Indigo® Mastercard® Credit Card full review

Want to rebuild credit and need a card? We may have the best option for you! Read our Indigo® Mastercard® Credit Card review to learn more!


Indigo® Mastercard® Credit Card: no credit score requirement and fair APR

Indigo® Mastercard® Credit Card
Check out our Indigo® Mastercard® Credit Card review! Source: Indigo Card

This may be the way out if you need a credit card but don’t have enough score for regular options. This Indigo® Mastercard® Credit Card Review will show you what the qualifications and benefits of this option are.

Indigo logo

Applying for the Indigo® Mastercard® Credit Card

The Indigo® Mastercard® Credit Card is perfect for helping you rebuild credit. Find out how to apply correctly.

This credit card allows you to rebuild credit and use it for extra money. Although the limit is low, this card’s approval helps many who need it. So, check out the features.

  • Credit Score: Bad / Poor;
  • Annual Fee: $75 in the first year. Then, $99;
  • Regular APR: 29.90%;
  • Welcome bonus: N/A;
  • Rewards: N/A.

How does the Indigo® Mastercard® Credit Card work?

girl with card and notebook
Learn how this card works! Source: Adobe Stock.

The Indigo® Mastercard® Credit Card is a credit option for those with a bad or poor credit score. It has a relatively low fee compared to other similar cards and includes higher annual fees.

It allows for quick and easy application over the internet and provides monthly reports to credit bureaus. So, you use your limit and can increase your credit score by making regular payments.

Indigo® Mastercard® Credit Card pros and cons

This Indigo® Mastercard® Credit Card Review shows that this card option can be great at recovering credit. However, like any credit card, it also has its downsides.

In this case, the limit is low as the card can be requested by people without a good credit score. In addition, there are associated annual fees. Therefore, check out the pros and cons.


  • No requirement for a good credit score for Prequalification, even if you have previously declared bankruptcy;
  • Reports sent monthly on credit usage to the main agencies;
  • No security deposit is required to secure approval;
  • Relatively low APR rate for this type of card.


  • The potentially high annual rate, depending on the credit score being evaluated;
  • No associated benefits and welcome bonus;
  • Low credit limit;
  • Difficulty in wide use of credit due to low limit.

Does my credit score need to be good?

As you can see, the Indigo® Mastercard® Credit Card is a great option for anyone who doesn’t have a good FICO score. That is, you do not need to have a good credit score to apply for this credit card option.

In that sense, having a score above 300, you are already considered qualified to apply for that card. While it has a relatively lower APR rate compared to similar options, it has high annual fees to compensate.

Want to apply for the Indigo® Mastercard® Credit Card?

The Indigo® Mastercard® Credit Card application can be made by citizens over 18 years of age and with a social security number.

The application can be made online, by computer or notebook, or by application, on a tablet or smartphone.

Want to know how to fill out the application correctly? Check out our post below that explains everything you need to know.

Indigo® Mastercard® Credit Card

Applying for the Indigo® Mastercard® Credit Card

The Indigo® Mastercard® Credit Card is perfect for helping you rebuild credit. Find out how to apply correctly.

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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