Credit Cards

6 credit cards for fair credit: find the best option for you!

If you have fair or average credit, it can be hard to find a card that fits your needs. However, these seven cards are all worth considering!

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Compare the top cards for people with fair credit

Close-up images of multiple credit card handsets
Discover 7 credit cards for fair credit! Source: Freepik

Many don’t know that having fair credit can make it difficult to obtain financial products. But don’t worry! Here are a few credit cards for fair credit scores.

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen

Choose the perfect credit repair company

Choosing a company to repair your credit is not an easy decision. Check out the tips we brought to help you on this mission.

Our article will provide 6 excellent options so you can start working on your credit easily. Keep reading to learn more!

6 credit cards for fair credit: get a card that fits your needs

Excited pretty young woman holding phone and credit card in her hands in the studio
Discover top-rated cards, including their benefits and drawbacks. Source: Freepik

Many factors can determine your credit score. But if one thing is certain, it is that fair credit doesn’t look appealing to creditors.

Your credit score will show them how likely you are to pay your debts. Therefore, the higher your score, the better you’ll look!

The good news is that you can start improving it immediately! Several credit cards will accept you even with poor credit!

Plus, they’ll help you raise your credit history through simple steps, like staying on top of your bills. Having financial responsibility might be worth it, after all.

Check out some credit cards for fair credit options we’ve gathered for you! We are sure these will help you achieve your goal!

1. Indigo® Mastercard® Credit Card

This credit card is perfect for those who want to build credit! Indigo® Mastercard® Credit Card provides a simple and fast prequalification process.

Also, they report your payments to 3 major credit bureaus so that you can improve your credit score fast!

Plus, you can enjoy Mastercard’s wide acceptance. Isn’t it great! Check out the main features of this credit card!

  • Credit Score: Bad/poor;
  • Annual Fee: $0 to $99;
  • Regular APR: 24.90%;
  • Welcome bonus: N/A;
  • Rewards: N/A.

Applying for the Indigo® Mastercard® Credit Card

The Indigo® Mastercard® Credit Card is perfect for helping you rebuild credit. See what are the steps to make the application!

2. FIT® Platinum Mastercard®

FIT® Platinum Mastercard® knows not everyone has good credit, and they can help you with that!

This credit provides an initial limit of up to $400; you can double it over time.

Plus, you count on Mastercard Zero Liability Protection and Free Monthly Credit Score checking.

Bad credit isn’t fatal, no matter how you got there. You can build financial success with a FIT® Platinum Mastercard®. Check its main features below.

  • Credit Score: Poor/fair;
  • Annual Fee: See terms;
  • Regular APR: 29.99% Variable;
  • Welcome bonus: N/A;
  • Rewards: N/A.

Applying for the FIT® Platinum Mastercard®

Facing financial trouble can happen to everybody. But you can always rebuild your economic life with good information and discipline.

3. Aspire® Cash Back Reward Card

Aspire® Cash Back Reward Card comes with some excellent benefits for credit builders. This card offers a free credit score, zero fraud liability, and 24/7 online access!

And there is more! Cardholders can earn 3% cash back on eligible gas, grocery, and utility bill payments!

Plus,s 1% cash back on all purchases! Isn’t it great! You can work on your credit history while earning!

Check the main details below to see if it is the right option!

  • Credit score: Poor/fair;
  • Annual fee: Seetermss;
  • Regular APR: 29.99% or 36% Variable on purchases;
  • Welcome bonus: N/A;
  • Rewards: 3% cash back on eligible gas, grocery, and utility purchases or payments; and 1% cash back on all other eligible purchases;
  • Terms apply.
Aspire® logo

Applying for the Aspire® Cash Back Reward Card

Learn all about applying for the Aspire® Cash Back Reward Card and how to earn up to 3% cashback! Check out our post!

4. Milestone Mastercard®

Milestone Mastercard® does not offer many features. Its goal is straightforward: helping you build credit!

They offer a simple and quick application process and report your payments to the 3 major credit bureaus.

Also, you can use your card wherever Mastercard is accepted in the U.S. Learn more about this card below.

  • Credit Score: Bad/poor;
  • Annual Fee: $75 for the first year and $99 annually after that;
  • Regular APR: 24.90% for purchases;
  • Welcome bonus: N/A;
  • Rewards: N/A.
Milestone Mastercard® Card

Applying for the Milestone Mastercard®: learn how!

If you need a card to rebuild credit and improve your finances, read our post to learn how to apply for the Milestone Mastercard®!

5. Milestone® Mastercard® – Mobile Access to Your Account

Milestone® Mastercard® – Mobile Access to Your Account is a good choice for people with fair credit. If you’ve damaged your credit history, this product can help.

It provides 24/7 mobile access to your account and much more. Check it out below!

  • Credit Score: Fair/good;
  • Annual Fee: $35–$99;
  • Regular APR: 24.90% Variable APR on purchases;
  • Welcome bonus: N/A;
  • Rewards: N/A;
Milestone® Mastercard® – Mobile Access to Your Account

Applying for the Milestone® Mastercard®

Do you need a card to help you build credit and with 24/7 mobile account access? If so, read our post to learn how to apply for this card.

6. Petal® 1 “No Annual Fee” Visa® Credit Card

Petal® 1 “No Annual Fee” Visa® Credit Car will help raise your credit and earn cash back.

They offer 2% to 10% cash back at select local and national merchants. Ans charge no annual fee. Check out its main features below!

  • Credit Score: Fair/good;
  • Annual Fee: $0;
  • Regular APR: 24.49% – 34.74% Variable APR;
  • Welcome bonus: N/A;
  • Rewards: 2% to 10% cash back at select local and national merchants.
Petal 1 Visa credit card logo

Applying for the Petal 1 Visa card: learn how!

Ready to get a credit card fast and easy? Here is what you can expect when you apply for the Petal 1 Visa card.

Find other options: best credit cards for poor credit

The businessman trying to improve credit score.
Is your credit history fair? See some options! Source: Adobe Stock

Credit cards are frequently cited as one of the modern world’s “7 Wonders.” Thanks to them, we can make our routine purchases with ease and peace of mind.

In addition, certain cards come with additional benefits that make a world of difference for the people who use them.

Now that you know 6 credit cards for fair credit options. It is time to dive deep into the other side!

Check the following post and find the best credit cards for good credit! Keep reading to find out!

Bank loan concept with businesswoman crossing her fingers on blackboard.

Credit cards for good credit: compare the options

If you have a good credit history, these are the best credit cards to choose from. Compare features and find the card that's right for you.

About the author  /  Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as other fields, for five years. And now, she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge.

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