Credit Cards
IHG® Rewards Premier Credit Card full review
Discover why this card is a great choice for earning rewards points, cash back and more. Earn up to 26x points for every dollar spent! Read on!
Advertisement
IHG® Rewards Premier Credit Card: Earn 175,000 points in the first 3 months
If you’re looking for an excellent reward card with perks that offer endless possibilities, then you won’t want to miss our full review of the IHG® Rewards Premier Credit Card.
Applying for the IHG® Rewards Premier Credit Card
Earn points on every purchase with the IHG® Rewards Premier Credit Card. Find out how to apply and why it's a great choice.
This credit card offers big bonuses right off the bat and a wide variety of points-earning opportunities. Keep reading to find out how it can help simplify planning and trips!
- Credit Score: 690-850 (Good – Excellent);
- Annual Fee: $99;
- Regular APR: 20.24%-27.24% variable APR;
- Welcome bonus: Earn 175,000 bonus points after spending $3,000 on purchases in the first 3 months;
- Rewards: Earn 26x more points at the IHG® hotel and resort network, 5x points per dollar at dining, travel, and gas stations, 3x points per dollar spent on all other purchases, and more!
How does the IHG® Rewards Premier Credit Card work?
If you’re looking for rewards on your IHG® hotel stays and more, then the IHG® Rewards Premier Credit Card is the answer.
After all, it offers a competitive sign-up bonus of 175,000 points after spending $3,000 in the first three months.
When you stay at IHG hotels, you receive 26x points for each dollar spent.
Furthermore, this card offers 5x points per dollar at gas stations, travel, and restaurants and 3x points per dollar spent elsewhere.
If that doesn’t sound tempting enough, they also have a reward night after each account anniversary at IHG hotels worldwide. Isn’t it great?
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
IHG® Rewards Premier Credit Card pros and cons
The IHG® Rewards Premier Credit Card is very interesting for those who want perks and rewards in one place.
However, you face small cons like an annual fee for these benefits. Check out the comparison and draw your conclusions.
Pros
- Free nights from the payment of 3 nights and on the birthday;
- Earn up to 26x points for every dollar spent;
- Elite card status that unlocks countless possibilities;
- Perks in trips and restaurants with a lot of luxury;
- Competitive APR rate against competitors.
Cons
- It charges an annual fee and some extra transfer fees;
- Rewards flexibility is limited and may be restricted to some uses and locations.
Does my credit score need to be good?
To enjoy the benefits of the IHG® Rewards Premier Credit Card, you need to have a strong credit score.
After all, the company analyzes the credit score to apply and then releases an APR consistent with your situation.
Accordingly, the IHG® Rewards Premier Credit Card requires a good or excellent score.
That is, you need to score between 690-850 to be approved and have low rates.
Want to apply for the IHG® Rewards Premier Credit Card?
IHG® Rewards Premier Credit Card featured in this review have very attractive rewards. After all, you can redeem points and still have an introductory bonus.
Having a good or excellent credit score is essential. Therefore, you need to know how to apply correctly to be approved. Check out the step-by-step guide below!
Applying for the IHG® Rewards Premier Credit Card
Earn points on every purchase with the IHG® Rewards Premier Credit Card. Find out how to apply and why it's a great choice.
Trending Topics
Applying for the Unique Platinum card: learn how!
In this article we bring you a quick and straightforward step-by-step guide on how to apply for the Unique Platinum card. Read on for more!
Keep ReadingOpenSky® Secured Visa® Credit Card Review
Build credit confidently with the OpenSky® Secured Visa® Credit Card. No credit check needed to apply. Start your credit journey today!
Keep ReadingWhat is tax deduction and how does it work?
Discover the basics of how does tax deduction work. Also, learn the types of deductions available, and how to use them in your favor. Read on!
Keep ReadingYou may also like
Ethereum successfully completes its first test merge
Ethereum, the world's second largest cryptocurrency by market cap, completed a major development milestone this past week with a test merge.
Keep ReadingApplying for the SavorOne Rewards for Good Credit card: learn how!
Learn how to apply for a SavorOne Rewards for Good Credit card and get 3% cash back on all of your favorite everyday categories!
Keep ReadingGet an easy home equity line of credit: Citizens Bank HELOC review!
Looking for a flexible and convenient way to access equity in your home? Check our Citizens Bank HELOC review!
Keep Reading