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The Luxury Gold card definitely lives up to its name. Every card is made with a 24K-gold-plated stainless steel front and weighs an impressive 22 grams. Are you’re on the market for a product that offers high-end travel benefits and cash back rewards? If so, read on for a comprehensive Luxury Gold card review and see what this product can do to your lifestyle. 

The card comes with a host of extravagant benefits, including airport lounge access, a 24/7 concierge service, and elite hotel perks. But is the high annual fee worth it? Below, we’ll break down all of its main features to help you decide. Let’s get started!

The Luxury Gold card is indeed all about splendor! Not only does it provide a unique design with a 24k-gold plated front, but it is also made in metal. It offers exciting travel benefits for anyone who loves the royal treatment, and the 2% value cash back makes it a solid choice for everyday use. 

This card has a 0% intro APR for the first 15 billing cycles on balance transfers made within the first 45 days of account opening. Luxury Gold customers get a $200 annual credit toward selected purchases and a $100 Global Entry Application fee credit.  

The downside? There is a whopping $995 annual fee, with an extra $295 for each authorized user added to the account. And if you’re expecting a big sign-up bonus to make it up for such a high rate, there isn’t one. 

Before applying to any product that can impact your credit history, consider how it can affect your credit history. It’s also crucial that the product in question offers more advantages than drawbacks. That said, let’s take a look at the pros and cons of the Luxury Gold card. 

In short: yes. This is a premium card designed for people who lead a luxurious lifestyle. Like most products with high-end travel-related perks as their main benefit, it requires an excellent credit score to apply. Therefore, your FICO score should range between 800 and 850. 

If you’re looking for a credit card that offers high-end services to accommodate your expensive lifestyle, the Luxury Gold card might be the perfect choice for you. Issued on a metal card with a 24K-gold plated front, this card will get you a world-class service everywhere you go.

With this card, you’ll get access to exclusive airport lounges, special discounts at luxury hotels and resorts, and much more. Plus, the 24/7 concierge service means you’ll always have someone there to help with whatever you need.

So if you want to feel like a VIP every time you use your credit card, read on to learn more about the Luxury Gold card application process. 

You can apply for this card through its official website in just a few minutes. First, you need to access the Luxury Cards online platform and click on the “apply now” button under the Mastercard Gold option. 

Then, you’ll need to fill in a very detailed form with your personal information as well as your financial status. Luxury Cards also require you to provide your contact info and security information.  

Once you’re through with the form, read the terms and conditions and make sure you agree with all that’s being asked before clicking the “apply” button. If your request is approved, the company should contact you with all the details about your new credit card. 

Exclusive to cardmembers, the Luxury Card mobile app provides everything you need to manage your account. You can check on your member benefits, such as travel services and earned rewards. However, you cannot request any of their credit cards on it. To do so, you’ll need to send an application through Luxury Card’s official site. 

If you’d like to get the Luxury Gold card, but the steep annual fee is too much for your taste, we have another option. With the American Express Gold credit card, you’ll get to experience the high life without having to pay $995 a year for it. 

Some of its perks include a generous 60.000 points sign-up bonus and cash back on travel and dining expenses. See below for more of this product’s primary features and follow the recommended link to learn about its application process!