Credit Cards
5 Credit Cards for Fair Credit: Best Options for You!
If you have fair or average credit, it can be hard to find a card that fits your needs. However, these 5 cards are all worth considering!
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Compare the top cards for people with fair credit
Many don’t know that having fair credit can make it difficult to obtain financial products. But don’t worry! Here are a few credit cards for fair credit scores.
Our article will provide 5 excellent options so you can start working on your credit easily. Keep reading to learn more!
5 credit cards for fair credit: get a card that fits your needs
Check out some credit cards for fair credit options we’ve gathered for you! We are sure these will help you achieve your goal!
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1. Indigo® Mastercard®
This credit card is perfect for those who want to build credit! Indigo® Mastercard® Credit Card provides a simple and fast prequalification process.
They also report your payments to 3 major credit bureaus, which can help you improve your credit score quickly!
Plus, you can enjoy Mastercard’s wide acceptance. Isn’t it great? Check out the main features of this credit card!
- Credit Score: Bad/poor
- Annual Fee: $175 the first year; $49 thereafter
- APR for Purchases: 35.9%
- Welcome bonus: N/A
- Rewards: N/A
2. FIT Mastercard®
FIT Mastercard® knows not everyone has good credit, and they can help you with that!
This credit provides an initial limit of up to $400; you can double it over time.
Plus, you count on Mastercard Zero Liability Protection and Free Monthly Credit Score checking.
Bad credit isn’t fatal, no matter how you got there. You can build financial success with a FIT Mastercard®. Check its main features below.
- Credit Score: Poor/fair
- Annual Fee: $99 the first year; $125 thereafter
- APR for Purchases: 35.90%
- Welcome bonus: N/A
- Rewards: N/A
3. Aspire® Cash Back Reward Card
Aspire® Cash Back Reward Card comes with some excellent benefits for credit builders. This card offers a free credit score, zero fraud liability, and 24/7 online access!
And there is more! Cardholders can earn 3% cash back on eligible gas, grocery, and utility bill payments!
Plus,s 1% cash back on all purchases! Isn’t it great! You can work on your credit history while earning!
Check the main details below to see if it is the right option!
- Credit score: Poor/fair
- Annual fee: $49 to $175; after that $0 to $49 annually
- APR for Purchases: 29.99% or 36%
- Welcome bonus: N/A
- Rewards: 3% cash back on eligible gas, grocery, and utility purchases or payments; and 1% cash back on all other eligible purchases
4. Milestone Mastercard®
Milestone Mastercard® does not offer many features. Its goal is straightforward: helping you build credit!
They offer a simple and quick application process and report your payments to the 3 major credit bureaus.
Also, you can use your card wherever Mastercard is accepted in the U.S. Learn more about this card below.
- Credit Score: Bad/poor
- Annual Fee: $175 the first year; $49 thereafter
- APR for Purchases: 35.9%
- Welcome bonus: N/A
- Rewards: N/A
5. Petal® 1 “No Annual Fee” Visa® Credit Card
Petal® 1 “No Annual Fee” Visa® Credit Card will help raise your credit and earn cash back.
It offers 2% to 10% cash back at select local and national merchants and charges no annual fee. Check out its main features below!
- Credit Score: Fair/good
- Annual Fee: $0
- APR for Purchases: 25.24% – 34.74% (variable)
- Welcome bonus: N/A
- Rewards: 2% to 10% cash back at select local and national merchants
Is it hard to get a card with fair credit?
Many factors can determine your credit score. But if one thing is certain, it is that fair credit doesn’t look appealing to creditors.
Your credit score will show them how likely you are to pay your debts. Therefore, the higher your score, the better you’ll look!
The good news is that you can start improving it immediately! Several credit cards will accept you even with poor credit, as you saw on our list!
Plus, they’ll help you raise your credit history through simple steps, like staying on top of your bills. Having financial responsibility might be worth it, after all.
Find other options: best credit cards for poor credit
Credit cards are frequently cited as one of the modern world’s “7 Wonders.” Thanks to them, we can make our routine purchases with ease and peace of mind.
In addition, certain cards come with additional benefits that make a world of difference for the people who use them.
Now that you know about 5 credit cards for fair credit options, it is time to explore the other side!
Check the following post and find the best credit cards for good credit! Keep reading to find out!
Credit cards for good credit: compare the options
If you have a good credit history, these are the best credit cards to choose from. Compare features and find the card that's right for you.
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