Credit Cards
Applying for the Applied Bank® Secured Visa® Gold Preferred® credit card: learn how!
Are you looking for a secured credit card with a low annual fee? If so, the Applied Bank® Secured Visa® Gold Preferred® card might suit your needs. Keep reading and learn how to apply today!
Advertisement
Applied Bank® Secured Visa® Gold Preferred® credit card application: get your financial life back on track!
The Applied Bank® Secured Visa® Gold Preferred® card is a product made to assist anyone with a limited or damaged credit history in building a healthier financial future. There are no credit checks for new applicants, so you don’t need to worry about hard inquiries on your credit score.
It has one of the lowest purchase rates in the market, with a fixed 9.99% APR. It also reports all payments to the three main credit bureaus in the country. With limited use and timely payments, you’ll see an improvement in your score in as little as a handful of months.
The card charges an annual fee of $48 and needs a security deposit between $200 and $1000 for activation. You can increase your credit limit up to $5000 by deposit anytime you want.
So, if you want to learn how to apply for this card, keep reading for the application process below!
Apply online
The online application for the Applied Bank® Secured Visa® Gold Preferred® card is easy, and it only takes a few minutes. First, you need to access the Applied Card Now website, and the Gold Preferred should be the first option to show up.
If you scroll down, you should be able to see the online form and some information about the card next to it. Fill in the form with your personal info and contact details. Then, check the boxes stating you’re over 18 and agree to their Terms & Conditions to continue.
After verifying your information, the bank will contact you via e-mail or phone call with more details about your new credit card.
You will be redirected to another website
Apply using the app
Applied Bank provides a mobile app for all customers to manage their accounts. With it, you can monitor your credit availability, pay your credit card bills, access your billing statements, and much more. However, credit card applications must go through their official website only.
Applied Bank® Secured Visa® Gold Preferred® credit card vs. Oakstone Gold Secured Mastercard credit card
If you feel like the Applied Bank® Secured Visa® Gold Preferred® card is not the best choice for you – fear not! We brought a similar product that can also help you rebuild your credit score: The Oakstone Gold Secured Mastercard.
Check below for its main features and follow the recommended content for the application process!
Applied Bank® Secured Visa® Gold Preferred® | Oakstone Gold Secured Mastercard | |
Credit Score | Limited – Poor | Poor |
Annual Fee | $48 | $39 |
Regular APR | 9.99% fixed | 13.99% variable |
Welcome bonus | N/A | None |
Rewards | None | N/A |
Applying for the Oakstone Gold Secured Mastercard
Learn the application process for the Oakstone Gold Secured Mastercard credit card!
About the author / Aline Barbosa
Trending Topics
Applying for the Regions Life Visa® Credit Card: learn how!
Wondering how to apply for the Regions Life Visa® Credit Card? We'll show you how! Enjoy 0% intro APR for 15 months and more!
Keep ReadingAvant Personal Loan review: is it worth it?
Read our comprehensive Avant Personal Loan review and determine whether this lender is worth it! Borrow up to $35K fast!
Keep ReadingSafe investments: learn the best low-risk investments
Looking for the best low risk investments to put your money in? We are going to show you 3 investments you must have in your portfolio.
Keep ReadingYou may also like
TransUnion vs. Equifax: What is the difference?
Curious to know what sets apart TransUnion vs. Equifax? Check out our expert guide and get the lowdown on which credit bureau is best for you.
Keep ReadingApplying for the BMO CashBack Mastercard credit card: learn how!
A card that rewards you for your everyday purchases. Earn cash back on groceries and everything else with the BMO CashBack Mastercard card.
Keep ReadingApplying for the Luxury Titanium card: learn how!
Want to experience the world in splendor? See how to apply for the Luxury Titanium card and get perks that will make you feel like royalty.
Keep Reading