Credit Cards

IHG® Rewards Premier Credit Card full review

Discover why this card is a great choice for earning rewards points, cash back and more. Earn up to 26x points for every dollar spent! Read on!

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IHG® Rewards Premier Credit Card: Earn 175,000 points in the first 3 months

IHG® Rewards Premier Credit Card
IHG® Rewards Premier Credit Card full review. Source: Stealth Capitalist

If you’re looking for an excellent reward card with perks that offer endless possibilities, then you won’t want to miss our full review of the IHG® Rewards Premier Credit Card.

IHG and Chase logo

Applying for the IHG® Rewards Premier Credit Card

Earn points on every purchase with the IHG® Rewards Premier Credit Card. Find out how to apply and why it's a great choice.

This credit card offers big bonuses right off the bat and a wide variety of points-earning opportunities. Keep reading to find out how it can help simplify planning and trips!

  • Credit Score: 690-850 (Good – Excellent);
  • Annual Fee: $99;
  • Regular APR: 20.24%-27.24% variable APR;
  • Welcome bonus: Earn 175,000 bonus points after spending $3,000 on purchases in the first 3 months;
  • Rewards: Earn 26x more points at the IHG® hotel and resort network, 5x points per dollar at dining, travel, and gas stations, 3x points per dollar spent on all other purchases, and more!

How does the IHG® Rewards Premier Credit Card work?

If you’re looking for rewards on your IHG® hotel stays and more, then the IHG® Rewards Premier Credit Card is the answer.

After all, it offers a competitive sign-up bonus of 175,000 points after spending $3,000 in the first three months.

When you stay at IHG hotels, you receive 26x points for each dollar spent.

Furthermore, this card offers 5x points per dollar at gas stations, travel, and restaurants and 3x points per dollar spent elsewhere.

If that doesn’t sound tempting enough, they also have a reward night after each account anniversary at IHG hotels worldwide. Isn’t it great?

IHG® Rewards Premier Credit Card pros and cons

Portrait of young smiling dark-haired woman wearing light-colore
IHG® Rewards Premier Credit Card pros and cons. Source: Adobe Stock

The IHG® Rewards Premier Credit Card is very interesting for those who want perks and rewards in one place.

However, you face small cons like an annual fee for these benefits. Check out the comparison and draw your conclusions.

Pros

  • Free nights from the payment of 3 nights and on the birthday;
  • Earn up to 26x points for every dollar spent;
  • Elite card status that unlocks countless possibilities;
  • Perks in trips and restaurants with a lot of luxury;
  • Competitive APR rate against competitors.

Cons

  • It charges an annual fee and some extra transfer fees;
  • Rewards flexibility is limited and may be restricted to some uses and locations.

Does my credit score need to be good?

To enjoy the benefits of the IHG® Rewards Premier Credit Card, you need to have a strong credit score.

After all, the company analyzes the credit score to apply and then releases an APR consistent with your situation.

Accordingly, the IHG® Rewards Premier Credit Card requires a good or excellent score.

That is, you need to score between 690-850 to be approved and have low rates.

Want to apply for the IHG® Rewards Premier Credit Card?

IHG® Rewards Premier Credit Card featured in this review have very attractive rewards. After all, you can redeem points and still have an introductory bonus.

Having a good or excellent credit score is essential. Therefore, you need to know how to apply correctly to be approved. Check out the step-by-step guide below!

IHG and Chase logo

Applying for the IHG® Rewards Premier Credit Card

Earn points on every purchase with the IHG® Rewards Premier Credit Card. Find out how to apply and why it's a great choice.

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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