Reviews
LightStream personal loan application: how to apply now!
If you have questions about LightStream personal loan application, this is your moment. Learn more about getting credit.
Advertisement
Application for the LightStream personal loan: easy application and no late fees
A personal loan may be just what you need. The LightStream personal loan is a great option because of the low fees and low credit required.
In addition, it is an option that provides benefits, is flexible, and seeks user satisfaction.
The application process is simple, and you can do it online or via a mobile application.
However, it is important to know where to start the application to increase the chances of being approved soon. Check out the tips we’ve separated here.
Apply online
The online application can be faster for those who don’t have a lot of smartphone experience. It can be done through a form on the official LightStream website.
Although the application is online and very practical, in some cases, the agency can contact you by phone. This happens to confirm some data.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Requirements
To perform the application, both online and by application, some information is requested. Check out:
- Purpose, amount, and term of the loan;
- Form of payment;
- Personal and contact information;
- employment information;
- Current expenses, including monthly housing payments.
Apply on the app
The mobile app doesn’t make much difference. You need to download the official LightStream app and then fill in the data.
The requirements are the same as for the online application. Then wait for review and approval.
Receipt of both the online application and the app can happen on the same day. However, the application must be made before 2:30 PM EST for this to happen.
LightStream personal loan vs. Prosper loans: which is the best for you?
When it comes to loans, there are many companies with offers. However, it is important to analyze and compare so you don’t have problems and surprises later.
Today we bring you the comparison between LightStream personal loan and Prosper Loans.
Overall, LightStream personal loan has the most benefit and flexibility. It has lower fees than Prosper loans.
| LightStream personal loan | Prosper loans | |
| APR | Maximum variable APR of 20.49% | 7.95-35.99% |
| Loan Purpose | Home improvements, Land purchases, Debt consolidation, Medical expenses, Wedding costs, and Preschool and K-12 expenses | Home improvements, Healthcare finances, Debt consolidation, Household expenses, and vehicle purchases |
| Loan Amounts | $5,000 – $100,000 | $2,000-$40,000 |
| Credit Needed | Excellent | 600 |
| Origination Fee | None | 2.41%-5% |
| Late Fee | None, but there is a higher interest accrual | Variable |
| Early Payoff Penalty | None | None |
If you like the Prosper loans features, check out our post below to learn how to apply for a loan there!
Prosper Loans application: how to apply now!
Looking for a personal loan? Prosper may be the right lender for you. With an easy online application, you can get a decision in minutes! Apply today!
Trending Topics
Apply Now for a Scholarship to Study Abroad in Canada
Learn how to apply for a scholarship in Canada and the requirements for international students - study abroad in no time! Read on!
Keep Reading
Merrick Bank Personal Loan review: is it worth it?
In this Merrick Bank Personal Loan review you will learn if borrowing from this bank is a good deal, and whether it is for you.
Keep Reading
Earn Big Rewards: Apply for Pelican Points Visa
Get straightforward instructions to apply for the Pelican Points Visa! Earn points on every purchase and make the most of your money!
Keep ReadingYou may also like
Applying for the Chase Freedom Unlimited® Credit Card: learn how!
Learn how to apply for Chase Freedom Unlimited® card today and find out why this is one of the best cash back cards available in the market!
Keep Reading
Upgrade Cash Rewards Visa® credit card full review
Want a card with good cashback and fixed monthly fees? Then, read on to learn about the Upgrade Cash Rewards Visa® credit card.
Keep Reading
Make up to $22,75 hourly working at Whole Foods Market: see job vacancies
Craving a job with purpose and fresh perks? Dive into Whole Foods Market open vacancies - earn up to $22.75/hour and enjoy 20% discounts!
Keep Reading