The FIT® Platinum Mastercard® is available to everyone, regardless of credit score. The application process is straightforward, and in a short time, you can have your card in your hands.

You can receive up to a $400 credit limit to use responsibly and reestablish your score. As it is a card without many requirements for approval, it has some fees to be paid. However, it can be an alternative if you do not want to make a deposit to obtain a secured card.

After six months with a good credit history of on-time payments, you can double your limit up to $800. It is not a card for your lifetime, but it can be a stepping stone on your climb to getting cards with lower interest rates and more benefits.

This FIT® Platinum Mastercard® is issued by The Bank of Missouri and doesn’t require a good credit score to apply.

The application is made online, and you’ll have an answer in a few minutes. Go to the Fit card website, and fill out the form to apply. They’ll ask for basic personal and contact info. As soon as you submit the form, you will receive the offers available to you in your email. The issuer may ask to check your identity through your driver’s license or another identification document.

The only way to apply for this card is on the website. You can make the whole process without leaving your house, and soon you’ll be receiving your credit card.

To have a better overview of the FIT® Platinum Mastercard®, let’s compare it with another card in the same category. The OpenSky credit card also has a simplified application process that does not require a minimum credit score.

However, it is a secured card, requiring a deposit that will determine the credit limit. In both cases, after six months of utilization, you can be considered for a credit line with a higher limit.

If you want to apply for the OpenSky Secured Visa instead of the FIT® Platinum Mastercard®, don’t worry! We have excellent content about the application process for this card too.