Credit Cards
Maximize Rewards with Every Swipe: Pelican Points Visa Review
Ready to start earning rewards on your everyday purchases? See if the Pelican Points Visa is the right fit for you with our informative review.
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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.
The lowdown on fees, benefits, and points
Discover the benefits of Pelican Points Visa in this review- a strong credit card for those who want rewards on every purchase.
Whether you’re a frequent traveler, shopper, or just looking for a reliable credit card, keep reading for a closer look at Pelican Points Visa.
- Credit Score: Average- Excellent;
- Annual Fee: $0;
- Purchase APR: 10.25% – 17.25% (variable);
- Cash Advance APR: 10.25% – 17.25% (variable);
- Welcome Bonus: Earn 2,500 bonus points after spending $100 on your first month of account opening;
- Rewards: Earn 1 point on the dollar spent on all purchases.
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How does the Pelican Points Visa work?
The Pelican Points Visa Card is a rewards credit card with features and benefits to help cardholders save money and earn rewards on every purchase.
With a low variable APR, a credit limit of up to $35K, and no annual fee, this card is a smart pick for budget-conscious consumers.
Also, you can enjoy free online point management and access to your FICO score quarterly.
Rewards and Redemption
However, the real value of this card lies in its rewards program.
Also, users can earn one point for every dollar spent on eligible purchases and redeem it for travel rebates, cash back, gift cards, and more at MyPelican.com.
In addition, the Pelican Perks Program allows cardholders to earn even more points when they shop at certain stores:
- 4 points at Diamond partner businesses, including Vine’s;
- 3 points at Gold partner businesses, including Fluker’s Family owned;
- 2 points at Silver partner businesses, including BBQ Guys, Goodwill of North Louisiana, Outlaw’s BBQ, Antoon Enterprises – Popeye.
Double Points offer
Earn double points with the Pelican Perks Program until June 30th, 2023.
Pelican Points Visa pros and cons
The Pelican Points Visa Card is a great option for anyone looking to save money and earn rewards on their everyday purchases.
Then check out its advantages and disadvantages to determine if it meets your needs.
Pros
- No annual fee;
- Low-interest rates;
- Pelican Perks Program allows for even more points;
- Access to FICO score quarterly.
Cons
- Foreign transaction fee.
Does my credit score need to be good?
To be eligible for the Pelican Points Visa, you must have a credit score of 600 or higher.
Want to apply for the Pelican Points Visa?
Did you know a Pelican Credit Union membership is required to apply for the Pelican Points Visa?
Discover this and other hidden secrets for a seamless application process. So read on for a step-by-step guide to applying with ease.
Apply online
If you are planning to apply for the Pelican Points Visa credit card, it is crucial to understand the necessary steps to ensure a seamless application process.
So here are the steps you need to follow!
1. Become a member of Pelican State Credit Union
To apply for the Pelican Points Visa credit card, you must first become a member of the Pelican State Credit Union.
You can open a Primary Share account with a deposit of at least $10. The account also includes a $5 joining fee and a $5 minimum balance.
2. Check Your Eligibility
Before applying for Pelican Points Visa, check your credit score and financial standing to ensure eligibility.
3. Apply for Pelican Points Visa
To start your application, use the credit card category under Products & Services on the Pelican State Credit Union website. Then choose Pelican Points Visa.
After that, follow the steps to create an account and complete your application online.
4. Wait for Approval
After submitting your application, Pelican State Credit Union will review your score and history to determine eligibility and credit limit.
This process typically takes a few days.
Apply using the app
Download the MyPelican app on your Android or iOS and then follow the steps above.
Pelican Points Visa vs. MyPoint Credit Union Platinum Visa
The Pelican Points Visa and MyPoint Credit Union Platinum Visa are two credit cards offered with different features and benefits.
If you’re still unsure which credit card to choose, we recommend checking out our comprehensive comparison of these options below.
Pelican Points Visa
- Credit Score: Average- Excellent;
- Annual Fee: $0;
- Purchase APR: 10.25% – 17.25% (variable);
- Cash Advance APR: 10.25% – 17.25% (variable);
- Welcome Bonus: Earn 2,500 bonus points after spending $100 on your first month of account opening;
- Rewards: Earn 1 point on the dollar spent on all purchases.
MyPoint Credit Union Platinum Visa
- Credit Score: Good;
- Annual Fee: $0 annual fee in the first 3 years. After that, you can waive with minimum annual purchases of at least $6,000;
- Purchase APR: 15.00% up to 22.50%;
- Cash Advance APR: 21.00% to 28.50%;
- Welcome Bonus: None;
- Rewards: You can enroll and earn points for travel, gifts, merchandise, and more.
Are you longing for a MyPoint Credit Union Platinum Visa? Then follow the instructions in our post below, and you can apply for your visa today.
Apply for MyPoint Credit Union Platinum Visa
Get ready to earn points on every purchase! Apply for the MyPoint Credit Union Platinum Visa Card today and revolutionize your spending!
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