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The Aspiration Spend & Save debit card: Earn a high APY while making the world a better place.


Keep your money safe with FDIC insurance, get up to 3% APY and pay as little as $0 monthly fee while also contributing for a better, more environmentally and socially conscious world. For every purchase you make you will be asked to round up to the next dollar, and the extra pennies go to planting trees and offsetting your own carbon emissions.


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Check out some of the benefits of getting the Aspiration Spend and Save debit card.

Earn up to 5% APY
Pay up to $0 in monthly fees
Your money is insured by the FDIC
Contribute to fighting climate change

You will remain in the same website

Most people do not pay attention to debit cards. But you can have a way better way of using your money than a regular debit card from your old bank: the Aspiration Spend & Save™ card.


  • Fee Flexibility: Aspiration’s got this “Pay What Is Fair” vibe, so you can pick what fees work for you, even if it’s zero. It’s like choosing your own adventure with money.
  • Green and Clean: This card is all about being eco-friendly and socially conscious. If you’re into saving the planet while spending, Aspiration is your go-to finance friend.
  • Cashback: Get some sweet cashback rewards when you swipe that card. It’s like getting a high-five from your bank every time you make a purchase.
  • ATM Freedom, Anywhere: No fees for hitting up ATMs worldwide. Traveling? No worries. Your money is as global as your Instagram feed.
  • Grow Your Money: The Save account hooks you up with interest on your savings. Your money isn’t just chilling; it’s growing.


  • Fee Rollercoaster: The whole “Pay What Is Fair” thing can be a bit unpredictable. It’s cool for some, but others might prefer a more stable fee situation.
  • No Bank Hangouts: If you prefer in-person services, Aspiration might not be your bank. No physical branches to speak directly with your manager.
  • App-Only Living: Everything happens in the app or on the website. If you’re all about that app life, great. But if you miss the smell of paper statements, maybe not.

You can opt to use this debit card to manage your business expenses. However, it is not personalized or designed specifically for this purpose. Assess your business financial needs with the Aspiration Spend & Save™ benefits to see if it’s worth it for you.

Linking your Aspiration debit card to online banking is a straightforward process. Once you’ve received your card, you can download the Aspiration mobile app from the App Store or Google Play. Log in to your account, navigate to the settings or account management section, and follow the provided instructions to link your debit card to online banking.

There are no stringent eligibility restrictions for applying for an Aspiration debit card. We can say that the only restriction is for people who do not live in the US and will not be able to get this card.

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