Stealth Capitalist
Credit Cards US Reviews Finances Loans
pesquisar
Search →
Credit Cards →
US →
Reviews →
Finances →
Loans →

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Reviews

Upgrade Rewards Checking Account review: read before applying

Read our thorough Upgrade Rewards Checking Account review, highlighting everything from how much you can earn to what mobile banking functionality it offers!

Advertisement

by Sabrina Paes

Published on 12/07/2022

Up to 2% cash back on select purchases with the Upgrade Rewards Checking Account!

Upgrade logo
Check out our Upgrade Rewards Checking Account review! Source: Upgrade

The Upgrade Rewards Checking Account in this review promises customers a great deal. This option has no fees and a Visa debit card that earns up to 2% cash back on utility bills, subscriptions, and everyday expenses.

Upgrade logo

How to apply for Upgrade Rewards Checking Account

Find out everything you need to know about how to apply for the Upgrade Rewards Checking Accounts. With unbeatable perks like 2% cashback. Learn more!

Keep Reading
card

How to apply for Upgrade Rewards Checking Account

You will remain in the same website

However, the 1% back on other purchases is capped at $500 per year, which significantly decreases the account’s overall value. The positives still prevail as this option offers five ATM reimbursements. Keep Reading!

Fees$0 ATM fees, account fees, and transfer fees.
Minimum balanceNone.
APYChance to pair this account with a 3.50% APY High Yield Savings account.
Credit scoreN/A.
Rewards*2% cash back on everyday purchases;

1% cash back on other purchases.

*Terms apply.

What is the Upgrade Rewards Checking Account?

Upgrade Rewards Checking Account of this review is worth considering for its benefits. It comes with no fees and a Visa debit card that offers up to 2% back on eligible purchases.

Luckily, Upgrade offers free ATM reimbursements monthly when customers meet certain balance or deposit requirements.

All in all, an Upgrade Rewards Checking Account could be a great choice if you’re looking for banking convenience without the fees.

Upgrade Rewards Checking Account: how does it work?

money bank
Find out how this checking account works! Source: Pexels

Upgrade Rewards Checking Account is a feature-packed one-stop shop for all your banking needs. This account provides unprecedented access to convenience and lucrative savings potential.

This is because of features like high-yield savings account offering 3.50% APY, availability in all 50 states, free debit cards, and the option to lock/unlock the card if it is ever lost or stolen.

Unfortunately, Upgrade Rewards Checking does not offer a signup bonus, does not earn interest in itself, and is online with no access to physical branches.

Ultimately Upgrade Rewards Checking Account may be worth considering for those looking for convenient banking options combined with additional saving opportunities.

Advantages

  • Up to 2% cash back on all eligible purchases;
  • No monthly fees and no activation or annual fees;
  • Unlock the Upgrade High Yield Savings account, earning up to 3.50% APY.

Disadvantages

  • There is no possibility of cash deposits;
  • You need to meet certain balance requirements to use the cashback benefit at ATMs.

Does your credit score need to be good?

To request your Upgrade Rewards Checking Account, it is unnecessary to prove your score. After all, the company works with cash analysis in the current account and does not allow financing.

Therefore, you can fill in your online form and apply. However, it is important to wait for the bank’s evaluation, which can bring better APYs rates if your credit score is higher.

Want to apply for the Upgrade Rewards Checking Account?

The Upgrade Rewards Checking Account can help you get your money’s worth. However, you need to fulfill some requirements and apply online.

Check out the steps to open your account today with the post below.

Upgrade logo

How to apply for Upgrade Rewards Checking Account

Find out everything you need to know about how to apply for the Upgrade Rewards Checking Accounts. With unbeatable perks like 2% cashback. Learn more!

Keep Reading
card

How to apply for Upgrade Rewards Checking Account

You will remain in the same website

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

Trending Topics

content

OakStone Gold Secured Mastercard credit card full review

In this review, find out the benefits of the OakStone Gold Secured Mastercard, such as no credit checks, low APR, and more!

Keep Reading
content

Applying for the H&R Block Emerald Prepaid Mastercard®: learn how!

The H&R Block Emerald Prepaid Mastercard® might be what you're looking for if you don't have a good credit score. Learn how to apply today!

Keep Reading
content

Applying for the U.S. Bank Visa® Platinum Card: learn how!

Looking to apply for the U.S. Bank Visa® Platinum Card? This guide will help you! Pay no annual fee and enjoy 0% intro APR.

Keep Reading

You may also like

content

Is the crypto market going down? Here’s what you need to know

Inflation has impacted the cryptocurrency market. Is crypto market going down? That's what you'll find out in this post.

Keep Reading
content

Best credit cards for bad credit: top 10 options

Ensuring a good credit score brings good financial options. So, check out the best credit cards for bad credit to choose from and use!

Keep Reading
content

An easy guide to combining finances as a couple

Planning to combine finances as a couple? Read what research shows about this, and what are the best methods for combining finances.

Keep Reading
card

Disclaimer

Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

Stealth Capitalist

Privacy /  Terms /  About /  Contact

Privacy Terms About Contact

© 2023 Stealth Manager INC

EIN: 87-1815090

All Rights Reserved

Proudly based in Florida, US