Credit Cards

Truist Enjoy Cash Secured Credit Card full review

Find out if the Truist Enjoy Cash Secured Credit Card is the right option for you! Enjoy Visa® Zero Liability protection and earn point on purchases! Read on!

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Truist Enjoy Cash Secured Credit Card: Up to 3% cash back on purchases

Truist Enjoy Cash Secured Credit Card
Truist Enjoy Cash Secured Credit Card full review. Source: Stealth Capitalist

After reading this review, you’ll find out if the Truist Enjoy Cash Secured Credit Card is worth applying for. Get all the facts without researching.

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Applying for the Truist Enjoy Cash Secured Credit

Find out how to apply for Truist Enjoy Cash Secured Credit Card. Get all the details now! Earn unlimited cash back on purchases! Read on!

Furthermore, we’ll look at this credit card’s features and benefits. Find out what makes the Truist Enjoy Cash Secured Credit Card a great option!

  • Credit Score: All types of credit scores are accepted;
  • Annual fee: $19;
  • Regular APR: 23.74% variable APR on purchases and balance transfers;
  • Welcome bonus: None;
  • Rewards: 3% cashback on gas-related purchases, 2% cashback on food stores and public services payments, and 1% money back on any other type of purchase.

How does the Truist Enjoy Cash Secured Credit Card work?

This review brings up the Truist Enjoy Cash Secured Credit Card. It works by offering cash back on many of your everyday purchases.

Thus, it gives users 3% cash back on gas, 2% on utilities and groceries, and 1% on all other eligible purchases.

An annual fee of $19 comes with this card, balance transfer fees of up to $10 or 3%, and cash advances.

Other notable features include Visa® Zero Liability, customized card controls for additional security, EMV chip technology, and contactless payments.

Plus, cardholders can enjoy mobile wallets like Apple Pay and Google Pay. With no foreign transaction fees, this card could be perfect for anyone looking for the great value in their next credit card.

Truist Enjoy Cash Secured Credit Card pros and cons

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Truist Enjoy Cash Secured Credit Card pros and cons. Source: Freepik

Truist’s Enjoy Cash Secured Credit Card offers a great way to build or rebuild your credit. However, it can have some downsides too.

For starters, the fee for this card is higher than many other secured cards, potentially turning away potential applicants.

When evaluating this card, weighing its pros and cons before deciding is important. Then check out!

Pros

  • Excellent cashback on selected purchases;
  • Credit increase with punctual payments;
  • All types of credit scores are accepted;
  • There are no extra rates for foreign transactions.

Cons

  • The annual rate for the use of services;
  • No introduction offers;
  • Relatively high APR rate;
  • Fee up to $ 40 for late payments.

Does my credit score need to be good?

Truist Enjoy Cash Secured Credit Card is a very democratic card. After all, all types of credit scores are accepted, and you can enjoy the benefits.

Want to apply for the Truist Enjoy Cash Secured Credit Card?

This review taught you more about the Truist Enjoy Cash Secured Credit Card. Indeed, this is an excellent option. After all, a great cashback of up to 3% on purchases can be all good.

So find out how to apply this option with the post we have separated.

Truist logo

Applying for the Truist Enjoy Cash Secured Credit

Find out how to apply for Truist Enjoy Cash Secured Credit Card. Get all the details now! Earn unlimited cash back on purchases! Read on!

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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