Credit Cards

Applying for the OpenSky Secured Visa Credit Card: learn how!

You can apply for the OpenSky Secured Visa card even if you don't have a perfect credit score! So, learn how to do it today and start building your credit!


by Izabela Bonzanini

02/24/2022 | Updated on 10/19/2022

OpenSky Secured Visa Credit Card application

Logo Opensky
Learn how to apply. Source: OpenSkyCard Youtube.

Applying for a credit card can be a daunting task, especially if your credit history is less than perfect. But don’t worry – there are plenty of cards available specifically designed for people in your situation! And today you’ll learn how to apply for one of them, the OpenSky Secured Visa!

A secured card can help improve your credit score so you can qualify for better cards in the future. The OpenSky Secured Visa Credit Card offers many benefits such as flexible credit limit, and building credit.


Credit Card

OpenSky Secured Visa

Mobile App Visa

Start improving your credit score!

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No credit check is required, the approval takes just a few minutes and you can also benefit from the fact the card reports monthly to all 3 major credit bureaus.

Apply for it today and see how easy it is to get back on track with your finances! This card is simple and easy to understand.

It’s a very nice option for people that are looking for simple features and people who are new to credit or are working on rebuilding their credit and are working to get their finances on track for a better future.

Besides, when you apply, you get instant feedback letting you know if your application was approved or not.

Apply online

Mulher com cartão de crédito em uma mão e celular em outra.
See how to apply online. Source: AdobeStock.

In order to apply for OpenSky Secured Visa Credit Card:

  • You must be 18 years or older
  • Provide your Social Security Number
  • Submit a refundable security deposit

After you get approved, you need to activate your card. Visit the company’s website and click the blue MyAccount button to get to the online account management login page.

You can find the Activate Card button on the top right if using a desktop.

Apply using the app

Using the app to apply isn’t an option available at this moment. However, you can use the app for anything else.

You can manage your payments and transactions in the OpenSky app right from your mobile phone or tablet, see your minimum payment due and next payment date, view recently posted transactions — even make payments right from your device.

OpenSky Secured Visa credit card vs. Citi Premier credit card 

But if you are still unsure if this card is the best option for your financial life, we can help you out!

Check out our comparison table below to learn more about another great credit card, the Citi Premier!

OpenSky Secured Visa card Citi Premier card
Credit ScoreBad credit  690 or higher
Annual Fee$35 $95
Regular APR19.64% (variable) 15.99% – 23.99% (variable)
Welcome bonusIt does not offer a welcome bonus60,000 points after $4,000 spent on purchases in the first three months
RewardsIt does not offer rewards3x points per $1 spent at restaurants, hotels, supermarkets, and more
Logo Citi

Applying for the Citi Premier card: learn how!

Citi Premier is an amazing travel reward credit card that offers fantastic benefits to its users. Learn how to apply!

About the author  /  Izabela Bonzanini

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