Credit Cards

Applying for the Scotia Momentum Visa Infinite Credit Card: learn how!

If you're looking for a premium rewards credit card, the Scotia Momentum Visa Infinite might suit your needs. It offers generous rewards and some great benefits. So if you're interested in applying, keep reading to learn more!


by Aline Barbosa

Published on 04/11/2022

Scotia Momentum Visa Infinite Credit Card application: Pay no annual fee for the first year!

See how to apply for this card. Source: Stealth Capitalist.

The Scotia Momentum Visa Infinite card is a great option for those looking to get a high cash back rate on their groceries and recurring bills. This card has a $120 annual fee that is waived during the first year, and you also get 2% cash back on gas and daily transit expenses.

You can also earn 1% unlimited return on all other purchases. Cash back can be redeemed once a year, so make sure you plan ahead! There is no 0% APR intro period, but the interest rates on purchases are relatively low at 20.99%.

If you’re interested in this card, keep reading for the application process and start earning rewards on your everyday purchases!


Credit Card

Scotia Momentum Infinite

Visa welcome bonus

High cash back rates credit card with a generous sign-up bonus.

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Apply online

To apply for the Scotia Momentum Visa Infinite card, you need to be a Canadian citizen or a permanent resident of Canada. You must also meet the age requirement, which is 18 years or older. The last step is to have a valid Social Insurance Number.

Once you’ve gathered all the required information, you can start the online application process. The first step is to enter your personal information, including your name, date of birth, and email address. The next step is to provide your contact information. This includes your home address, phone number, and Social Insurance Number. You will also be asked to choose a password for Scotia Online Banking.

Then, you’ll need to enter your employment information. This includes your employer’s name, address, and phone number. You will also need to provide your gross annual income. After that, you have to provide information about your education and employment history.

The last step is to review all the information you’ve provided and make sure it’s accurate. Once you’re happy with the information, you can submit your application.

Apply via mobile app

Scotiabank app
See how to apply via mobile app. Source: Adobe Stock.

Scotia Bank recently updated their Scotia Momentum Visa Infinite card mobile app, making the application process even easier. You can now apply for the card within minutes using your smartphone or tablet. The app is available for both Android and iOS devices.

To apply for the Scotia Momentum Visa Infinite card via the mobile app, first you need to download the Scotia Bank app from the App Store or Google Play. Then, log in using your Scotia Online Banking username and password.

Click on the “Credit Cards” tab and then select “Apply for a Credit Card”. Fill in the form with your personal and financial information and click on “submit”. 

Scotia Momentum Visa Infinite vs. BMO World Elite Mastercard  

If after reading all the features, perks, and drawbacks of the Scotia Momentum Visa Infinite card you’re still unsure if it’s the best choice for your wallet, it’s okay. We have another option ready for you!

The BMO World Elite Mastercard is an excellent alternative for a cash back credit card. It offers a generous welcome bonus and its annual fee is also waived during its first year. Check the comparison between the two cards and follow the link below if you want to learn about the application process. 

Scotia Momentum Visa Infinite BMO World Elite Mastercard
Credit ScoreGood – ExcellentExcellent
Annual Fee$120 (waived during its first year)$150 (waived during its first year)
Regular APR20.99%20.99%
Welcome bonus10% cash back on up to $2,000 on purchases made during the first three months60.000 points – 30k points with $3000 in eligible purchases within 90 days and 2.5k points each month with $2000 eligible purchases within the next 12 months
Rewards4% cash back on groceries and recurring payments;
2% cash back on gas and daily transit;
1% cash back on everything else.
5 BMO points in car rentals;
3 BMO points in travel, dining, and entertainment;
2 BMO points per dollar in eligible purchases.
BMO World Elite Mastercard credit card

How to apply for a BMO World Elite Mastercard Card

Learn the application process to request a BMO World Elite Mastercard Credit Card!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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