Credit Cards

Truist Future Credit Card full review: 0% APR for the first 15 months

Get all the details on the Truist Future Credit Card. Pay $0 foreign transaction fee and much more! Stick with us and learn everything you need!

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Pay no annual fee and enjoy Visa® Zero Liability Protection!

Truist Future Credit Card
Truist Future Credit Card full review. Source: Stealth Capitalist

If you’re looking for a simple, easy-to-use credit card with no annual fee, the Truist Future Credit Card of this review is worth considering.

Truist logo

Applying for the Truist Future Credit Card

Looking to apply for the Truist Future Credit Card? We'll help you! Enjoy 0% intro APR for 15 months and much more! Read on!

In this comprehensive review, we’ll cover every detail you need about the Truist Future Credit Card and determine if it’s right for your needs. Learn more!

  • Credit Score: Fair – Good;
  • Annual Fee: $0;
  • Regular APR: 15 months introductory APR of 0%. 15.74% and 24.74%. – variable APR after;
  • Welcome bonus: N/A;
  • Rewards: None.

How does the Truist Future Credit Card work?

Truist Future Credit Card is an excellent option for anyone who wants to move their balance to a new card without incurring extra fees.

With this card, both purchase and balance transfer APRs are competitive. After all, you can have 0% APR for up to 15 months.

Plus, there are no annual or foreign transaction fees. This is great news for people who travel often or maintain multiple credit cards.

Furthermore, Truist Future Credit Card is worth your consideration if you’re in the market for an affordable credit card with competitive rates and no additional fees!

Truist Future Credit Card pros and cons

Young woman over isolated blue background with phone in victory position
Truist Future Credit Card pros and cons. Source: Adobe Stock

Truist Future Credit Card is a popular option for those looking to manage their finances effectively.

However, it also has some drawbacks too. Despite these issues, Truist Future Credit Card still provides an excellent way for high limits and staying atop their financial goals.

It’s a great choice for those who are willing to take the time to carefully read Truist’s terms and conditions before signing up for the card. Check out the pros and cons.

Pros

  • 0% introductory APR on purchases and balance transfers for the first 15 months;
  • No foreign transaction and annual fees;
  • APR rates are relatively lower than other options;
  • Visa® Zero Liability protection against unauthorized use;
  • Contactless payments.

Cons

  • 3% balance transfer fee;
  • Offers no rewards or welcome bonuses.

Does my credit score need to be good?

The Truist Future Credit Card featured in the review requires an excellent credit score to apply. In that sense, you must have more than 750 scores to request this option.

Thus, the higher the credit score, the lower the interest rates. So, this is your option if you want high limits and a high credit score.

Want to apply for the Truist Future Credit Card?

In this review, you got to know the Truist Future Credit Card. It’s an interesting card for those who want high limits and protection from unauthorized use.

To find out how to apply, check out this article that we have separated to help you.

Truist logo

Applying for the Truist Future Credit Card

Looking to apply for the Truist Future Credit Card? We'll help you! Enjoy 0% intro APR for 15 months and much more! Read on!

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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