Credit Cards
Truist Enjoy Cash Secured Credit Card full review
Find out if the Truist Enjoy Cash Secured Credit Card is the right option for you! Enjoy Visa® Zero Liability protection and earn point on purchases! Read on!
Advertisement
Truist Enjoy Cash Secured Credit Card: Up to 3% cash back on purchases
After reading this review, you’ll find out if the Truist Enjoy Cash Secured Credit Card is worth applying for. Get all the facts without researching.
Applying for the Truist Enjoy Cash Secured Credit
Find out how to apply for Truist Enjoy Cash Secured Credit Card. Get all the details now! Earn unlimited cash back on purchases! Read on!
Furthermore, we’ll look at this credit card’s features and benefits. Find out what makes the Truist Enjoy Cash Secured Credit Card a great option!
- Credit Score: All types of credit scores are accepted;
- Annual fee: $19;
- Regular APR: 23.74% variable APR on purchases and balance transfers;
- Welcome bonus: None;
- Rewards: 3% cashback on gas-related purchases, 2% cashback on food stores and public services payments, and 1% money back on any other type of purchase.
How does the Truist Enjoy Cash Secured Credit Card work?
This review brings up the Truist Enjoy Cash Secured Credit Card. It works by offering cash back on many of your everyday purchases.
Thus, it gives users 3% cash back on gas, 2% on utilities and groceries, and 1% on all other eligible purchases.
An annual fee of $19 comes with this card, balance transfer fees of up to $10 or 3%, and cash advances.
Other notable features include Visa® Zero Liability, customized card controls for additional security, EMV chip technology, and contactless payments.
Plus, cardholders can enjoy mobile wallets like Apple Pay and Google Pay. With no foreign transaction fees, this card could be perfect for anyone looking for the great value in their next credit card.
You will be redirected to another website
Truist Enjoy Cash Secured Credit Card pros and cons
Truist’s Enjoy Cash Secured Credit Card offers a great way to build or rebuild your credit. However, it can have some downsides too.
For starters, the fee for this card is higher than many other secured cards, potentially turning away potential applicants.
When evaluating this card, weighing its pros and cons before deciding is important. Then check out!
Pros
- Excellent cashback on selected purchases;
- Credit increase with punctual payments;
- All types of credit scores are accepted;
- There are no extra rates for foreign transactions.
Cons
- The annual rate for the use of services;
- No introduction offers;
- Relatively high APR rate;
- Fee up to $ 40 for late payments.
Does my credit score need to be good?
Truist Enjoy Cash Secured Credit Card is a very democratic card. After all, all types of credit scores are accepted, and you can enjoy the benefits.
Want to apply for the Truist Enjoy Cash Secured Credit Card?
This review taught you more about the Truist Enjoy Cash Secured Credit Card. Indeed, this is an excellent option. After all, a great cashback of up to 3% on purchases can be all good.
So find out how to apply this option with the post we have separated.
Applying for the Truist Enjoy Cash Secured Credit
Find out how to apply for Truist Enjoy Cash Secured Credit Card. Get all the details now! Earn unlimited cash back on purchases! Read on!
Sabrina Paes
Trending Topics
Medicaid: what it is, who it helps, and how to apply
Learn everything you need to know about the Medicaid program, including how it works and different eligibility requirements.
Keep ReadingDestiny card or Revvi card: find the best choice!
Unsure if you should get a Destiny or Revvi card? Check out this comparison to see which one comes out on top for your financial needs!
Keep ReadingApplying for the American Express Platinum card: learn how!
Check here how to apply for the American Express Platinum card, and enjoy its benefits at airline companies and hotels around the world!
Keep ReadingYou may also like
Applying for the Juno Debit Card: learn how!
The Juno Debit Card may be what you want to get your money's worth. Check out how to apply and get your account working today.
Keep ReadingSavorOne Rewards for Good Credit credit card full review
The SavorOne Rewards for Good Credit credit card offers 3% cash back on dining, groceries, entertainment and more, 1% on all other purchases.
Keep ReadingApplying for the Truist Enjoy Beyond Credit Card: learn how!
Learn how to apply for the Truist Enjoy Beyond Credit Card here! Earn 30,000 bonus points in the 1st 3 months! Read on!
Keep Reading