Loans
Up to $250K quickly: Apply now for Alliant Credit Union HELOC
Get access to flexible financing options - up to $250,000 fast! Discover how to apply for Alliant Credit Union HELOC!
Advertisement
All information on a unique website for fast funds
Alliant Credit Union HELOC might be the right option if you’re in the market for a home equity line of credit and we’ll teach you how to apply for it today!
Moreover, it’s perfect for homeowners looking into their home’s equity. So here’s what you need to know to apply for an Alliant Credit Union HELOC.
Apply online
Indeed, to apply for an Alliant Credit Union HELOC online, follow these simple steps:
- Visit the Alliant Credit Union website and navigate to the HELOC page;
- Click on the “Apply Now” button;
- Enter your personal information, such as your name, address, and social security number;
- Provide information about the property you are using as collateral for the loan.
- Input your employment information and income details;
- Review your application and submit it for review.
After submitting your application, you will receive an email confirmation. Alliant Credit Union will review your application and let you know if you have been approved.
You will be redirected to another website
Requirements
To be eligible for an Alliant Credit Union HELOC, you must have a minimum credit score 660 and at least 20% equity in your home.
You’ll also need to provide proof of income and other financial information.
Alliant Credit Union doesn’t disclose its origination fees but charges a $200 early payoff penalty.
Apply on the app
Indeed, if you prefer to apply for a HELOC on the go, Alliant Credit Union offers a mobile app that you can download for free.
Thus, the app allows you to check your account balances, make payments, and even apply for a HELOC directly from your phone or tablet.
Alliant Credit Union HELOC vs. PenFed HELOC: which one is the best for you?
When choosing between Alliant Credit Union and PenFed HELOCs, there are a few key factors to consider.
Indeed, Alliant Credit Union offers a slightly lower minimum loan amount.
In terms of credit requirements, Alliant Credit Union doesn’t disclose its minimum credit score requirement, while PenFed requires a minimum credit score of 660.
Furthermore, your best HELOC will depend on your needs and financial situation.
Further, we recommend comparing rates and terms from both lenders to determine which one fits you. So, check out!
| Alliant Credit Union HELOC | PenFed HELOC | |
| APR | Starting at 8.75%; | Rates starting at 8.625%; |
| Loan Purpose | Home improvements, vacations, consolidate debt, large expenses, and more; | Debt consolidation, home improvement, large purchases, and more; |
| Loan Amounts | Up to $250,000; | $25,000 to $500,000; |
| Credit Needed | Not Disclosed; | 660 Minimum |
| Terms | 10-year draw period and 20-year repayment; | Draw: 10 years, Repayment: 20 years; |
| Origination Fee | Not Disclosed; | Not Disclosed; |
| Late Fee | Not Disclosed; | 5%; |
| Early Payoff Penalty | Not disclosed. | Not Disclosed. |
So we’ve provided an overview of the Alliant Credit Union HELOC and compared it to PenFed HELOC to help you make an informed decision.
However, if you’re interested in applying for a PenFed HELOC, check out our article on “How to Apply for a PenFed HELOC” for more information.
Get up to $500K quickly: Apply for PenFed HELOC
Learn how to apply for a PenFed HELOC now – get the money you need quickly and use it for several purposes! Keep reading and learn more!
Sabrina Paes
Trending Topics
Best Egg Personal Loan review: is it worth it?
Check out the Best Egg Personal Loan review. Enjoy approval and borrow up to $50,000 for multiple purposes. Keep reading to learn more.
Keep Reading
Maximize Rewards with Every Swipe: Pelican Points Visa Review
Looking for a reliable rewards credit card? Discover what the Pelican Points Visa has to offer in our review. Enjoy a special bonus offer!
Keep Reading
Luxury Titanium credit card full review
Want to travel in style and earn cash back? Check out our Luxury Titanium card review and see how its features can benefit you.
Keep ReadingYou may also like
PREMIER Bankcard® Mastercard® review: Maximize your credit!
Are you ready to build credit with confidence? Then read our PREMIER Bankcard® Mastercard® review! Enjoy credit monitoring services and more!
Keep Reading
GO2bank™ Secured Visa® Credit Card full review
Need to recover your credit score but don't want a loan? Check out this GO2bank™ Secured Visa® Credit Card review and see if it works for you.
Keep Reading
Should you invest in dividend-paying stocks?
Are dividend-paying stocks right for you? Here's what you need to know about this tried and true stock market strategy. Read on for more.
Keep Reading
