SoFi Private Student Loan: how to apply now!

Payment terms can be adjusted at no extra cost. Find out if you qualify for a SoFi Private Student Loan and enjoy all its benefits. Read on!


by Thais Daou

02/06/2023 | Updated on 02/09/2023

Apply for the SoFi Private Student Loan: online and easy-to-use

SoFi logo
SoFi Private Student Loan: how to apply now! Source: SoFi

Learn how to apply for SoFi Private Student Loan and pay no hidden fees! You can also enjoy the several benefits this lender offers in no time!



SoFi Private Student

Online Quick and easy

Rate discount and no hidden fees!

You will be redirected to another website

This lender’s application process is simple and fast! Also, you can complete it fully online! You can get the results in minutes! So keep reading to learn more!

Apply online

To apply for SoFi Private Student Loan, you’ll need to access their official website. Firstly, you’ll need to prequalify.

Therefore, fill out a small form with your information. It includes name and contact. Further, they’ll check your credit score and confirm your email.

You’ll also need to provide documentation, such as proof of income, ID, and others. After that, confirm all the provided info and submit your form.

Lastly, just wait for the response. And if approved, your first payment will be 30 to 45 days later.

Apply on the app

You can only apply for SoFi Private Student Loan through their official website. Still, this lender provides a useful mobile app to its customers.

Furthermore, it is available for IOs and Android systems, and you can use it to manage your loan, make payments, and more!

SoFi Private Student Loan vs. College Ave Student Loan: which one is the best for you?

Student loan payment calculation, scholarship or saving for school and education concept, white piggy bank wearing graduation hat on calculator on yellow background with copy space.
Learn more about the application process here. Source: Adobe Stock

SoFi Private Student Loans offer loans for educational purposes with competitive rates, zero fees, and flexible repayment options.

But there are other excellent alternatives, such as the College Ave Student Loan. This lender charges no origination fee and also delivers several perks.

Are you interested in learning more? Then compare both options below to help you make a more informed decision! So let’s go!

SoFi Private Student LoanCollege Ave Student Loan
APR 4.49% to 13.80%; Undergraduate Student Loans:

Variable APR ranges from 1.79% to 13.85%
Fixed APR ranging from 3.22% to 13.95%.

Graduate Student Loans:
Variable APR ranges from 1.76% to 10.97%
Fixed APR ranging from 3.99% to 11.98%.

*Terms apply;
Loan Purpose Refinancing for Higher Education
(Undergrad, Grad, JD/MBA, Parent Loans);
Undergraduate, Graduate (including MBA, law, dental, medical, and other health professions), Parent loans, Career programs, and Student loan refinancing ;
Loan Amounts$5,000 Minimum;It depends on the loan type
Credit NeededN/A; Not disclosed;
Origination Fee None; None;
Late FeeNone; There are late fees, but they depend on the loan type;

*Terms apply;
Early Payoff PenaltyNone.None.

Has College Ave Student Loan got your attention? Then keep reading and learn how to apply for this lender!

College Ave Student Loans logo

College Ave student loan application

Knowing how to apply for a loan can bring greater chances of approval. Check out how College Ave student loan application works and make yours.

You will remain in the same website

About the author

Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as other fields, for five years. And now, she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge.

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