Reviews
H&R Block Emerald Prepaid Mastercard® full review
The H&R Block Emerald Prepaid Mastercard® could be the perfect card to get you on top of your debts and still not pay extra fees.
Advertisement
H&R Block Emerald Prepaid Mastercard®: No monthly fee
A bad credit score can make your financial life difficult and prevent you from having a good credit card. However, you will discover another alternative in this H&R Block Emerald Prepaid Mastercard® review.
How to apply for H&R Block Emerald Prepaid Card
The H&R Block Emerald Prepaid Mastercard® might be what you're looking for if you don't have a good credit score. Learn how to apply today!
This prepaid card has no associated annual fee or APR fee; you only use it when you have money. In other words, it prevents you from making more debts and helps to recover your credit score. Learn more about this option.
- Credit Score: All credit scores are accepted;
- Annual Fee: $0;
- Regular APR: 0% fixed;
- Welcome bonus: None;
- Rewards: None.
How does the H&R Block Emerald Prepaid Mastercard® work?
The H&R Block Emerald Prepaid Mastercard® in this review is one of the best prepaid card options. After all, you won’t find fees associated with monthly and annual services.
This card works only after you load it with cash values that you do at an ATM. That is, you cannot finance any purchase or even use some kind of overdraft.
You will also be able to find some one-off fees associated with the card load service, for example. However, good use of this card can bring significant improvements to your credit score.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
H&R Block Emerald Prepaid Mastercard® pros and cons
The H&R Block Emerald Prepaid Mastercard® featured in this review can be very good for people without a positive credit score.
After all, you don’t pay fees for using it, and it has a function similar to a debit card.
However, you may incur associated fees for reloading your card with cash. Additionally, you may be charged for inactivity longer than 60 days. Check out the comparison of the main pros and cons.
Pros
- Withdrawals at the network’s ATMs are always free;
- There is no monthly or annual fee associated with many prepaid cards;
- There is no associated monthly service fee;
- No activation fee to start using the card.
Cons
- A fee of $4.95 may be charged each time you need to top up your card;
- There is an inactivity fee that may apply if you do not use your card for 60 days;
- Withdrawals at other ATMs outside the network may have associated fees.
Does my credit score need to be good?
This H&R Block Emerald Prepaid Mastercard® review points out that you don’t need a good credit score to apply. After all, this card only works when you add money, similar to a debit function.
Therefore, there is no need to consult your credit score in advance, as you will not be able to use an overdraft or financing. Therefore, it is a good option for all credit scores, including bad ones.
Want to apply for the H&R Block Emerald Prepaid Mastercard®?
In this H&R Block Emerald Prepaid Mastercard® review, you discovered a new card option for your purchases. Furthermore, this card can only be used as a debit function when loaded.
However, you need to know the correct procedures to apply for this card. So, check out the step-by-step that we separate to help you in this post.
How to apply for H&R Block Emerald Prepaid Card
The H&R Block Emerald Prepaid Mastercard® might be what you're looking for if you don't have a good credit score. Learn how to apply today!
Trending Topics
Ensure competitive rates: apply for Bank of America HELOC
Learn how to apply for a Bank of America HELOC and take advantage of its flexible loan options, low APR, and easy online application process.
Keep Reading
Regions Prestige Visa® Signature Credit Card full review
Check out our full review of the Regions Prestige Visa® Signature Credit Card. Earn points on every purchase and pay $0 annual fee!
Keep Reading
Quick Loan Link review: up to $50K quickly
Looking for a fast and easy loan option? Then read our Quick Loan Link review. Compare several offers and enjoy flexible conditions!
Keep ReadingYou may also like
Applying for the Chase Sapphire Preferred® Credit Card
The Chase Sapphire Preferred® Card will give you a lot of rewards to travel the world. Learn everything you need to know to apply for it.
Keep Reading
Applying for the Buy on Trust Account: learn how!
With a minimum monthly income of $1000 in your checking account, you can get up to $5000 in credit limits with a Buy On Trust Account!
Keep Reading
Aspire® Credit Card full review
Want to recover your credit score using a card? So learn more about the Aspire® Credit Card in this review and see if it works for you.
Keep Reading