Credit Cards

$0 annual fee: MyPoint Credit Union Platinum Visa review

The MyPoint Credit Union Platinum Visa will give you $200,000 in Travel Accident Insurance and much more! Read on and discover what you need!

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Earn points on purchases!

MyPoint Credit Union Platinum Visa Credit Card
$0 annual fee: MyPoint Credit Union Platinum Visa review. Source: Stealth Capitalist

Are you ready to experience a rewarding credit journey? Then don’t miss our latest MyPoint Credit Union Platinum Visa review! This article will explain all you need!

MyPoint Credit Union Platinum Visa Credit Card

Apply for MyPoint Credit Union Platinum Visa

Get ready to earn points on every purchase! Apply for the MyPoint Credit Union Platinum Visa Card today and revolutionize your spending!

After all, who doesn’t want to earn points while spending and enjoying some exclusive travel benefits? So without further ado, let’s get started!

  • Credit Score: Good;
  • Annual Fee: $0 annual fee in the first 3 years. After that, you can waive with minimum annual purchases of at least $6,000;
  • Purchase APR: 15.00% up to 22.50%;
  • Cash Advance APR: 21.00% to 28.50%;
  • Welcome Bonus: None;
  • Rewards: You can enroll and earn points for travel, gifts, merchandise, and more.

How does the MyPoint Credit Union Platinum Visa Credit Card work?

The MyPoint Credit Union Platinum Visa Credit Card is a great opportunity for those who love traveling. Its features were designed to help you always earn!

It starts by offering the MyPremium Perks Program, which allows cardholders to earn 1 point for every $1 spent. It can be redeemed for cash back, travel, gift card, and more!

Also, you’ll enjoy a credit line of up to $50,000. Plus, you’ll get Travel Accident Insurance of $200,000! This can be a lifesaver for frequent travelers!

Cardholders can also easily manage their credit cards through the MyPoint Credit Union Oline, which is available 24/7! And there is no annual fee!

You’ll enjoy a $0 annual fee for the first 3 years! After that, you can waive it with a minimum annual purchase of $6,000!

MyPoint Credit Union Platinum Visa Credit Card pros and cons

Woman sitting on couch in living room, holding credit card and d
MyPoint Credit Union Platinum Visa Credit Card pros and cons. Source: Adobe Stock

As you can note in our review notes, the MyPoint Credit Union Platinum Visa Credit Card’s pros and cons bring valuable benefits to its clients!

For example, they can count on a credit limit of up to $50,000 and get rewarded for every $1 spent! But is it the right option for your current needs?

To help you answer that, we’ve compiled this card’s pros and cons and compared it below! So keep reading and discover if this is the right choice for your wallet!

Pros

  • $0 annual fee for 3 years;
  • Waive your annual fee with minimum spending of $6,000 annually;
  • Earn points on every purchase and redeem it as you need;
  • Maximum credit limit of $50,000;
  • Enjoy travel insurance of $200,000.

Cons

  • Potential high APR;
  • To waive the annual fee, you must spend at least $6,000 annually;
  • The reward program might be complicated.

Does my credit score need to be good?

As a credit card with an excellent reward program and other great perks, the MyPoint Credit Union Platinum Visa Credit Card will have higher requirement standards.

Therefore, you’ll need to have good credit to qualify for it! Still, don’t hesitate to take your chances and enjoy this great credit card!

Want to apply for the MyPoint Credit Union Platinum Visa Credit Card?

In addition to its amazing benefits, MyPoint Credit Union Platinum Visa Credit Card offers an extra user-friendly experience to cardholders.

And when it comes to their application process, it is no different. So if you’re interested in applying for this card, keep reading!

Our following article will bring every information you need about their process and more! Are you ready? Then let’s get started!

MyPoint Credit Union Platinum Visa Credit Card

Apply for MyPoint Credit Union Platinum Visa

Get ready to earn points on every purchase! Apply for the MyPoint Credit Union Platinum Visa Card today and revolutionize your spending!

About the author  /  Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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