Credit Cards
Upgrade Triple Cash Rewards Visa® Credit Card Review
Are you looking for a credit card with low costs and high rewards? Stop looking and check the Upgrade Triple Cash Rewards Visa® Credit Card benefits on this review. It might suit your needs.
Advertisement
Upgrade Triple Cash Rewards Visa®: a 3% cash back to fill your pockets with rewards
The Upgrade Triple Cash Rewards Visa® Credit Card is one of the best cards offered by Upgrade, a financial start-up issued by Sutton Bank.
This review will show you what’s the deal about this interesting card. After all, is it a credit card, a line of credit, or a personal loan?
If you need a new credit card to earn cash back, this card might be a good option for you.
With up to 3% cash back on selected categories to enjoy it, many people will surely like this card. Let’s see what else the Upgrade Triple Cash Rewards has to offer.
How do you get the Upgrade Triple Cash Rewards?
The Upgrade Triple Cash Rewards Visa® is excellent for earning cashback if you don't like paying annual fees. Learn how to apply for it.
- Credit Score: Good to excellent.
- Annual Fee: No annual or monthly fee.
- Regular APR: Get 14.99% up to 29.99% APR, depending on your creditworthiness.
- Welcome bonus: None.
- Rewards: Cash back, with bonus on selected purchases.
How does the Upgrade Triple Cash Rewards Visa® work?
Some credit card specialists are suspicious about how this card works. It works like a credit card but has a lot of personal loan features.
The credit limit can be as high as $25,000 – some even get a $50,000. This is not something you can easily find on a credit card with a $0 annual fee.
But if you make a purchase this big on this credit card, you don’t need to worry about carrying a balance.
It will be split into installments at a fixed rate that gives you excellent predictability to budget and plan payments.
On top of that, the card will give you cash back, a Visa signature, and a physical card with contactless technology.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Upgrade Triple Cash Rewards Visa® Credit Card pros and cons
Pros
- If you agree with setting your bill into your checking account auto pay you can get the lowest APR.
- Your balance will be split into installments and you’ll have 12 to 60 months to pay it at a fixed rate and with no pre-payment fee.
- Earn 1% unlimited cash back when you pay your credit card bill, and up to 3% on selected purchases.
- The Visa signature will give you exclusive benefits, and your card will be accepted in virtually every corner of the world.
Cons
- Upgrade doesn’t allow balance transfers.
- If your credit score is not that great the APR can be high.
- It’s not available in DC, IA, WV, WI, NC, NH, or HI.
Does my credit score need to be good?
It is important to have this in mind: a good or excellent credit score will always grant you better offers.
With that in mind, know that you can apply with an average credit score for an Upgrade Triple Cash Rewards.
However, your APR and credit limit will not be as good as for someone with a better credit score.
Want to apply for the Upgrade Triple Cash Rewards Visa® Credit Card?
Having an Upgrade Triple Cash Rewards Visa® Credit Card can will grant you some cash back to your hands.
If you’d like to add this card to your wallet, we have some tips for you. Read the following content and learn how to apply for it.
How do you get the Upgrade Triple Cash Rewards?
The Upgrade Triple Cash Rewards Visa® is excellent for earning cashback if you don't like paying annual fees. Learn how to apply for it.
Trending Topics
Maximize Rewards with Every Swipe: Pelican Points Visa Review
Looking for a reliable rewards credit card? Discover what the Pelican Points Visa has to offer in our review. Enjoy a special bonus offer!
Keep ReadingCredit-builder loans: get the help you need to improve your credit score
Need to build credit or improve your credit score? Then you need to know about credit-builder loans. Check out!
Keep ReadingLearn the best Premium Credit Cards of 2022: enjoy their benefits!
You'll find everything you need to know about the best premium credit cards of 2022 in this article. Read and find out which one you like!
Keep ReadingYou may also like
Applying for the Net First Platinum card: learn how!
With the Net First Platinum credit card you can shop at the Horizon Outlet website. Applying is simple and approval is fast. Come get yours!
Keep ReadingWhat is a mortgage and how does it work?
What is a mortgage? Learn everything about this type of loan in this post and find out if it might be a good idea.
Keep ReadingWedding loans in Canada: financing your big day
Wedding loans in Canada can make your dream come true. Understand how this loan works and get married the way you deserve!
Keep Reading