Loans
OppLoans: how to apply now!
Learn the different steps to take when applying for an OppLoans loan. Pay no hidden fees and enjoy same-day funding options!
Advertisement
Apply for OppLoans: up to $4,000 for all credit score types

Do you need a quick loan for emergency expenses but are unsure which lender to choose? Then this blog post will teach you how to apply for OppLoans!
Whether it’s an emergency car repair or a much-needed vacation expense, OppLoans can be the perfect solution! So learn more about their fast funding options below!
Apply online
The application process is easy if you’re considering an OppLoans personal loan. All you have to do is go to the OppLoans website and select “Apply Now.”
Then, provide your details along with the amount of the loan request.
After applying, you’ll get an email notification with a decision on whether or not you’ve been approved.
Once approved, OppLoans will send the funds to your bank account via direct deposit so that you can access them quickly and easily.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Requirements
There isn’t a minimum credit score requirement to apply for OppLoans – making it accessible to many people who may lack a credit history.
However, the minimum monthly gross income required is just $1,500, although that amount may vary from state to state depending on the laws of each U.S. state.
Furthermore, the applicant must possess a bank account with 40 days of history; only then will direct deposit paychecks be accepted as proof of income.
Also, they must be 18 or older and have a valid Social Security Number before applying.
Apply on the app

To apply for OppLoans, you must access their official website. Therefore, you must follow the same steps as the online application.
OppLoans vs. Honest Loans: which one is the best for you?
Indeed, OppLoans is a great choice for people looking for unsecured personal loans.
OppLoans loan terms range from 9 months to 24 months, depending on your state, and loan amounts go up to $4,000.
Nevertheless, Honest Loans require more time to get approved but could be a better option if you need a larger loan amount. So compare the two options below!
| OppLoans | Honest Loans | |
| APR | 59% to 160% – variable; | See terms; |
| Loan Purpose | Debt consolidation, large purchases, home improvement, and more; | Debt consolidation, home repairs and renovation, major expenses, personal needs, and more; |
| Loan Amounts | $500 to $4,000; | $100 – $50,000; |
| Credit Needed | All types of credit scores are accepted; | All types of credit scores are accepted; |
| Origination Fee | None; | N/A; |
| Late Fee | None; | N/A; |
| Early Payoff Penalty | None. | N/A. |
Honest Loans is an interesting option for OppLoans. After all, you can access up to $50,000 worth with a lower APR. Then check out how to apply for it below!
Honest Loans: how to apply now!
Learn how to apply for Honest Loans. It is easier than ever. Borrow up to $50K for several purposes! Keep reading for more!
Trending Topics
Best Credit Cards for Bad or Low Credit — Rebuild & Rise!
Looking to rebuild your credit? Discover the best credit cards for low credit — compare top options. Start your credit journey today!
Keep Reading
BMO World Elite Mastercard credit card full review
Check out our BMO World Elite Mastercard card review and find out why it's one of the best rewards credit cards available today in Canada!
Keep Reading
Luxury Titanium or Luxury Gold card: find the best choice!
Torn between the Luxury Titanium or Luxury Gold? We can help you decide! Check this review to see what these premium cards have to offer.
Keep ReadingYou may also like
0% APR Credit Card: Discover the Best Offers Today
Explore 0% APR credit cards – save on interest, manage debt, and make informed financial decisions. Choose wisely!
Keep Reading
Applying for the Buy on Trust Account: learn how!
With a minimum monthly income of $1000 in your checking account, you can get up to $5000 in credit limits with a Buy On Trust Account!
Keep Reading
Explore the Best Apps for Watching Soccer Matches Online
Get the scoop on 10 streaming apps to watch soccer online with live matches and analysis. Keep reading to learn more!
Keep Reading