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Wondering how to manage your money better? The Aspiration Spend & Save™ debit card might be right for you! This card lets you “spend smart” and save money on fees, all while supporting good causes. Read on to learn more about how the Aspiration Spend & Save™ debit card works. Plus, find out if this card is the right fit for your lifestyle!

Aspiration is not a bank. It is a cash management company which splits your money up among different banks. This means your money is insured by the FDIC up to the amount of $2.5 million, and you have access to the Aspiration Spend & Save debit card.

What’s appealing about Aspiration is its social and environmental commitment. Everytime you make a purchase with the Aspiration Spend & Save™ debit card you are given the option of rounding up to the next dolar, and the extra cents you pay are converted into trees. 

The Aspiration Spend & Save will also use that same money to offset your carbon emissions every time you use the card to fill up the tank, and the plastic used in its cards is made of recycled ocean plastic. 

When it comes to monthly or annual fees, the company follows the “Pay What Is Fair” model, where you can pay as much as you think the service is worth, but you don’t have to if you don’t feel like it. 

It’s important to keep in mind, though, that the highest APYs are only available to fee-paying accounts, and the interest you will be getting for your deposit only partially offsets the service fees.

However the company is very straightforward about its fees, and you don’t have to worry about sneaky surprise ones. Of course, if Aspiration sells itself as an ethical and socially conscious company, they could never do otherwise.

Get your Aspiration Spend & Save debit card now!

We know it makes it easier to decide if we can clearly see pros and cons, so here are a few quick takeaways.

Because it is not a credit card issuer, credit scores do not apply to the Aspiration Spend & Save™ debit card. Aspiration is a money management company which issues debit cards while engineering cash flow among different banks. 

Looking for a way to easily and securely manage your finances? The Aspiration Spend & Save™ card may be just what you need! This card allows you to spend money and save money in a variety of ways, making it a great option for those looking for both convenience and value.

So, after doing your due diligence and learning about a number of debit card options, their pros and cons, benefits and perks, you have finally decided the Aspiration Spend & Save debit card is the right fit for your needs. Awesome! Now it’s time to roll up your sleeves and get that application going. 

Applying for the Aspiration Spend & Save debit card is a very straightforward process which shouldn’t take you more than a few minutes. To make it even easier for you, we put together a step-by-step guide on how to apply. Check it out.

Log on to the Aspiration Spend & Save website where you will find the button “get started” at the top right corner of the page. Click on that button.

You will be taken to a page where you should add your email address. That will immediately take you to your card options.

After you have picked your card, you will be required to add some personal info such as your first and last name and birthday.

Once you have done that, click next and add in your social security number so that the platform can verify your identity. You will also be asked to enter your contact information with your mobile phone number and home address.

As soon as you confirm your home address, the website is going to send you a PIN number so that you can verify your phone number, and you are on your way to getting approved for the Aspiration Spend & Save debit card.

If you’re not sure that the Aspiration Spend & Save™ card is the best choice for you, we brought another option! The Revvi card is a great option for those looking to repair damaged credit. Besides, you can earn 1% cash back after just 6 months. Check its main features below and follow the recommended content for the application process!