Reviews

Regions Explore Visa® Credit Card full review

Regions offers the Regions Explore Visa® Credit Card, which allows cardholders to build credit while their savings earn interest. Keep Reading!

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Regions Explore Visa® Credit Card: No foreign transaction fees!

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Read our Regions Explore Visa® Credit Card review! Source: Regions

Regions Explore Visa® Credit Card of this review is a great choice for people looking to improve their credit score. This secured credit card may also be viable if you often travel for work or leisure.

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How to apply for the Regions Explore Visa® Card

The Regions Explore Visa® Credit Card is perfect for anyone looking to start building a positive credit history. Apply today!

On top of that, it boasts a low annual fee and late payment fee, though you should pay the form before the due date to avoid paying any fees.

Learn more about Regions Explore Visa® Credit Card and your characteristics.

  • Credit Score: Poor, No Credit Required;
  • Annual Fee: $29;
  • Regular APR: 26.74% variable APR for purchases and balance transfers;
  • Welcome bonus: None;
  • Rewards: Gain access to Purchase Security and Warranty Manager benefits.

How do the Regions Explore Visa® Credit Card work?

The Regions Explore Card is a great way to build positive credit history while your savings earn interest.

With this card, you’ll receive a Regions Explore Visa Credit Card and begin making purchases like other credit cards everywhere Visa is accepted.

Regions will back your credit card account with a $250 or more opening balance ($10,000 maximum opening balance) in a Regions Explore Card Savings Account.

This account will earn interest, and on-time payments will help you build positive credit history.

However, you need to pay an annual fee of $29. But, in exchange, you have a monthly report to the main credit bureaus in the country.

So if you’re looking for a credit card that can also help grow your savings, the Regions Explore Card is a great option.

Regions Explore Visa® Credit Card pros and cons

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Find out which are the pros and cons of this credit card! Source: Pexels

The Regions Explore Visa® Credit Card in this review is a very good card for people without a high credit score. After all, it is used to rebuild the credit score from good use and deposit, in addition to paying fees.

However, it is a card without many rewards, which can make it less interesting. Also, it has some associated fees and a high APR. Check out the main pros and cons of this option.

Pros

  • Use your card for everyday purchases and watch your credit score grow;
  • Enjoy Purchase Security and Warranty Manager benefits on items purchased with your card;
  • Access to mobile payments services like Google Pay, Apple Pay, and Samsung Pay;
  • No foreign transaction fees when you use your card abroad.

Cons

  • Associated annual fee of $29;
  • It doesn’t have very interesting rewards besides credit rebuilding;
  • Relatively high APR rate compared to other options;
  • High minimum deposit amount.

Does my credit score need to be good?

The Regions Explore Visa® Credit Card in this review is crucial for rebuilding credit. Therefore, you do not need a good credit score to apply; just fulfill the basic requirements.

You need to be over 18 and have a valid social security number. Over time, you’ll see your score improve by paying fees on time and using your card.

Want to apply for the Regions Explore Visa® Credit Card?

The Regions Explore Visa® Credit Card featured in this review is an interesting card for those with a bad credit score. After all, he reports the good use of the card to the main credit agencies.

However, to enjoy this benefit, you must know how to apply it correctly. In this sense, the application can be made online. Learn more about the process to get your card.

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How to apply for the Regions Explore Visa® Card

The Regions Explore Visa® Credit Card is perfect for anyone looking to start building a positive credit history. Apply today!

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