Credit Cards

Applying for the Total Select Visa Card: learn how!

Simply follow these steps, and you will be on your way to enjoying all of the benefits that this card has to offer! Read on and learn how to apply for the Total Select Visa Card.


by Sabrina Paes

12/30/2022 | Updated on 01/26/2023

Total Select Visa Card: apply online and fast with the best conditions

Total Select logo
Learn how to apply for the Total Select Visa Card. Source: Stealth Capitalist

Total Select Visa Card is a convenient option for those with less-than-stellar credit scores who want access to a credit card. With an initial limit of $300, it reports your payments to three major credit bureaus.


Credit Card

Total Select Visa

Credit Builder Simple and fast

All types of credit accepted! $300 as initial credit limit.

You will be redirected to another website

However, to access these benefits, knowing how to apply for them is essential. In this sense, the main way to apply is online. Check out the step-by-step that will help you get this card.

Apply online

Applying for a Total Select Visa Card requires a simple process that can be completed in just a few short steps. To apply, you must be at least 18 years of age.

Furthermore, you must have the legal capacity to contract financial services in your state of residence. Additionally, applicants must present a valid credit score and secured number as the application requirements.

After collecting these documents and filling out the application, it promises personalized service and professionalism, furthering its commitment to exceptional customer service.

To apply online, you must access Total Select’s official website and follow three main steps. First, you must fill in your personal details, such as name, email, and address.

In the second step, you must inform your financial data so that the company can verify your score. Lastly, if everything is right, you move on to the third step, in which you select your card design.

Apply using the app

The application for the Total Select Visa Card is made exclusively online. That is, you can apply through mobile devices. However, you must follow the same steps as the online application.

Nevertheless, cardholders can still enjoy a user-friendly mobile app. It is available t the Google Play and Apple stores. It allows customers to manage their accounts, make payments, and more.

Total Select Visa Card vs. First Access Visa® Card

Smiling businessman paying online with credit card from digital
Compare both cards to help you make a more informed decision. Source: Adobe Stock

This credit card is a democratic option because it allows access to all credit scores. However, you have a relatively high APR to take advantage of this option and other fees.

Still, this is not your only alternative. After all, you too can count on the First Access Visa® Card. This card also allows the application of low credit scores. Check out the comparison and choose the best option for you.

Total Select Visa Card

  • Credit Score: Bad/Poor;
  • Annual Fee: $75 in the 1st year, $48 annually after;
  • Regular APR: 29.99%;
  • Welcome bonus: No cash advance or monthly servicing fees in the first year. After that, read terms;
  • Rewards: None.

First Access Visa® Card 

  • Credit Score: Bad/Fair Score;
  • Annual Fee: $75 for the first year, $48 per year thereafter;
  • Regular APR: 34.99%;
  • Welcome bonus: No monthly fees for the first year;
  • Rewards: N/A.

Are you interested in learning more about the First Access Visa® Card? Great! Keep reading and find out how to apply for this credit card and more!

First Access card logo

How to apply for the the First Access Visa® Card!

The First Access Visa® Card is a good option for anyone who needs to build credit. Learn how to apply and be approved for this option!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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