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Up to $250K quickly: Apply now for Alliant Credit Union HELOC
Get access to flexible financing options - up to $250,000 fast! Discover how to apply for Alliant Credit Union HELOC!
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Alliant Credit Union HELOC might be the right option if you’re in the market for a home equity line of credit and we’ll teach you how to apply for it today!
Moreover, it’s perfect for homeowners looking into their home’s equity. So here’s what you need to know to apply for an Alliant Credit Union HELOC.
Apply online
Indeed, to apply for an Alliant Credit Union HELOC online, follow these simple steps:
- Visit the Alliant Credit Union website and navigate to the HELOC page;
- Click on the “Apply Now” button;
- Enter your personal information, such as your name, address, and social security number;
- Provide information about the property you are using as collateral for the loan.
- Input your employment information and income details;
- Review your application and submit it for review.
After submitting your application, you will receive an email confirmation. Alliant Credit Union will review your application and let you know if you have been approved.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Requirements
To be eligible for an Alliant Credit Union HELOC, you must have a minimum credit score 660 and at least 20% equity in your home.
You’ll also need to provide proof of income and other financial information.
Alliant Credit Union doesn’t disclose its origination fees but charges a $200 early payoff penalty.
Apply on the app
Indeed, if you prefer to apply for a HELOC on the go, Alliant Credit Union offers a mobile app that you can download for free.
Thus, the app allows you to check your account balances, make payments, and even apply for a HELOC directly from your phone or tablet.
Alliant Credit Union HELOC vs. PenFed HELOC: which one is the best for you?
When choosing between Alliant Credit Union and PenFed HELOCs, there are a few key factors to consider.
Indeed, Alliant Credit Union offers a slightly lower minimum loan amount.
In terms of credit requirements, Alliant Credit Union doesn’t disclose its minimum credit score requirement, while PenFed requires a minimum credit score of 660.
Furthermore, your best HELOC will depend on your needs and financial situation.
Further, we recommend comparing rates and terms from both lenders to determine which one fits you. So, check out!
| Alliant Credit Union HELOC | PenFed HELOC | |
| APR | Starting at 8.75%; | Rates starting at 8.625%; |
| Loan Purpose | Home improvements, vacations, consolidate debt, large expenses, and more; | Debt consolidation, home improvement, large purchases, and more; |
| Loan Amounts | Up to $250,000; | $25,000 to $500,000; |
| Credit Needed | Not Disclosed; | 660 Minimum |
| Terms | 10-year draw period and 20-year repayment; | Draw: 10 years, Repayment: 20 years; |
| Origination Fee | Not Disclosed; | Not Disclosed; |
| Late Fee | Not Disclosed; | 5%; |
| Early Payoff Penalty | Not disclosed. | Not Disclosed. |
So we’ve provided an overview of the Alliant Credit Union HELOC and compared it to PenFed HELOC to help you make an informed decision.
However, if you’re interested in applying for a PenFed HELOC, check out our article on “How to Apply for a PenFed HELOC” for more information.
Get up to $500K quickly: Apply for PenFed HELOC
Learn how to apply for a PenFed HELOC now – get the money you need quickly and use it for several purposes! Keep reading and learn more!
About the author / Sabrina Paes
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