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Applying for the Upgrade Rewards Checking Account: learn how
Find out everything you need to know about how to apply for the Upgrade Rewards Checking Accounts. With unbeatable perks like 2% cashback. Learn more!
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Upgrade Rewards Checking Account: Earn up to 2% cashback!

Upgrade Rewards Checking Account is an incredible account that offers no ATM fees, account fees, and much more! You can get a 20% lower rate on loans and credit cards by Upgrade! Read on to learn how to apply!
With the Upgrade Rewards Checking Account, you can get up to 2% cash back on eligible purchases and attractive benefits. The application is made online, and you can have your account today. Check out the step by step to open your account.
Online application

To be eligible for Upgrade Rewards Checking Account benefits, you must create your account. Therefore, you must access the official Upgrade website to start the procedure.
Initially, you will need to register with basic information. You must provide data such as name, address, telephone number, and social security.
Next, you will need to create a password and login so you can always access your account on mobile devices or online.
It is important to memorize this data so as not to forget it the next time you access your account.
Finally, you will fill out a brief form requesting your account opening. This form should contain your name, address, financial data, and social security number.
Then, you will submit it and wait for the bank to analyze it.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Requirements
Before you apply online, it’s important to know if you meet the requirements. In this sense, you must be over 18 years old and have valid social security.
This social security number assures the bank that you are recognized as a US citizen. In addition, you will need to provide personal information, such as your address and phone number, which must be up-to-date.
Apply using the app
Several Upgrade Rewards Checking Account users point out that the application is only made online. You must use the browser of your choice and complete the form.
However, Upgrade makes a very good app available in the Android and iOS stores. You can download this application and then use it to monitor the movements of your new account after approval.
Upgrade Rewards Checking Account vs. HSBC Premier Checking Account
With the Upgrade Rewards Checking Account, you get incredible cashback of up to 2% in selected places. Plus, it charges no monthly fees.
However, this doesn’t have to be your only option. If you have a large amount of money to deposit, the HSBC Premier Checking Account may be your best option. Check out the comparison.
| Upgrade Rewards Checking Account | HSBC Premier Checking Account | |
| Fees* | $0 ATM fees, account fees, and transfer fees. | $50 monthly fee (there are ways to avoid this monthly fee). *Terms apply. |
| Minimum balance | None. | $75,000 minimum balance to waive the monthly fee. |
| APY | Chance to pair this account with a 3.50% APY High Yield Savings account. | 0.01% with $5 or more as a minimum balance. |
| Credit score | N/A. | N/A. |
| Rewards* | 2% cash back on everyday purchases; 1% cash back on other purchases. *Terms apply. | If you open your account by February 15, 2023, you’ll be able to get a $500 welcome bonus as an eligible new cardholder (you may need to meet other requirements to qualify)! *Terms apply. |
If you think the HSBC Premier Checking Account is the best choice, read our post below to learn how to apply for it!
How to apply for HSBC Premier Checking Account
Applying for the HSBC Premier Checking Account is simple and you can do it from the comfort of your own home. See what the requirements are and how to proceed.
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