Reviews
OpenSky® Secured Visa® Credit Card Review
Improve your credit with the OpenSky® Secured Visa® Credit Card. Quick application, flexible deposit, and no credit history required! Check our full review to learn more.
Advertisement
Build up your credit with zero credit checks required!
The OpenSky® Secured Visa® Credit Card is designed for people who have had some financial trouble in the past and need to rebuild their credit.
The great thing about this card is that it doesn’t need a credit check and bank account, which means you can start rebuilding your credit right away.
Applying for the OpenSky® Secured Visa®
If you have no credit, getting a card might be challenging. But if you apply to OpenSky® Secured Visa® Credit Card, you'll easily have tons of benefits!
The company’s average approval rate has been more than 80% in the past five years. This means that there’s a high chance you’ll be able to improve your score with the card.
Besides, you can try to increase your credit line after six months with no additional deposit required!
And if that’s not enough incentive, then know this: you may start seeing improvement after just 3 months of timely payments.
Credit Score | All credit levels are welcome |
Annual Fee | $35 |
Regular APR | 25.64% (variable) |
Welcome bonus | It does not offer a welcome bonus |
Rewards | Up to 10% cash back |
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How does the OpenSky® Secured Visa® Credit Card work?
We’ve all been there: our credit score is lower than we’d like it to be and we’re not sure how to make it better. One option is to get an OpenSky® Secured Visa® Credit Card.
First, you need to apply for the card. Make sure you meet the eligibility requirements, which include having a valid SSN and being a U.S. citizen or permanent resident.
Once you’re approved, you’ll need to make a security deposit of at least $200. This deposit will be your credit limit with the card.
OpenSky® Secured Visa® Credit Card pros and cons
Even if you don’t have a bank account, you can be eligible for this secured card. Plus, there’s no credit check. On the other side, the card charges an annual fee.
Pros
- No credit check required.
- You set the credit limit starting with a fully refundable $200 security deposit.
- Can help you build credit like a traditional credit card.
- The application process is quick and easy, with instant approval or denial.
- Reports to all 3 major credit bureaus monthly.
- Up to 10% cash back on purchases.
Cons
- Has an annual fee.
- Requires minimum deposit.
My credit score needs to be good?
OpenSky does not perform a pull on your credit score, so that means you can apply for the card regardless of your credit standing.
This is a credit card designed for people with poor to average credit scores and that have a bad credit history.
Want to apply for OpenSky® Secured Visa® Credit Card?
This credit card is a great option for people who have poor to average credit scores. It’s easy to apply and you could be approved in 5 minutes.
If you want a secure way to rebuild your credit, the OpenSky® Secured Visa® is a perfect option. So, learn how to apply for it at the following link!
Applying for the OpenSky® Secured Visa®
If you have no credit, getting a card might be challenging. But if you apply to OpenSky® Secured Visa® Credit Card, you'll easily have tons of benefits!
Trending Topics
Applying for the Wells Fargo Autograph℠ Card: learn how!
Find out how to apply for the Wells Fargo Autograph℠ Card. Enjoy rewards and no annual fee. Read on and learn more!
Keep ReadingChoose the perfect credit repair company for your finances
Regaining credit is important to realizing your dreams. Find out today how to Choose a credit repair company, so you don't have errors.
Keep Reading5 best cards that offer welcome bonuses: choose and enjoy!
Wondering what are the cards that offer welcome bonuses? Check out the best sign-up rewards products and start earning points today!
Keep ReadingYou may also like
Entry-level job at Bubba’s 33: Apply Today!
Follow this guide to apply for a job at Bubba's 33: step-by-step of the application, requirements, and all you must know. Stay tuned!
Keep ReadingApplying for the HSBC Premier Checking Account: learn how
Find out what you need to know before applying for an HSBC Premier checking account, and learn how to apply online.
Keep ReadingCitrus Loans: how to apply now!
Citrus Loan can lend you up to $2,500 with a bad credit score. Learn how to apply for Citrus Loan and get your money today!
Keep Reading