Credit Cards

Indigo® Mastercard® with Fast Pre-qualification credit card full review

If you’re looking for a way to rebuild credit, we can help! In this Indigo® Mastercard® with Fast Pre-qualification card review, you learn how to boost your credit score within months.

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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Indigo® Mastercard® with Fast Pre-qualification credit card: improve your financial future in 60 seconds.

picture of the Indigo card
See how to apply for the Indigo card. Source: Indigo.

Are you looking for an unsecured card to improve your credit ratings? You’ve found it! In this Indigo® Mastercard® with Fast Pre-qualification card review, we’ll take a look at all the main features this product has to offer to help you build a better financial future.

card

Credit Card

Indigo® Mastercard®

Fast Protection

Reports to all major credit bureaus. No security deposit required.

You will be redirected to another website

While most credit card issuers require a security deposit for customers with bad or fair credit scores, Indigo lets you keep your money. Its pre-qualification process is super quick and will give you a response in under 60 seconds. Plus, it won’t affect your credit score!

With a 24.90% APR, this product stands among all other credit cards in its category. The Indigo card reports to all three major credit bureaus in the country. Therefore, with good use of the card, you’ll be able to repair your damaged credit in just a few months. 

The Indigo® Mastercard® with Fast Pre-qualification credit card was created to assist customers with a challenging credit history. It will give you a chance to rebuild your score while living the life you’ve always dreamed of. 

 So, read on for our review of this card and learn everything it can do for you. 

Credit ScoreBad – Fair
Annual Fee$175 First Year, $49 every year after that
Regular APR35.9%
Welcome bonusN/A
RewardsNone

How does the Indigo® Mastercard® with Fast Pre-qualification card work?

The Indigo® Mastercard® with Fast Pre-qualification card is an excellent option for people with bad credit looking to improve their credit score. This card reports to all three major credit bureaus, so using it responsibly can help you boost your ratings in no time.

The card charges a modest annual fee of $75 during its first year and $99 every year after that, which is on par with most subprime unsecured credit cards on the market. Its APR of 24.90% on purchases is also nothing new in this line of credit.

The Indigo provides nationwide Mastercard coverage for online or in-person shopping and requires no security deposit for new cardholders. Issued by Celtic Bank, it gives a $0 liability for unauthorized charges.  

Indigo® Mastercard® with Fast Pre-qualification card pros and cons:

note about boosting score
See the pros and cons of this card. Source: Adobe Stock.

Before applying for the Indigo® Mastercard® with Fast Pre-qualification card, take a look at its main perks and drawbacks so you can make an informed decision.

Pros

  • Available for people with bad or fair credit scores
  • Reports to all major credit bureaus
  • Provides $0 liability for unauthorized charges
  • Has a nationwide acceptance
  • Fast pre-qualification

Cons

  • Charges an annual fee
  • High APR
  • Increased rates for late and return payments
  • No welcome bonus, and no perks

Does my credit score need to be good?

You need a credit score between bad and fair to apply for this card. However, Indigo welcomes customers with no credit history to pre-qualify as well. That said, the annual fee charged by the company depends on your creditworthiness. 

Want to apply for the Indigo® Mastercard® with Fast Pre-qualification card?

If you’re working on improving your credit score, the Indigo® Mastercard® with Fast Pre-qualification card can be a helpful tool. This card is designed for people with fair to bad credit, and it can help you raise your score by building a positive credit history.

In addition to having a standard APR and a modest annual fee, the Indigo® Mastercard® requires no security deposit. It also offers other features that can help you keep your finances healthy. Read on to learn how you can apply to it.

card

Credit Card

Indigo® Mastercard®

Fast Protection

Reports to all major credit bureaus. No security deposit required.

You will be redirected to another website

Apply online

woman sitting
See how to apply online. Source: Adobe Stock.

Before you send in an application for an Indigo® Mastercard® with Fast Pre-qualification card, you must pre-qualify first. To do so, all you need to do is access Indigo’s official website and click on the “pre-qualify now” button on the homepage.

That will lead you to an online form that you will need to fill in with your personal information and social security number. Indigo should give you a response to whether you qualify for their card in under 60 seconds. 

Apply using the app

Unfortunately, Indigo doesn’t provide a mobile app for credit card requests or account management. That means all new card applications must go through their website. For inquiries about this product, you can contact their customer services at 1-800-353-5920

Indigo® Mastercard® with Fast Pre-qualification card credit card vs. Fit Mastercard credit card

If after learning everything about the Indigo® Mastercard® with Fast Pre-qualification card you’re still unsure it’s the best choice for your financial needs, we can help! There are other unsecured cards for customers with bad or fair credit scores in the market, like the Fit Mastercard card! 

You can double your initial credit limit in just six months with responsible use. Plus, it can help you improve your score while also providing some exciting features. See some of them in the comparison below and follow the link for the application process.

Indigo® Mastercard® cardFit Mastercard credit card
Credit ScoreBad – FairBad – Fair
Annual Fee$175 First Year, $49 every year after that$99
Regular APR35.9%29.99% variable
Welcome bonusN/ANone
RewardsNoneN/A
Fit mastercard credit card

Applying for the Fit Mastercard card: learn how!

See how to apply for the Fit Mastercard and change your financial future once and for all!

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