Maximize your credit: PREMIER Bankcard® Mastercard® review

Building credit was never that easy! PREMIER Bankcard® Mastercard® will help you with that! Qualify with poor credit! Keep reading and learn more!


by Beatriz Vieira

Published on 05/17/2023

PREMIER Bankcard® Mastercard®: Enjoy free FICO® score monitoring!

PREMIER Bankcard® Mastercard®
Read our PREMIER Bankcard® Mastercard® review! Source: The Stealth Capitalist

Are you ready to build credit with a hassle-free credit card? Then you can’t miss our PREMIER Bankcard® Mastercard® full review! This card might be what you need!

PREMIER Bankcard® Mastercard®

Apply for the PREMIER Bankcard® Mastercard®

The PREMIER Bankcard® Mastercard® is the perfect tool to raise your credit score! Keep reading, learn how to apply, and get your credit to the top!

And we are here to answer all your questions so you can make an informed decision! Are you ready to get to know this credit card service? Then let’s get started!

  • Credit Score: Bad to fair credit;
  • Annual Fee: $50 up to $120 depending on your creditworthiness;
  • Purchase APR: 36%;
  • Cash Advance APR: 36%;
  • Welcome Bonus: There is no sign-up bonus;
  • Rewards: This card comes with no reward program.

How does the PREMIER Bankcard® Mastercard® work?

The PREMIER Bankcard® Mastercard® credit card was designed to help people with not-so-good credit reestablish it! And in fact, it serves its purpose very well.

As a credit builder credit card, it won’t have many bright features, like cash back or discounts! Still, cardholders can rely on it when it comes to building credit.

Indeed, the PREMIER Bankcard® Mastercard® will report the account’s activity to the three major credit bureaus! Also, it allows you to monitor your score monthly.

Additionally, you can easily manage your credit card account through the PREMIER Credit Card app, which is available for customers for free!

Main fees

As you can review in the table above, the PREMIER Bankcard® Mastercard® annual fee will vary depending on your creditworthiness!

And this happens with other fees too! For example, you’ll have to pay a monthly fee ranging from $0 to $10.40 based on your credit.

Cash advances will cost you either $8 or 5% of the advanced amount, whichever is greater! There is also a foreign transaction fee of 3%.

In addition, if approved for the PREMIER Bankcard® Mastercard®, customers must pay a one-time fee ranging from $50 to $125.

PREMIER Bankcard® Mastercard® pros and cons

Person using a credit card with a credit card machine
See this card’s pros and cons! Source: Pixelfit

As you can see in this PREMIER Bankcard® Mastercard® full review, despite the lack of features, this credit card is a useful tool to help you build your credit score!

Still, before applying for it, you must consider some key factors! To help you with that, we’ve gathered this credit card’s pros and cons! So check it below!


  • Accepts applicants with poor and fair credit scores;
  • The PREMIER Bankcard® Mastercard® reports your activity to the major credit bureaus;
  • Enjoy a FICO score monitoring service for free;
  • Easily manage your account through the Premier Credit Card app.


  • This card brings no reward programs or welcome bonuses;
  • You might have to pay some extra fees;
  • You’ll have to pay a one-time fee to get this credit card;
  • It charges a foreign transaction fee.

Does my credit score need to be good?

The PREMIER Bankcard® Mastercard® credit card accepts applicants with lower credit scores! As a result, you can qualify for this card with a minimum of 500.

Also, know that you must have a checking account and pay a one-time fee to get the PREMIER Bankcard® Mastercard® credit card!

Want to apply for the PREMIER Bankcard® Mastercard®?

Applying for this card is simple! Their application process is fully online, which will help you go through it without any hassle!

Are you ready to get your PREMIER Bankcard® Mastercard® and start building credit? Great! Then keep reading and learn how the application process works!

PREMIER Bankcard® Mastercard®

Apply for the PREMIER Bankcard® Mastercard®

The PREMIER Bankcard® Mastercard® is the perfect tool to raise your credit score! Keep reading, learn how to apply, and get your credit to the top!

About the author

Beatriz Vieira

Beatriz Vieira is a producer and copywriter who is part of the finance writer team in this portal. She has a degree in Journalism and aims to improve her bilingual writing skills. Her subjects of most significant interest are culture, finances, and self-development.

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