Loans
OneMain Financial Personal Loans review: is it worth it?
Get the inside scoop on OneMain Financial Personal Loan offerings and find out if they're worth it. All types of credit are welcome to apply! Read on!
Advertisement
Up to $20,000 to help with that most important moment in life
Are you considering taking out a personal loan but unsure which lender is the best choice? So in this review, we bring OneMain Financial Loans.
OneMain Financial Personal Loans: how to apply now
Learn how to apply for one of the many personal loans options from OneMain Financial. Get up to $20,000 for several purposes! Read on!
This article will discuss some key features and benefits of getting a personal loan. We’ll also provide an overview of their customer experience. So read on and learn!
| APR | 18.00 to 35.99%; |
| Loan Purpose | Debt consolidation, Auto purchase, repair, or refinance, Wedding or funeral expenses, Medical debts, Vacations, Recreational vehicles, and Home improvements; |
| Loan Amounts | $1,500 to $20,000; |
| Credit Needed | All types of credit scores are accepted; |
| Origination Fee | $25 to $500 or 1% to 10%; |
| Late Fee | $5 to $30 or 1.5% to 15% of the payment amount; |
| Early Payoff Penalty | N/A. |
OneMain Financial Personal Loans: how does it work?
OneMain Financial Personal Loans is an excellent option for borrowing money and financing purchases.
After all, he offers loan amounts ranging from $1,500 to $20,000 with 24 to 60 months repayment terms.
Borrowers can choose from secured or unsecured loans. There is also an origination fee which can be either a flat fee ranging from $25 – $400 or a percentage of the loan.
Furthermore, OneMain Financial can be an excellent flexibility and quick funding option!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Is it worth it to apply for OneMain Financial Personal Loans?
In this review, you can learn more about OneMain Financial Personal Loans. This can be a great option for those looking for a hassle-free process!
Furthermore, this loan accepts all types of credit scores. Nevertheless, one downside is the origination and late payment fees, which tend to be higher than the competition.
It’s also not possible to get discounts on one’s rate, and the prequalification process does not show what fees may be included in the amount borrowed.
So, check out more about the benefits and disadvantages.
Benefits
- Flexibility when choosing your favorite payment dates;
- There is the possibility of making joint and secured loans;
- The amount is released quickly into the account;
- In case of debt consolidation, payment is direct to creditors;
- All types of credit scores are accepted;
- Several objectives are allowed.
Disadvantages
- Origination and late payment fees are higher than the competition;
- There is no possibility of discounts on each rate;
- The fees that will be included in the value are not shown in the prequalification;
- The amount to be borrowed is not as high as that of competitors.
What credit scores are required for the application?
The company accepts applicants with all types of credit. Moreover, several user reviews point out that all credit scores are accepted.
However, interest rates change according to the score.
OneMain Financial Personal Loans: applying for this loan today
OneMain Financial Personal Loans, presented in this review, has many interesting features. Therefore, the application is simple. But, the application requires caution.
Discover the step-by-step in the post below.
OneMain Financial Personal Loans: how to apply now
Learn how to apply for one of the many personal loans options from OneMain Financial. Get up to $20,000 for several purposes! Read on!
About the author / Sabrina Paes
Trending Topics
American Express Platinum credit card full review
Discover everything you need to know about the American Express Platinum credit card, including eligibility requirements and rewards offered.
Keep Reading
Citi Premier vs Chase Sapphire Preferred card: which is the best?
Which travel card is best for you? Is it the Citi Premier or the Chase Sapphire Preferred card? Read this article to learn more about them!
Keep Reading
5 Best Apps to Turn Your Photos Into Cartoons
Turn your photos into funny cartoons using these 5 apps. Here is a full list of options to explore. Stay tuned!
Keep ReadingYou may also like
Apply for Job Vacancies at Panda Express: medical insurance
Find out the secrets of a 3-step guide to apply for a job at Panda Express. Free meals, medical insurance, and more benefits!
Keep Reading
TD Direct Investing full review
TD Direct Investing has the best platform for beginners and experienced investors. This review will show you its pros and cons.
Keep Reading
Regions Cash Rewards Visa® Credit Card full review
Looking for a cash back credit card? Check out our Regions Cash Rewards Visa® Credit Card review. 0% intro APR and $0 annual fee!
Keep Reading