OneMain Financial Personal Loans: how to apply now!

This step-by-step guide explains everything you need to know about applying and the requirements. Borrow up to $20,000 for multiple purposes!


by Sabrina Paes

Published on 04/06/2023

Flexibility in payment and values to use for different purposes

OneMain Financial Personal Loans
OneMain Financial Personal Loans: how to apply now! Source: Stealth Capitalist

Do you need extra cash or a larger purchase to handle life’s daily expenses? Then apply for the OneMain Financial Personal Loans today!


Personal Loan

OneMain Financial

Fast funding Simple Process

Borrow up to $20,000 for several purposes!

You will be redirected to another website

OneMain Financial provides a streamlined lending experience for those looking for financial flexibility. So read on and learn how to apply easily!

Apply online

Applying for a personal loan from OneMain Financial is easy.

Nevertheless, you must pre-qualify on their website by choosing the “Check for offers” button and entering your requested loan amount.

Second, you will be asked to provide your name, address, email, and income and answer questions about your employer and whether you have a paid-off vehicle.

Moreover, after entering your birth date and SSN or ITIN, they will offer previews of your potential loans.

So, the next step involves submitting an application.


Smiling Black Female Holding Smartphone And Looking Aside At Copy Space
Learn the requirements to qualify for this lender! Source: Adobe Stock

To apply for OneMain Financial Personal Loans, you must have a social security number or individual taxpayer identification number and be 18 years old.

While no minimum credit score is required for the application, individuals with no credit history may not qualify.

Additionally, applicants must have enough income to support their expenses plus the new loan’s monthly payment.

Finally, this income can come from any source, including but not limited to employment, partner income, alimony, retirement, child support, and more.

Apply on the app 

Want to know how to apply for OneMain Financial Personal Loans? Then check out the topic above, as the official website makes the application exclusively.

OneMain Financial Personal Loans vs. Upstart Personal Loans: which one is the best for you?

Upstart Personal Loans may be a great option if you’re looking for an alternative to OneMain Financial Personal Loans.

While applying, Upstart takes a comprehensive look at your credit score and data finance.

Whether OneMain Financial or Upstart Personal Loans is the best option for you depends on your needs.

Consider things such as interest rates, repayment terms, and more. So, check out the comparison.

OneMain Financial Personal LoansUpstart Personal Loans
APR18.00 to 35.99%;6.7% to 35.99%;
Loan PurposeDebt consolidation, Auto purchase, repair, or refinance, Wedding or funeral expenses, Medical debts, Vacations, Recreational vehicles, and Home improvements; Consolidating credit card and other debts, Paying for moving expenses, Funding home improvements, Covering medical costs, Financing a wedding, and Starting or expanding a business;
Loan Amounts$1,500 to $20,000;$1,000 – $50,000;
Credit NeededAll types of credit scores are accepted;All types of credit scores are accepted;
Origination Fee$25 to $500 or 1% to 10%;Up to 8%;
Late Fee$5 to $30 or 1.5% to 15% of the payment amount;5% of the unpaid amount or $15, whichever is greater;
Early Payoff PenaltyN/A.N/A.

Upstart Personal Loans is an interesting alternative that releases up to $50,000.

Furthermore, you can use that money for several things. So, want to find out how to apply? So, check out the post below.

Upstart Personal Loans logo

Upstart Personal Loans: how to apply now!

Find out how to apply for Upstart Personal Loans and access the money you need! Borrow up to $50K with quick funding.

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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