Citi Premier credit card full review
The Citi Premier credit card has everything a smart traveler could ask for. It gives you reward points with everyday purchases to turn into air tickets or cashback. Read more about it.
by Julia Bermudez
Citi Premier credit card: turn your points into cash on your pocket
The Citi Premier credit card is one of a kind. Experts in the credit card points area admire its strong reward program.
If you like to have the flexibility to choose how to redeem your points, this card is for you. You can even turn your points into cash on your account.
Keep reading this article if you got interested in this card.
|Regular APR||15.99% – 23.99% variable|
|Welcome bonus||60,000 points after $4,000 spent in the first three months|
|Rewards||3x ThanYou Reward Points in air tickets, hotels, gas stations, supermarkets, and restaurants|
How does Citi Premier credit card work?
If you’re looking for your first travel rewards credit card, you should consider the Citi Premier.
This car doesn’t offer a long variety of discounts or perks. However, the reward points program is spectacular for a travel credit card with a low annual fee. And it has a friendly name: The thankYou Rewards program.
The best advantage is the possibility to make points of everyday purchases. You’ll make 3 points for each dollar spent on the following purchases:
- air tickets
- gas station
- deliverys and take out
Each TY point can value up to 1,7CPP. So the welcome bonus alone can be worth more than $1,300. If you choose to redeem your ThanYou points as cashback they’ll value 1 CPP.
Citi ThankYou Rewards Program has various airline partners to transfer bonus points, which gives you more autonomy to choose what’s best for you.
Also, you’ll have access to the World Elite Mastercard benefits, which include damage and theft protection, and extended warranties.
Citi Premier card pros and cons
Check some highlights of the pros and cons of the Citi Premier:
- Excellent welcome bonus.
- Competitive CCP rate.
- Reward points in almost all of the everyday expenses.
- An extensive list of partners to transfer your ThanYou points.
- Low variety of perks, credit, and discounts.
- Has a $95 annual fee.
- You won’t be eligible for the bonus points if you have received them on any other Citi credit card in the last 24 months.
My credit score needs to be good?
Citi Bank is demanding for approving this card. You’ll need a credit score of at least 670.
Want to apply for Citi Premier card?
We think Citi Premier is an excellent choice for your first travel rewards card. Because of that, we prepared the following content for you, with rich information about the application process.
If you’d like to apply, read this next content.
About the author / Julia Bermudez
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