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Citi Premier® Card Review: Earn Much More!

The Citi Premier® Card has everything a smart traveler could ask for. It gives you reward points with everyday purchases to turn into air tickets or cashback. Read more about it.

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Citi Premier® Card: Turn your points into cash on your pocket

Citi Premier® Card
The Citi Premier® Card is one of the most competitive in the market. Source: Stealth Capitalist.

In this Citi Premier® Card review, you’ll learn exactly why this card is one of a kind. Experts in the credit card points area admire its strong reward program.

If you like to have the flexibility to choose how to redeem your points, this card is for you. You can even turn your points into cash on your account.

Citi Premier® Card

How do you get the Citi Premier® Card?

The Citi Premier® Card has everything you wish from a travel rewards credit card. We'll show you how to apply for it here in this content.

Credit ScoreGood to Excellent.
Annual Fee$95.
Regular APR21.24% – 29.24% variable.
Welcome bonus60,000 points after $4,000 spent in the first three months.
Rewards3x Points in air tickets, hotels, gas stations, supermarkets, and restaurants;
1X points on all other purchases.

How does the Citi Premier® Card work?

If you’re looking for your first travel rewards credit card, you should consider the Citi Premier® Card.

This card doesn’t offer a long variety of discounts or perks. However, the reward points program is spectacular for a travel credit card with a low annual fee.

The best advantage is the possibility to make points of everyday purchases. You’ll make 3 points for each dollar spent on the following purchases:

  • air tickets
  • hotel
  • gas station
  • supermarkets
  • restaurants
  • deliverys and take out

Each point can value up to 1,7CPP. So the welcome bonus alone can be worth more than $1,300. If you choose to redeem your ThankYou points as cashback they’ll value 1 CPP.

Citi ThankYou Rewards Program has various airline partners to transfer bonus points, which gives you more autonomy to choose what’s best for you.

Also, you’ll have access to the World Elite Mastercard benefits, which include damage and theft protection, and extended warranties.

Citi Premier® Card pros and cons

Citi Premier® Card
Your everyday purchases can turn into air tickets through the Citi ThankYou Reward Points. Source: Citi.

Check some highlights of the pros and cons of the Citi Premier:

Pros

  • Excellent welcome bonus.
  • Competitive CCP rate.
  • Reward points in almost all of the everyday expenses.
  • An extensive list of partners to transfer your ThanYou points.

Cons

  • Low variety of perks, credit, and discounts.
  • Has a $95 annual fee.
  • You won’t be eligible for the bonus points if you have received them on any other Citi credit card in the last 24 months.

Does my credit score needs to be good?

Yes, in order to request the Citi Premier® Card, your credit score needs to fall between the good and excellent range. Citi also considers other financial factors for approval.

Want to apply for the Citi Premier® Card?

The Citi Premier® Card is an excellent choice for your first travel rewards card. If you’d like to learn how you can apply, check the following link for details.

Citi Premier® Card

How do you get the Citi Premier® Card?

The Citi Premier® Card has everything you wish from a travel rewards credit card. We'll show you how to apply for it here in this content.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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