to the three main credit bureaus in the country. You can boost your credit score in just a few months with responsible card use. 

OakStone Platinum Secured Mastercard Credit Card pros and cons

good/bad credit sign
What are this card’s pros and cons? Source: Adobe Stock.

Since this is a product made to help you build up your credit score, you need to consider all the perks and drawbacks it has to offer before applying to it. See what they are below. 


  • Credit lines from $200 to $5000
  • Super low APR of just 9.99%
  • Nationwide acceptance
  • No minimum credit score required
  • Reports to all major credit bureaus
  • No monthly service fees


  • $49 annual fee
  • Steep late fee and returned payment fee
  • No rewards program or bonus points

Does my credit score needs to be good?

Not at all! The OakStone Platinum Secured Mastercard has no minimum credit score requirements and accepts all credit types. This product is designed to help customers build a reliable financial future and boost their credit history.

Want to apply for OakStone Platinum Secured Mastercard Credit Card?

Now that you know everything that the OakStone Platinum Secured Mastercard can do for your financial needs, how about applying for it? We can show you an easy step-by-step guide at the following link! Keep reading to learn how to get your card today!

OakStone logo

How to apply for OakStone Platinum Secured

See the application proccess for this card and get your score back on track today!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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