Credit Cards

Applying for the Truist Future Credit Card: learn how!

Get all the information you need to know about applying for a Truist Future Credit Card. Enjoy 0% APR for 15 months! Read on!


by Sabrina Paes

Published on 03/27/2023

Fast and simple application and $0 annual fee!

Truist logo
Applying for the Truist Future Credit Card: learn how! Source: Stealth Capitalist

Are you looking for a way to finance life’s unexpected expenses or simply save on everyday purchases? So, discover how to apply for Truist Future Credit Card.


Credit Card

Truist Future

Online Fast process

0% APR on purchases and balance transfers for 15 months! $0 annual fee!

You will be redirected to another website

Read on to discover how the application process for this credit card works. We’ve made it simple for you! Let’s go!

Apply online

Applying for the Truist Future is a simple process. All you need to do is visit the credit card’s website and complete an online application form.

This form will require general financial information, such as your Social Security Number, address, and annual income.

Once you have completed the form, take some time to double-check that all the entered information is accurate and then submit your application.

Doing this should provide you with a quick response on whether or not you are approved for the card.


Young man wears red t-shirt hold in hand use mobile cell phone sit on blue sofa couch stay at home hotel flat rest relax spend free spare time in living room indoors grey wall. People lounge concept.
Learn the requirements to qualify for this card. Source: Adobe Stock

To apply for this credit card, you need some minimum requirements:

  • Be 18 years of age or older;
  • Be an American citizen;
  • Have a valid social security number;
  • Credit score greater than or equal to 750;
  • Record of bank transactions in recent years.

Apply using the app

Applying for the Truist Future Credit Card is not difficult. However, you need to go through the entire process through the online form on the official website.

After all, there is no mobile app available to request this option. Therefore, follow the same steps as applying online and ensure you meet the requirements before applying.

Truist Future Credit Card vs. PREMIER Bankcard® Mastercard® 

The Truist Future Credit Card is a great choice for those looking for a low-interest rate. Offering a competitive APR, and no annual fee, it stands out from the competition.

On the other hand, if you have lower credit, consider signing up instead for the PREMIER Bankcard® Mastercard®.

Both cards offer reliable customer service should any questions or issues arise during your card usage. See the comparison!

Truist Future Credit Card

  • Credit Score: Fair – Good;
  • Annual Fee: $0;
  • Regular APR: 15 months introductory APR of 0%. 15.74% and 24.74%. – variable APR after;
  • Welcome bonus: N/A;
  • Rewards: None.

PREMIER Bankcard® Mastercard® 

  • Credit Score: Qualify with a low score (at least 500);
  • Annual Fee: $50 to $125 based on creditworthiness;
  • Regular APR: 36% variable APR;
  • Welcome bonus: N/A;
  • Rewards: N/A.

The PREMIER Bankcard® Mastercard® is an alternative that you can consider. See below how to apply for this card!

Premier logo

Apply for the PREMIER Bankcard® Mastercard® Card.

Need to build credit and improve your score? PREMIER Bankcard® Mastercard® Card can help! See how to apply for this simple option.

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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