Applying for the PenFed Pathfinder® Rewards Visa Signature® Card: learn how!

Do you love to travel? If so, you can learn how to apply for the PenFed Pathfinder® Rewards Visa Signature® Card to earn travel perks and cash back! Read on!


PenFed Pathfinder® Rewards Visa Signature® Card: fast and easy application!

PenFed logo
Learn how to apply for the PenFed Pathfinder® Rewards Visa Signature® Card! Source: PenFed

If you have decided that the PenFed Pathfinder® Rewards Visa Signature® Card is right for you, you will find some useful information below.


Credit Card

PenFed Pathfinder Rewards

travel 0% intro APR

High rewards rate. Travel perks.

You will be redirected to another website

Remember that you must first become a PenFed member before submitting an application. This is not up for debate.

Yes. Simply put, to use the Pentagon Federal Credit Union’s financial services, you must be a member of the organization.

But do not feel bad; anyone can sign up. If you can jump through some hoops, apply for a PenFed Pathfinder® Rewards Visa Signature® Card.

Apply online

This rewards credit card is great for those who love to shop and travel. Source: Adobe Stock

As previously stated, the application process for obtaining financial products offered by PenFed will be determined by your current relationship with PenFed.

This means that even if you are not a member, you will be able to join shortly. However, membership applications must be submitted before any credit card applications can be processed.

As a result, non-members interested in this rewards credit card must first apply and deposit $5 into a PenFed savings account. They will then initiate membership during the application process.

The application process will be much faster if you are already a member. This is because they pre-fill certain fields in your application for you.

Those who are already members can sign into their accounts at It’s simple and convenient, and you can do it whenever and wherever you want.

Minor children of PenFed members can open accounts by adding them as members in their own right.

In addition to their regular share account, they can open a checking account. You must first fill out an application to open a checking account.

A child under the age of 16 must be listed as a co-owner, as must a parent or legal guardian. To do so, simply fill out the joint section of the Membership Application.

Apply using the app

There is a lack of information about potential alternate uses. No, not when it comes to memberships and credit card payments.

They will, however, have no trouble using their credit cards with a digital wallet. Simply enter your credit card information into your electronic wallet.

PenFed Pathfinder® Rewards Visa Signature® vs. Upgrade Cash Rewards

A comparison of the two reward credit cards is provided below. However, the Upgrade Cash Rewards credit card has unlimited cashback and no annual fee.

PenFed Pathfinder® Rewards Visa Signature®

  • Credit Score: Good/excellent;
  • Annual Fee: $95, which is waived for PenFed Honors Advantage Members;
  • Regular APR: 17.99% variable APR for purchases and 0% intro APR for 12 months for balance transfers you make in your first 90 days after opening your account. After that, 17.99%;
  • Welcome bonus: 50,000 bonus points (valid for when you spend $3,000 in your first 90 days with the card);
  • Rewards: 4x points on all travel categories (valid only for PenFed Honors Advantage Members); 3x points on all eligible travel categories; 1.5% on any other purchase;
  • Terms apply.

Upgrade Cash Rewards

  • Credit Score: Fair;
  • Annual Fee: $0;
  • Regular APR: 8.99%–29.99%;
  • Welcome bonus: $200 cash bonus (valid after you make three debit card transactions);
  • Rewards: 1.5% unlimited cashback on all purchases.

If you’re more interested in learning about the Upgrade Cash Rewards card and how to apply for it, check out our post below!

Upgrade Cash Rewards credit card

Applying for the Upgrade Cash Rewards card

If you want unlimited 1.5% cashback on any purchase you make, read on to learn about the Upgrade Cash Rewards card application!

About the author  /  Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as other fields, for five years. And now, she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge.

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