The OpenSky® Secured Visa® Credit Card is designed for people who have had some financial trouble in the past and need to rebuild their credit.

The great thing about this card is that it doesn’t need a credit check and bank account, which means you can start rebuilding your credit right away.

The company’s average approval rate has been more than 80% in the past five years. This means that there’s a high chance you’ll be able to improve your score with the card.

Besides, you can try to increase your credit line after six months with no additional deposit required!

And if that’s not enough incentive, then know this: you may start seeing improvement after just 3 months of timely payments.

We’ve all been there: our credit score is lower than we’d like it to be, and we’re unsure how to improve it. One option is to get an OpenSky® Secured Visa® Credit Card.

First, you need to apply for the card. Ensure you meet the eligibility requirements, including having a valid SSN and being a U.S. citizen or permanent resident.

Once approved, you’ll need to make a security deposit of at least $200. This deposit will be your credit limit with the card.

You can be eligible for this secured card even if you don’t have a bank account. Plus, there’s no credit check. On the other side, the card charges an annual fee.

This credit card is a great option for people with poor average credit scores. It’s easy to apply, and you can get approved in 5 minutes.

If you want a secure way to rebuild your credit, the OpenSky® Secured Visa® is perfect. So, learn how to apply for it below!

OpenSky does not perform a pull on your credit score, so that means you can apply for the card regardless of your credit standing.

This credit card is designed for people with poor to average credit scores and a bad credit history.

Here are the requirements to apply for the OpenSky® Secured Visa® Credit Card:

These criteria make the OpenSky® Secured Visa® Credit Card a flexible and accessible option for building or rebuilding credit.

In order to apply for OpenSky® Secured Visa® Credit Card:

After you get approved, you need to activate your card. Visit the company’s website and click the blue MyAccount button to access the online account management log in page.

You can find the Activate Card button on the top right if using a desktop.

Using the app to apply isn’t an option available at this moment. However, you can use the app for everything else.

You can manage payments and transactions with a few taps on a screen from your phone or tablet. Additionally, you can also make payments using the app.

But if you are still unsure if this card is the best option for your financial life, we can help you out!

Check out our comparison table below to learn more about another great credit card, the Assent Platinum Secured Credit Card.