Credit Cards

Applying for the Applied Bank® Secured Visa® Gold Preferred® credit card: learn how!

Are you looking for a secured credit card with a low annual fee? If so, the Applied Bank® Secured Visa® Gold Preferred® card might suit your needs. Keep reading and learn how to apply today!

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by Aline Barbosa

Published on 04/01/2022

Applied Bank® Secured Visa® Gold Preferred® credit card application: get your financial life back on track!

Applied Bank® Secured Visa® Gold Preferred® card
See how to apply for this card. Source: Stealth Capitalist.

The Applied Bank® Secured Visa® Gold Preferred® card is a product made to assist anyone with a limited or damaged credit history in building a healthier financial future. There are no credit checks for new applicants, so you don’t need to worry about hard inquiries on your credit score.

It has one of the lowest purchase rates in the market, with a fixed 9.99% APR. It also reports all payments to the three main credit bureaus in the country. With limited use and timely payments, you’ll see an improvement in your score in as little as a handful of months. 

The card charges an annual fee of $48 and needs a security deposit between $200 and $1000 for activation. You can increase your credit limit up to $5000 by deposit anytime you want. 

So, if you want to learn how to apply for this card, keep reading for the application process below!

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Credit Card

Applied Bank Secured Visa

low apr bad credit

Secured credit card with low fixed APR.

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Apply online

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See how to apply online. Source: Adobe Stock.

The online application for the Applied Bank® Secured Visa® Gold Preferred® card is easy, and it only takes a few minutes. First, you need to access the Applied Card Now website, and the Gold Preferred should be the first option to show up. 

If you scroll down, you should be able to see the online form and some information about the card next to it. Fill in the form with your personal info and contact details. Then, check the boxes stating you’re over 18 and agree to their Terms & Conditions to continue.

After verifying your information, the bank will contact you via e-mail or phone call with more details about your new credit card.

Apply using the app

Applied Bank provides a mobile app for all customers to manage their accounts. With it, you can monitor your credit availability, pay your credit card bills, access your billing statements, and much more. However, credit card applications must go through their official website only. 

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Applied Bank® Secured Visa® Gold Preferred® credit card vs. Oakstone Gold Secured Mastercard credit card  

If you feel like the Applied Bank® Secured Visa® Gold Preferred® card is not the best choice for you – fear not! We brought a similar product that can also help you rebuild your credit score: The Oakstone Gold Secured Mastercard.

Check below for its main features and follow the recommended content for the application process!

Applied Bank® Secured Visa® Gold Preferred®Oakstone Gold Secured Mastercard
Credit ScoreLimited – PoorPoor
Annual Fee$48$39
Regular APR9.99% fixed13.99% variable
Welcome bonusN/ANone
RewardsNoneN/A
OakStone Gold Secured Mastercard

Applying for the Oakstone Gold Secured Mastercard

Learn the application process for the Oakstone Gold Secured Mastercard credit card!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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