Reviews
LightStream personal loan application: how to apply now!
If you have questions about LightStream personal loan application, this is your moment. Learn more about getting credit.
Advertisement
Application for the LightStream personal loan: easy application and no late fees
A personal loan may be just what you need. The LightStream personal loan is a great option because of the low fees and low credit required.
In addition, it is an option that provides benefits, is flexible, and seeks user satisfaction.
The application process is simple, and you can do it online or via a mobile application.
However, it is important to know where to start the application to increase the chances of being approved soon. Check out the tips we’ve separated here.
Apply online
The online application can be faster for those who don’t have a lot of smartphone experience. It can be done through a form on the official LightStream website.
Although the application is online and very practical, in some cases, the agency can contact you by phone. This happens to confirm some data.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Requirements
To perform the application, both online and by application, some information is requested. Check out:
- Purpose, amount, and term of the loan;
- Form of payment;
- Personal and contact information;
- employment information;
- Current expenses, including monthly housing payments.
Apply on the app
The mobile app doesn’t make much difference. You need to download the official LightStream app and then fill in the data.
The requirements are the same as for the online application. Then wait for review and approval.
Receipt of both the online application and the app can happen on the same day. However, the application must be made before 2:30 PM EST for this to happen.
LightStream personal loan vs. Prosper loans: which is the best for you?
When it comes to loans, there are many companies with offers. However, it is important to analyze and compare so you don’t have problems and surprises later.
Today we bring you the comparison between LightStream personal loan and Prosper Loans.
Overall, LightStream personal loan has the most benefit and flexibility. It has lower fees than Prosper loans.
| LightStream personal loan | Prosper loans | |
| APR | Maximum variable APR of 20.49% | 7.95-35.99% |
| Loan Purpose | Home improvements, Land purchases, Debt consolidation, Medical expenses, Wedding costs, and Preschool and K-12 expenses | Home improvements, Healthcare finances, Debt consolidation, Household expenses, and vehicle purchases |
| Loan Amounts | $5,000 – $100,000 | $2,000-$40,000 |
| Credit Needed | Excellent | 600 |
| Origination Fee | None | 2.41%-5% |
| Late Fee | None, but there is a higher interest accrual | Variable |
| Early Payoff Penalty | None | None |
If you like the Prosper loans features, check out our post below to learn how to apply for a loan there!
Prosper Loans application: how to apply now!
Looking for a personal loan? Prosper may be the right lender for you. With an easy online application, you can get a decision in minutes! Apply today!
Trending Topics
Tier 1 Credit 101: building a strong financial foundation
What is Tier 1 Credit? You can find out here, including how to achieve it to improve your finances. So, read on!
Keep Reading
The Credit People review: repair your credit with confidence
A good credit score opens doors for negotiations. Check out this review from The Credit People, a great option to improve your finances!
Keep Reading
Crypto with the most potential in 2022: great investment opportunities
Do you know which is the crypto with the most potential in 2022? Bitcoin has given way to other currencies like Ethereum. Read on!
Keep ReadingYou may also like
Applied Bank® Secured Visa® Gold Preferred® credit card full review
Looking for a secured credit card that offers a low-interest rate? Check our Applied Bank® Secured Visa® Gold Preferred® card review!
Keep Reading
Dovly review: repair your credit with confidence
Rebuilding credit is essential for financial health. Check out this Dovly review and find out if it might be a good option for you.
Keep Reading
Avant Personal Loan: how to apply now!
Learn how to apply for Avant Personal Loan fast! Ensure up to $35,000 and fulfill your financial needs! Keep reading and learn more!
Keep Reading