Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

In this post, we’ll review the Pelican Pledge Visa – a secured credit card to help you build or rebuild your credit with no annual fees.

We’ll be looking at how this credit card works, show its rates and fees, and who it may be right for. So, let’s dive into the world of the Pelican Pledge Visa. Stay tuned!

The Pelican Pledge Visa is the secured card offered by Pelican Credit Union- a frugal product to establish or strengthen your credit score.

You can apply for the Pelican Pledge Visa with your savings account. Then effectively use your savings as collateral and still earn dividends on the secured funds.

Also, Pelican Pledge cardholders can enjoy the most benefits as other Pelican Credit Union credit cards, such as no balance transfer fees, while building their credit.

Also, to obtain the Pelican Pledge Visa, you must provide a secured deposit of $500, which can be taken directly from your savings account. 

Firstly, Pelican Credit Union monthly reports to the major credit bureaus in the country to help boost your score.

Also, it offers access to ID Navigator by Norton LifeLock, as well as Google, Samsung, or Apple Pay.

Furthermore, you will be completely protected against fraudulent activities with zero liability.

Consider this credit card if you want to improve your fair credit score and have been rejected for an unsecured credit card.

Further, review the Pelican Pledge Visa benefits and downsides to see if it suits your requirements.

Our guide will help you apply for your Pelican Prime Visa credit card to boost your credit.

Discover all the requirements and approval process details you need for a successful application. Let’s begin!

To apply for the Pelican Prime Visa credit card, you’ll first need to become a member of the Pelican State Credit Union.

This membership requirement ensures that applicants have an active relationship with the credit union before obtaining the credit card.

To fulfill this requirement, you must open a Primary Share account with a minimum deposit of $10.

This account is the foundation of your Pelican State Credit Union membership.

Additionally, a $5 joining fee is associated with becoming a member, and you need to maintain a minimum balance.

You’ll need at least a fair credit score to apply for a Pelican Prime Visa. It helps increase credit but comes with no rewards.

However, you won’t pay an annual fee; the three major credit bureaus will compute your payment reports.

After activating your account, check your eligibility by reviewing your credit score and financial standing.

Then apply for the Pelican Prime Visa online by visiting the Pelican State Credit Union website, selecting the credit card category, and following the application process.

Finally, wait for approval, as Pelican State Credit Union will review your credit score and history to determine eligibility and credit limit.

If you’re considering applying for a credit card through an app, you can download the MyPelican app on your phone and follow the steps above.

It’s available for Android and iOs devices for free.

We’ll help you determine which Pelican State Credit Union card is better for your needs.

Essentially, you’ll earn points with the Pelican Points Visa or boost your fair credit with Pelican Prime Visa.

Need help with more details before deciding? Our comparison chart below will guide you in making the right choice.

So get your Pelican Points Visa today! Further, follow the directions below and apply now.