Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

The SavorOne Rewards for Good Credit credit card, as the “good credit” disclaimer says, is a product for customers with a good credit score.

By Capital One’s own definitions, “good credit” means zero payments more than 30 days late on a loan or credit card in the last five years, and no loan defaults or bankrupt declarations within the same period.

This card offers 3% cash back on grocery stores, entertainment, streaming services and dining. It also offers unlimited 1% on every other purchase you make, plus 8% on tickets bought at Vivid Seats in 2023. It also doesn’t charge an annual fee.

Keep reading to learn some key points about this card.

This card is most adequate for people looking to maximize cash back rewards on entertainment, grocery shopping and dining. The card’s 3% earning is unlimited, meaning you have no spending cap. Also, rewards never expire as long as your account is open and in good standing.

However, cardholders must keep in mind that some merchant categories may not qualify for the highest rewards. Capital One observes that a number of supermarket food counters, hotel restaurants, food trucks and other vendors may not qualify for the dining rewards.

Superstores such as Target and Walmart are also excluded from the grocery category. A few of the other non-qualified merchants are country clubs, golf courses, college sporting events, amusement park tickets obtained through third-party sites, and a few others worth checking.

As it says in its disclaimer, this card does require applicants to possess at least good credit standing. Make sure to remember what Capital One’s definition of good credit is.

If you have good credit, there’s a new rewards card that is worth checking out. The SavorOne Rewards for Good Credit card gives you 3% cash back on all your dining and entertainment purchases and grocery stores. Plus, 1% back on everything else.

There are no annual fees and no foreign transaction fees. And if you’re looking for a little extra incentive to sign up, the card currently has a $200 sign-up bonus after spending just $500 in the first three months.

So if you’re looking for a way to earn some extra rewards on your favorite spending categories, the SavorOne Rewards for Good Credit card is definitely worth considering. Keep reading to learn how to apply for this card!

Applying for the SavorOne Rewards for Good Credit card is a simple and easy process that you can do online on Capital One’s website. Here is a quick walkthrough of the application process.

Capital one has a number of credit card options, so the first step is to locate the avorOne Rewards for Good Credit card  on their webpage.

On the top left corner of their main page you will find the Credit Cards tab. Once you click on it, a dropdown menu will show up containing the credit card categories. Select Cash Back Rewards. 

On the next page, click “See Cards’ inside the “Savor & Savor One Rewards” box. Now click on SavorOne Rewards for Good Credit, and on the next page click “Apply Now”. Now you are ready to start the application process.

The form page will ask you for some personal information such as your first, middle and last name, date of birth, and citizenship status. Scrolling down you will find the Contact Information section where you must fill in the blanks with your home address, email and primary phone number.

Further down you must enter your employment status, annual income, mortgage or rent, and some other financial information. You will also find the option of adding additional cardholders to your account.

You must then check the box stating you have reviewed and agree to the terms, read through the important disclosures document at the bottom of the page, and finally hit continue.

The website will show you back all the information you have provided, and once you have reviewed it, hit “Continue”. You will see a new window with some additional acknowledgements, and after reading you should click on “Submit Application”.

If you’re a high end credit card user and are looking for a straightforward and robust cash back program, you should check out Bank of America Unlimited Cash Rewards. Have a look at this comparison.