Group One Platinum Card full review
Many people are looking for a credit limit but have a bad credit score, making things difficult. Check out how the Group One Platinum Card works and how it helps you.
Group One Platinum Card: Up to $750 starting limit on all credit scores
If you’re a big fan of Horizon Outlet, you’ll enjoy following along with this Group One Platinum Card review. After all, this credit card is perfect to use there and does not require a good credit score.
That is, anyone with a good credit score can apply for and have the approval of up to a $750 limit.
Without having associated APR fees, all of this is a great differentiator of this option. Learn more and see if it’s right for you.
- Credit Score: Poor;
- Annual Fee: $177.24 ($14.77 per month);
- Regular APR: None;
- Welcome bonus: None;
- Rewards: None.
How does the Group One Platinum Card work?
The Group One Platinum Card, presented in this review, is a card for all credit scores. It releases up to a maximum initial $750 and has no associated APR fee, making it very different from the rest.
However, you may have some attached fees like annual and monthly fees. However, it is an excellent card that meets the needs of people regardless of their credit score.
Furthermore, the limit offered by the Group One Platinum Card is reasonable and very good for those who still need a credit score. However, you only have a few associated benefits.
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Group One Platinum Card pros and cons
The Group One Platinum Card, from this review, is great for anyone who likes to use the Horizon Outlet. After all, it allows all credit score types to apply for this card and still has an APR of 0%.
However, this option has limitations and some cons. For example, high monthly and annual fees and a reduction in the possibility of use. Check out the comparison below.
- The reasonable credit limit for use at Horizon Outlet;
- My Roadside Protect is included with membership;
- APR is potentially lower than other similar credit cards;
- Allows all types of credit scores to apply.
- Limitation of Credit Card Use for Horizon Outlet;
- The monthly associated fee of $14.77 to each and every cardholder;
- A high annual fee amounting to $177.24;
- No sign-up bonuses, rewards, or cash back;
- No reporting to major credit agencies to improve your credit score;
- No benefits like a regular credit card.
Does my credit score need to be good?
As mentioned earlier, all types of credit are accepted in this Group One Platinum Card review. You can apply online or through the app, regardless of your credit score.
However, a great benefit is that the APR is 0%; you will pay the other fees, but the APR does not change.
So, regardless of your credit score, you will enjoy a good limit offered.
Want to apply for the Group One Platinum Card?
The Group One Platinum Card, presented in this review, is a very interesting option, especially if you don’t have a good credit score. After all, you can get up to $750 from your starting limit.
However, to gain approval quickly and easily, it is essential to know how to apply. Check out this post and learn how to apply online.
About the author / Sabrina Paes
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