Reviews

OakStone Gold Secured Mastercard credit card full review

The OakStone Gold Secured Mastercard is a good financial option for people who have a limited credit history and are looking for an opportunity to build their credit. Check out all about it here!

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by Izabela Bonzanini

03/04/2022 | Updated on 06/17/2022

OakStone Gold Secured Mastercard credit card

Learn all about the card. Source: OakStone.

Do you often find yourself short on cash when the month comes to an end? Are you tired of having to juggle bills and debts? If so, then a new credit card may be just what you need. The OakStone Gold Secured Mastercard is a great option for people who are looking for a way to improve their credit score, and you’ll learn all about it in this review!

This credit card is a unique offer that comes with a lot of benefits. It is designed for people who want to build or rebuild their credit history. The card helps you to improve your credit score and it can also lead to lower interest rates on other loans down the road.

With OakStone Gold Secured Mastercard credit card, you get easy access to your account information, 24/7 customer service, and fraud protection. Plus, you earn points every time you use your card which can be redeemed for cash back, travel rewards, and more!

If you are looking for a way to improve your credit score, then OakStone Gold Secured Mastercard credit card is the perfect option for you – read our OakStone Gold Secured Mastercard review to find out all important information and see if it’s a match.

Credit ScorePoor, No Credit Required
Annual Fee$39
APRRegular APR: 14.74% (variable);
Cash Advance APR: 20.74% (variable).
Welcome bonusIt doesn’t offer welcome bonus
RewardsIt doesn’t offer rewards
OakStone logo

How to apply for OakStone Gold Secured Mastercard

If you're looking for a simple card to everyday use and rebuilding your credit, you should definitely check how to apply for the OakStone Gold Secured Mastercard!

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What is OakStone Gold Secured Mastercard?

OakStone Gold Secured Mastercard credit card is one of the most amazing secured cards on the market.

This credit card is designed for those who want to improve their bad credit history and those who don’t have a good enough history to apply for unsecured cards.

This credit card has a nice range of features and benefits – which you can check by keep reading our OakStone Gold Secured Mastercard review.

OakStone Gold Secured Mastercard Credit Card: is it good?

African american woman with tablet and credit card
Check out the card’s pros and cons. Source: Adobe Stock.

OakStone Gold Secured Mastercard is a great way to build or rebuild your credit. It’s a secured credit card, so you put down a security deposit that becomes your credit limit.

And because it’s from OakStone, you know you’re getting a quality product with all the features and benefits you need.

With this card, you’ll enjoy a low annual fee and no interest on purchases made within the first 90 days. Plus, if you use your card often, you could see your credit score improve over time.

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Pros

  • No credit checks
  • Reasonable APR;
  • No monthly servicing fees or application processing fees
  • Can be used to make foreign transactions
  • Reasonable annual fee

Cons

  • Requires checking account to be approved
  • Mobile app only available on Android

What credit score do you need to get a OakStone Gold Secured Mastercard?

To apply for an OakStone Gold Secured Mastercard, your credit history must show that you have had an open account with at least one balance for six months or more.

If you have a limited credit history, then you will need to provide proof that your income exceeds your expenses and debts, such as a bank statement from the last three months.

That being said, you should know that there are no minimum credit score requirements. All credit types are invited to apply, and there are no processing or application fees.

So if you have a limited credit history, damaged credit, or no credit history at all, and want to rebuild or even build a credit history, the OakStone Gold Secured is just the perfect fit for you.

Want to apply for OakStone Gold Secured Mastercard Credit Card?

Now that you’ve learned all about the OakStone Gold Secured Mastercard, check out below how to apply for it and enjoy its benefits!

OakStone logo

How to apply for OakStone Gold Secured Mastercard

If you're looking for a simple card to everyday use and rebuilding your credit, you should definitely check how to apply for the OakStone Gold Secured Mastercard!

About the author  /  Izabela Bonzanini

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