Regions Life Visa® Credit Card full review
A complete guide on the Regions Life Visa® Credit Card! Pay no hidden fees! Keep reading and see what other benefits this card offers!
Regions Life Visa® Credit Card: 0% intro APR for 15 months
Are you planning your next vacation, tackling everyday household expenses, or just want to save money? Then our Regions Life Visa® Credit Card review offers a great option for you!
With no annual fee charged, this card could be a great fit for any type of consumer looking to get more out of their spending. Read on to discover how you may benefit from this credit card!
- Credit Score: Excellent (more than 850);
- Annual Fee: $0;
- Regular APR: 0% APR for 15 months from the account opening date. 16.24% ‐ 26.24% variable APR after (terms apply);
- Welcome bonus: N/A;
- Rewards: N/A.
How does the Regions Life Visa® Credit Card work?
This Regions Life Visa® Credit Card review brings you the main points about this card option. It is ideal for people with excellent credit scores. Therefore, they have slightly reduced APR rates.
You’ll have a 0% APR for the first 15 months from account opening. Plus, you won’t pay annual or monthly fees! In addition, you have some benefits like Visa Zero Liability Policy.
However, if you want to make a cash advance, you’ll have to pay $10 or 4% of the amount, whichever is greater! Additionally, this card charges a $39 late payment fee.
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Regions Life Visa® Credit Card pros and cons
The Regions Life Visa® Credit Card is an option designed for those with a good credit score. In this sense, you will have access to a card with several benefits! But if you’re looking for cashback, this is not an option!
Furthermore, you’ll find a few fees associated with transactions. Check out the pros and cons of this card before deciding.
- 0% intro APR for 15 months;
- Relatively low APR after intro period;
- No annual or monthly fee;
- No foreign transaction fee;
- Visa Zero Liability Policy;
- Customize how, when, and where your card is used with Regions LockIt.
- Cash advance fee of $10 or 4%, whichever is greater;
- This card offers no rewards;
- A balance transfer fee of $10 or 4%, whichever is greater.
Does my credit score need to be good?
You need an excellent credit score to apply for the Regions Life Visa® Credit Card. You must have a record of 850 points or more to be eligible.
However, you will have lower APR rates with a higher score. Therefore, you will pay less for the annual maintenance of the card than in other companies.
Want to apply for the Regions Life Visa® Credit Card?
Regions Life Visa® Credit Card may be ideal for you. After all, its features will help you make the most of your spending. Do you want to know how to apply? Then check out our article below that explains it better!
About the author / Sabrina Paes
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