Credit Cards
Build credit with confidence: Pelican Pledge Visa Review
Ready to establish credit? Check out the Pelican Pledge Visa, a secured card that offers affordable rates, no annual fees, and a straightforward approach to building credit!
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Benefit from a secured card that won’t deviate from your budget
In this post, we’ll review the Pelican Pledge Visa – a secured credit card to help you build or rebuild your credit with no annual fees.
Apply For Pelican Pledge Visa
Apply for the Pelican Pledge Visa Like a Pro – build credit fast and achieve your financial goals! Read on!
We’ll be looking at how this credit card works, show its rates and fees, and who it may be right for. So, let’s dive into the world of the Pelican Pledge Visa. Stay tuned!
- Credit Score: Fair credit;
- Annual Fee: $0;
- Purchase APR: 8.25% (variable);
- Cash Advance APR: N/A;
- Welcome Bonus: N/A;
- Rewards: N/A.
How does the Pelican Pledge Visa work?
The Pelican Pledge Visa is the secured card offered by Pelican Credit Union- a frugal product to establish or strengthen your credit score.
You can apply for the Pelican Pledge Visa with your savings account. Then effectively use your savings as collateral and still earn dividends on the secured funds.
Also, Pelican Pledge cardholders can enjoy the most benefits as other Pelican Credit Union credit cards, such as no balance transfer fees, while building their credit.
Also, to obtain the Pelican Pledge Visa, you must provide a secured deposit of $500, which can be taken directly from your savings account.
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Perks
Firstly, Pelican Credit Union monthly reports to the major credit bureaus in the country to help boost your score.
Also, it offers access to ID Navigator by Norton LifeLock, as well as Google, Samsung, or Apple Pay.
Furthermore, you will be completely protected against fraudulent activities with zero liability.
Pelican Pledge Visa pros and cons
Consider this credit card if you want to improve your fair credit score and have been rejected for an unsecured credit card.
Further, review the Pelican Pledge Visa benefits and downsides to see if it suits your requirements.
Pros
- No annual fees;
- Reports to major credit bureaus;
- Builds or establishes credit;
- Low APR.
Cons
- Minimum deposit of $500;
- No welcome bonus;
- No rewards;
- Foreign transaction fees.
Does my credit score need to be good?
A fair credit score should be enough. But don’t worry, this credit card will help you build credit quickly!
Want to apply for the Pelican Pledge Visa?
Decided that the Pelican Pledge Visa is the secured card for your finances?
Read our post below to learn how to apply for one in seconds using your computer or smartphone. So check it out!
Apply For Pelican Pledge Visa
Apply for the Pelican Pledge Visa Like a Pro – build credit fast and achieve your financial goals! Read on!
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