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A bad credit score can make your financial life difficult and prevent you from having a good credit card. However, you will discover another alternative in this H&R Block Emerald Prepaid Mastercard® review.

This prepaid card has no associated annual fee or APR fee; you only use it when you have money. In other words, it prevents you from making more debts and helps to recover your credit score. Learn more about this option.

The H&R Block Emerald Prepaid Mastercard® in this review is one of the best prepaid card options. After all, you won’t find fees associated with monthly and annual services.

This card works only after you load it with cash values that you do at an ATM. That is, you cannot finance any purchase or even use some kind of overdraft.

You will also be able to find some one-off fees associated with the card load service, for example. However, good use of this card can bring significant improvements to your credit score.

The H&R Block Emerald Prepaid Mastercard® featured in this review can be very good for people without a positive credit score.

After all, you don’t pay fees for using it, and it has a function similar to a debit card.

However, you may incur associated fees for reloading your card with cash. Additionally, you may be charged for inactivity longer than 60 days. Check out the comparison of the main pros and cons.

This H&R Block Emerald Prepaid Mastercard® review points out that you don’t need a good credit score to apply. After all, this card only works when you add money, similar to a debit function.

Therefore, there is no need to consult your credit score in advance, as you will not be able to use an overdraft or financing. Therefore, it is a good option for all credit scores, including bad ones.

We have an option if you’re looking for a card for your purchases but don’t have a good credit score. The H&R Block Emerald Prepaid Mastercard® can be great for getting your bills up to date.

However, regardless of credit score, anyone can apply for this card. But for that, it is necessary to know the right means for application. See how to apply online and through the app.

Applying for the H&R Block Emerald Prepaid Mastercard® is very simple, and you can do it yourself. However, verifying that you meet the minimum requirements is important before starting the application.

In this sense, you need a social security number that officially identifies you as a US citizen. Also, you must be over 18 and have an address to put on the form.

To apply online, you must go to the MetaBank website and choose the H&R Block Emerald Prepaid Mastercard® option. So, you must fill out a form with personal and financial information.

Finally, check that you have filled in the details correctly and submit your request. The answer could be within minutes or even the next day.

You can follow the steps on your topic below to complete your account opening and get this card. However, you’ll only be able to use the mobile app to manage your card.

The H&R Block Emerald Prepaid Mastercard® is a great card option for people without a good credit score.

After all, you have no associated fees and 0% APR and can still improve your score with good use.

In addition, the application is very simple, and you can do it online or through the application quickly and practically. And finally, you have greater peace of mind for monthly use.

However, you can also think of some alternatives. One of them is the Netspend® Prepaid Card. This card is also allowed for all credit scores; you use it as if it were debit.

However, this alternative has some small service fees associated with it. Check out the comparison between these two prepaid card options.

Do you think that the Netspend® Prepaid Card is the best option? So, check out our post below to find out how to apply for this card!