To be eligible for the Tally Line of Credit, you must be a U.S. citizen or permanent resident, have a minimum credit score of 580, and have a minimum income of $12,000 annually. You must also be at least 18 years old and have a valid bank account.

A Tally Line of Credit provides you with a revolving line of credit that you can draw from as needed. The amount you can borrow is based on your creditworthiness, income, and other factors. Once you’re approved for a line of credit, you can use it to make purchases or pay off other debts. You’ll make monthly payments on the amount you borrow, and interest is charged only on the amount you use.

The interest rate for Tally Line of Credit ranges from 7.90% to 29.99%, depending on your creditworthiness and other factors. The interest rate is variable and may change over time based on market conditions.

Tally Line of Credit does not charge any origination fees, prepayment penalties, or late fees. However, if you make a payment that is returned for insufficient funds, your bank may charge you a fee. Additionally, if you use your Tally Line of Credit to withdraw cash, your bank may charge a cash advance fee.