Credit Cards
$0 annual fee: MyPoint Credit Union Platinum Visa review
The MyPoint Credit Union Platinum Visa will give you $200,000 in Travel Accident Insurance and much more! Read on and discover what you need!
Advertisement
Earn points on purchases!
Are you ready to experience a rewarding credit journey? Then don’t miss our latest MyPoint Credit Union Platinum Visa review! This article will explain all you need!
Apply for MyPoint Credit Union Platinum Visa
Get ready to earn points on every purchase! Apply for the MyPoint Credit Union Platinum Visa Card today and revolutionize your spending!
After all, who doesn’t want to earn points while spending and enjoying some exclusive travel benefits? So without further ado, let’s get started!
- Credit Score: Good;
- Annual Fee: $0 annual fee in the first 3 years. After that, you can waive with minimum annual purchases of at least $6,000;
- Purchase APR: 15.00% up to 22.50%;
- Cash Advance APR: 21.00% to 28.50%;
- Welcome Bonus: None;
- Rewards: You can enroll and earn points for travel, gifts, merchandise, and more.
How does the MyPoint Credit Union Platinum Visa Credit Card work?
The MyPoint Credit Union Platinum Visa Credit Card is a great opportunity for those who love traveling. Its features were designed to help you always earn!
It starts by offering the MyPremium Perks Program, which allows cardholders to earn 1 point for every $1 spent. It can be redeemed for cash back, travel, gift card, and more!
Also, you’ll enjoy a credit line of up to $50,000. Plus, you’ll get Travel Accident Insurance of $200,000! This can be a lifesaver for frequent travelers!
Cardholders can also easily manage their credit cards through the MyPoint Credit Union Oline, which is available 24/7! And there is no annual fee!
You’ll enjoy a $0 annual fee for the first 3 years! After that, you can waive it with a minimum annual purchase of $6,000!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
MyPoint Credit Union Platinum Visa Credit Card pros and cons
As you can note in our review notes, the MyPoint Credit Union Platinum Visa Credit Card’s pros and cons bring valuable benefits to its clients!
For example, they can count on a credit limit of up to $50,000 and get rewarded for every $1 spent! But is it the right option for your current needs?
To help you answer that, we’ve compiled this card’s pros and cons and compared it below! So keep reading and discover if this is the right choice for your wallet!
Pros
- $0 annual fee for 3 years;
- Waive your annual fee with minimum spending of $6,000 annually;
- Earn points on every purchase and redeem it as you need;
- Maximum credit limit of $50,000;
- Enjoy travel insurance of $200,000.
Cons
- Potential high APR;
- To waive the annual fee, you must spend at least $6,000 annually;
- The reward program might be complicated.
Does my credit score need to be good?
As a credit card with an excellent reward program and other great perks, the MyPoint Credit Union Platinum Visa Credit Card will have higher requirement standards.
Therefore, you’ll need to have good credit to qualify for it! Still, don’t hesitate to take your chances and enjoy this great credit card!
Want to apply for the MyPoint Credit Union Platinum Visa Credit Card?
In addition to its amazing benefits, MyPoint Credit Union Platinum Visa Credit Card offers an extra user-friendly experience to cardholders.
And when it comes to their application process, it is no different. So if you’re interested in applying for this card, keep reading!
Our following article will bring every information you need about their process and more! Are you ready? Then let’s get started!
Apply for MyPoint Credit Union Platinum Visa
Get ready to earn points on every purchase! Apply for the MyPoint Credit Union Platinum Visa Card today and revolutionize your spending!
About the author / Beatriz Vieira
Trending Topics
Applying for the Sable debit card: learn how!
Read on to learn the application process for the Sable card - one of the best choices for you to start building your credit score.
Keep ReadingApply for Ovation Credit Repair: Easily improve your score!
Learning how to apply for Ovation Credit Repair helps you safely improve your score. So, read on to find out how to apply!
Keep ReadingWhat is an annual fee on a credit card?
Annual fee on a credit card is a common thing, but do they make sense? How can you get rid of them? When should you accept them?
Keep ReadingYou may also like
Build credit with PREMIER Bankcard® Mastercard®: apply now!
Apply for the PREMIER Bankcard® Mastercard® today and achieve your full credit potential! Qualify with poor credit! Read on and learn more!
Keep ReadingApplying for the First Access Visa® Card: learn how!
The First Access Visa® Card is a good option for anyone who needs to build credit. Learn how to apply and be approved for this option!
Keep ReadingEarn Up to $26k Per Employee with the Employee Retention Tax Credit!
Are you looking for ways to reduce your business expenses? The Employee Retention Tax Credit can provide up to $26k per employee.
Keep Reading