In this post, we’ll review the Pelican Pledge Visa – a secured credit card to help you build or rebuild your credit with no annual fees.

We’ll be looking at how this credit card works, show its rates and fees, and who it may be right for. So, let’s dive into the world of the Pelican Pledge Visa. Stay tuned!

The Pelican Pledge Visa is the secured card offered by Pelican Credit Union- a frugal product to establish or strengthen your credit score.

You can apply for the Pelican Pledge Visa with your savings account. Then effectively use your savings as collateral and still earn dividends on the secured funds.

Also, Pelican Pledge cardholders can enjoy the most benefits as other Pelican Credit Union credit cards, such as no balance transfer fees, while building their credit.

Also, to obtain the Pelican Pledge Visa, you must provide a secured deposit of $500, which can be taken directly from your savings account. 

Firstly, Pelican Credit Union monthly reports to the major credit bureaus in the country to help boost your score.

Also, it offers access to ID Navigator by Norton LifeLock, as well as Google, Samsung, or Apple Pay.

Furthermore, you will be completely protected against fraudulent activities with zero liability.

Consider this credit card if you want to improve your fair credit score and have been rejected for an unsecured credit card.

Further, review the Pelican Pledge Visa benefits and downsides to see if it suits your requirements.

A fair credit score should be enough. But don’t worry, this credit card will help you build credit quickly!

To apply for the Pelican Pledge Visa, you must first become a Pelican State Credit Union member. 

This involves opening a Primary Share account with a minimum deposit of $10.

Also, there is a $5 joining fee, and you need to maintain a minimum balance in your account to fulfill the ongoing membership requirements.

Now that you have met the membership criteria let’s delve into the step-by-step process of applying for the Pelican Prime Visa:

First and foremost, ensure that you possess at least a fair credit score, as this will be a key factor in your Pelican Prime Visa application.

While this credit card does not offer rewards, it can help you improve your credit standing.

Secondly, visit the Pelican State Credit Union website, navigate to the credit card category, and follow the straightforward application process.

You’ll need to provide information, such as SSN, name, address, and income.

After submitting your application, wait for approval. You’ll also be required to pay the minimum deposit of $500.

If you’re considering obtaining your Pelican Pledge Visa through a mobile application, use the MyPelican app.

Simply download this app on your Android or iOS device, and follow the step-by-step instructions provided above.

This app is available for free on both platforms, allowing you to manage your credit card effortlessly.

The Pelican Prime Visa is your best choice to establish or build credit.

Conversely, the Pelican Points Visa is the better option if you desire a rewards credit card offering redeemable points for travel, gifts, and more.

So if you’re unsure which card to select, take a look at the detailed comparison below to see how they measure up.

Apply for your Pelican Points Visa today by following the simple directions in our post below.