Credit Cards

R.I.A. Federal Credit Union Mastercard® Rewards Card review

$0 annual, cash advance, and balance transfer fees! Make the most of your spending with the R.I.A. Federal Credit Union Mastercard® Rewards Card!

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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Earn 1.5% cash back on qualifying purchases!

R.I.A. Federal Credit Union Mastercard® Rewards Card
R.I.A. Federal Credit Union Mastercard® Rewards Card review. Source: Stealth Capitalist

Are you ready to start a new path on the credit journey? Then don’t miss our R.I.A. Federal Credit Union Mastercard® Rewards Card review!

card

R.I.A.F.C.U. Credit Card

Mastercard® Rewards

Low Rates Quick and Easy

Ensure 1.5% cash back and a credit line of up to $30K!

You will be redirected to another website

This credit card will provide a rewarding experience when it comes to credit! So keep reading and learn everything you need before applying! Let’s get started!

  • Credit Score: Fair – good credit;
  • Annual Fee: No annual fee;
  • Purchase APR: 16.25% APR;
  • Cash Advance APR: Not disclosed;
  • Welcome Bonus: None;
  • Rewards: You’ll earn 1.5% cash back on qualifying purchases.

How does the R.I.A. Federal Credit Union Mastercard® Rewards Card work?

The R.I.A. Federal Credit Union Mastercard® Rewards Card will revolutionize your spending. It will help you save your money through a hassle-free experience.

It starts by offering an almost fee-free credit card. As a result, you won’t pay an annual, balance transfer, or cash advanced fees! Plus, you’ll earn cash back!

Yes! The R.I.A. Federal Credit Union Mastercard® Rewards Card offers 1.5% cash back on all qualified purchases. This will surely help you save money!

Cardholders can also count on convenience with this card’s mobile banking features! Firstly, you can use RIAFCU Mobile Banking to manage your card!

Plus, you can set up Apple, Google, and Samsung Pay and rely on safety and technology when it comes to making payments! Great, isn’t it?

R.I.A. Federal Credit Union Mastercard® Rewards Card pros and cons

Cheerful woman with Afro hair engages in text messaging on her mobile phone searches for holiday gifts on internet browsing webpages through smartphone app enjoys convenience of virtual shopping
R.I.A. Federal Credit Union Mastercard® Rewards Card pros and cons. Source: Adobe Stock

The R.I.A. Federal Credit Union is a member-owned cooperative! It has the main goal of making your financial life easier and helping them better manage their money!

This is why the R.I.A. Federal Credit Union Mastercard® Rewards Card brings so many great features: to help you make the most of your credit experience!

After all, it charges no hidden fees and gives cardholders an excellent reward program! Also, it brings a credit limit of up to $30,000, depending on your creditworthiness!

But before deciding if the R.I.A. Federal Credit Union Mastercard® Rewards Card is the right option for you, you must review and compare its main features!

To help you, we’ve gathered the advantages and disadvantages of this credit! Let’s take a closer look!

Pros

  • Earn 1.5% cash back on qualifying purchases;
  • Pay no annual fee;
  • There are no balance transfer fees;
  • No cash advance fees;
  • Get a credit limit of up to $30,000;
  • Enjoy technology and convenience with Apple, Android, and Samsung Pay.

Cons

  • It lacks information on the card’s website;
  • You can only earn cash back on qualifying purchases.

Does my credit score need to be good?

As you can see in our full review, the R.I.A. Federal Credit Union Mastercard® Rewards Card brings some key features such as no hidden fees and cash back reward.

As a result, you’ll need a fair to good credit score to qualify for its services! Also, there are other requirements you must meet, so don’t be afraid to take your chance.

Want to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card?

Getting a new credit card doesn’t have to be difficult. And that’s why we’ll teach you how to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card today!

card

R.I.A.F.C.U. Credit Card

Mastercard® Rewards

Low Rates Quick and Easy

Ensure 1.5% cash back and a credit line of up to $30K!

You will be redirected to another website

This card offers a rewarding experience and charges no annual, balance transfer, or cash advance fees! Great, isn’t it? So stay tuned and don’t miss our key tips!

Apply online

The first step to apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card, is accessing their official website. We’ve provided it above to help you!

Next, select the “Apply Now” red button to start your application. Select an R.I.A. Federal Credit Union branch, choose your card, and provide the credit limit you’re looking for.

Further, you must complete a form with your personal information, including name, address, phone number, and Social Security numbers!

Also, you must provide your financial information, such as income and monthly expenses! Lastly, attach your current pay stub and submit the application form.

All you have to do now is wait for the result. If approved, you can enjoy your card and earn cash back immediately! Don’t forget to activate your card once it arrives!

Apply using the app

Young woman over isolated blue background with phone in victory position
Apply using the app. Source: Adobe Stock

Unfortunately, you cannot apply for the R.I.A. Federal Credit Union Mastercard® Rewards Card through their mobile app, only at the website.

Still, if you prefer to apply through your mobile device, just access their official website and follow the steps we’ve provided above.

But once approved for the R.I.A. Federal Credit Union Mastercard® Rewards Card, you can easily manage your card through the RIAFCU Mobile Banking.

It allows you to make payments, check your credit limit, make transfers, redeem your rewards, and much more! It is available at Google Play and Apple App stores!

In addition, you can easily set up this card and use Apple, Google, Samsung, and Android Pay, which gives you convenience when making payments with your card.

R.I.A. Federal Credit Union Mastercard® Rewards vs. Regions Cash Rewards Visa® Credit Card

If the R.I.A. Federal Credit Union Mastercard® Rewards doesn’t seem like the best option for you, don’t worry! We have another credit card option ready!

Meet the Regions Cash Rewards Visa® Credit Card! It brings a full pack of extra benefits to help you maximize your spending.

For example, cardholders enjoy 0% intro APR for 12 months and 1.5% cash back on all their purchases! Plus, it comes with a $0 annual fee!

And there is more! You can earn an amazing welcome bonus of up to $200 in cash rewards after spending up to $1,000 in net purchases in the first 90 days!

Do you want to learn more? Then compare below both card’s main features to help you make a more informed decision!

R.I.A. Federal Credit Union Mastercard® Rewards

  • Credit Score: Fair – good credit;
  • Annual Fee: No annual fee;
  • Purchase APR: 16.25% APR;
  • Cash Advance APR: Not disclosed;
  • Welcome Bonus: None;
  • Rewards: You’ll earn 1.5% cash back on qualifying purchases.

Regions Cash Rewards Visa® Credit Card

  • Credit Score: Good to excellent;
  • Annual Fee: $0;
  • Purchase APR: 0% intro APR for 12 months on purchases and balance transfers made within 60 days of account opening. 18.99% – 28.99% variable APR after;
  • Cash Advance APR: 29.74%;
  • Welcome Bonus: Earn up to $200 in Cash Rewards in net purchases of at least $500 in the 1st 90 days;
  • Rewards: 1.5% cashback on all purchases with this credit card.

Do you want to learn more about the Regions Cash Rewards Visa® Credit Card? Then keep reading our following article and learn how to apply for it!

Regions Bank logo

How to apply for Regions Cash Rewards Visa® Card

Learn how to apply for the Regions Cash Rewards Visa® Credit Card. 1.5% cash back on purchases and no annual fee!

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