Credit Cards

8 best credit cards for excellent credit

Good rewards can be very interesting to save your money. Discover great credit card options with attractive rewards!

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Enjoy many perks and rewards with a credit card for excellent credit

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Check out our list of the best credit cards for excellent credit! Source: Pixabay

A credit card with good rewards is what everyone wants. So, if you have an excellent credit score, you might want to know the best credit cards for excellent credit. That’s why we’re here.

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Having limited credit is bad for future financing and interest rates. See how you can improve your limit with our list of the best credit cards for limited credit!

Credit cards for excellent scores bring several benefits, from points to attractive cashback. Also, these cards have low APR rates and may interest you.

8 credit cards for excellent credit: get the best rates and benefits with these top cards

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Check out our list and see the best cards for you! Source: Pexels

Those who have a good credit score can have some benefits when it comes to credit cards. After all, as credit agencies understand that you are a payer, they will bring attractive rates to interest you.

So you are exposed to a new world full of promises and rewards, one better than the other. And in this environment, it can be difficult to choose an option. So, check out 8 options that we brought to help you choose.

1) Capital One SavorOne Cash Rewards credit card

Capital One is growing its card portfolio and becoming a tough competitor for other credit card issuers. This card stands among the best credit cards regarding cost benefits.

  • Credit Score: Excellent;
  • Annual Fee: None;
  • Regular APR: 0% intro APR for 15 months on purchases and balance transfers. Then, 17.99% to 27.99% variable APR;
  • Welcome bonus: One time $200 cash welcome bonus (valid when you spend $500 on purchases in your first 3 months from opening the account);
  • Rewards: Unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores; 1% on any other purchase.
  • Terms apply.
Capital One SavorOne Cash Rewards

Apply for the Capital One SavorOne Cash Rewards

Better than going out for dinner with friends is to earn 3% cash back on it. This and much more you will get with your Capital One SavorOne Cash Rewards. Apply now!

2) Upgrade Triple Cash Rewards credit card

This card might be a good option if you need a new credit card to earn cashback. With up to 3% cash back on selected categories and a zero fee to enjoy, many people will surely like this card.

  • Credit Score: Excellent;
  • Annual Fee: No annual or monthly fee;
  • Regular APR: 14.99% to 29.99% variable APR, depending on your creditworthiness;
  • Welcome bonus: $200 bonus after you open a Rewards Checking account and make 3 debit card transactions;
  • Rewards: 3% cash back on home, health, and auto categories; 1% cash back on any other purchase.
  • Terms apply.
Upgrade Triple Cash Rewards credit card

How to apply for the Upgrade Triple Cash Rewards

Applying for an Upgrade Triple Cash Rewards is easy and fast, and you can do it even with an average credit score. This article will show you how it works.

3) PenFed Pathfinder® Rewards Visa Signature® Card

If you want a card with lots of points for travel, the PenFed Pathfinder® Rewards Visa Signature® Card might be ideal. With this option, you can travel and still have 1.5% cashback. Check it out!

  • Credit Score: Good/excellent;
  • Annual Fee: $95, which is waived for PenFed Honors Advantage Members;
  • Regular APR: 17.99% variable APR for purchases and 0% intro APR for 12 months for balance transfers you make in your first 90 days after opening your account. After that, 17.99%;
  • Welcome bonus: 50,000 bonus points (valid for when you spend $3,000 in your first 90 days with the card);
  • Rewards: 4x points on all travel categories (valid only for PenFed Honors Advantage Members); 3x points on all eligible travel categories; 1.5% on any other purchase;
  • Terms apply.
PenFed Pathfinder® Rewards Visa Signature® Card

How to apply for PenFed Pathfinder® Rewards Visa

Do you love to travel? If so, you can learn how to apply for the PenFed Pathfinder® Rewards Visa Signature® Card to earn travel perks and cash back! Read on!

4) PenFed Platinum Rewards Visa Signature® Card

The PenFed Platinum Rewards Visa Signature® Card is perfect for anyone who likes to redeem points.

After all, everything you do with it generates a score that accumulates. See how it can be good for you:

  • Credit Score: Good/excellent;
  • Annual Fee: $0;
  • Regular APR: 17.99% variable APR for purchases; 0% intro APR for balance transfers for 12 months. After that, 17.99% fixed;
  • Welcome bonus: 15,000 points after $1,500 on purchases during the first three months;
  • Rewards: 5x points on the gas you pay at the pump and EV charging; 3x points at the supermarket, restaurants, and TV, radio, cable, and streaming services; and 1x points on any other purchase.
  • Terms apply.

How to apply for PenFed Platinum Rewards Visa

If you need a card with great perks for drivers and discounts on gas and EV stations, read on to learn how to apply for the PenFed Platinum Rewards Visa Signature® Card!

5) Chase Sapphire Preferred® Card

If you’re looking for a travel credit card that gives you a lot of reward points, the Chase Sapphire Preferred credit card is perfect for you.

It is one of the favorite cards among travelers who want to take advantage of their credit cards.

  • Credit Score: Good/Excellent;
  • Annual Fee: $95;
  • Regular APR: 19.74% to 26.74% variable APR;
  • Welcome bonus: 60K bonus points after $4,000 spent in the first 3 months;
  • Rewards: 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining at restaurants, 3x points on select streaming services and online grocery purchases, and 2x points on other travel purchases.
  • Terms apply.

How to apply for Chase Sapphire Preferred Card

The Chase Sapphire Preferred credit card will amaze you. If you like being rewarded for your purchases and traveling, consider applying for this card.

6) Upgrade Bitcoin Rewards Visa®

Upgrade Bitcoin Rewards Visa credit card
Learn the main information about this card! Source: Upgrade

The Upgrade Bitcoin Rewards Visa credit card can be considered an alternate effortless way of mining Bitcoin.

This is because every payment you make with this card earns 1.5% cash back in Bitcoin. Check your characteristics:

  • Credit Score: Excellent;
  • Annual Fee: None;
  • Regular APR: Variable 14.99% – 29.99%;
  • Welcome bonus: $200 when you open a Rewards Checking account and make 3 debit card transactions;
  • Rewards: Unlimited 1.5% cash back on every purchase.
  • Terms apply.
Upgrade logo

How to apply for Upgrade Bitcoin Rewards Visa

Within just a few minutes you can apply for the Upgrade Bitcoin Rewards Visa card and get access to its innovative Bitcoin rewards. We are going to show you how to do it.

7) Upgrade Cash Rewards Visa®

The Upgrade Cash Rewards Visa® credit card is a great option. It offers a 1.5% cashback value on all eligible purchases with an unlimited ceiling.

It is an interesting option for those who frequently need to carry out international transactions.

  • Credit Score: Fair to excellent;
  • Annual Fee: $0;
  • Regular APR: Variable between 14.99% and 29.99%;
  • Welcome bonus: Get $200 if you open a Rewards Checking account and make at least three debit card transactions;
  • Rewards: 1.5% unlimited cashback on all purchases.
  • Terms apply.
Upgrade Cash Rewards credit card

How to apply for Upgrade Cash Rewards Visa®

If you want unlimited 1.5% cashback on any purchase you make, read on to learn about the Upgrade Cash Rewards Visa® card application!

8) Chase Sapphire Reserve®

The Chase Sapphire Reserve credit card is worth considering if you’re a frequent traveler.

This card has many benefits, including a $300 annual travel credit, airport lounge access, and 3x points on travel and dining. Know more:

  • Credit Score: Excellent;
  • Annual Fee: $550;
  • Regular APR: 20.74% to 27.74% (variable);
  • Welcome bonus: 60K bonus points after spending $4.000 on purchases in the first three months of account opening;
  • Rewards: 5x points on flights and 10x total points on hotels and car rentals when you make travel purchases through Chase Ultimate Rewards after the first $300 you spend on travel purchases annually.
  • Other rewards: 3x points on Chase Dining purchases with Ultimate Rewards; 1 point per dollar you spend on any other purchase.
  • Terms apply.
Chase Sapphire Reserve credit card product

How to apply for the Chase Sapphire Reserve

Learn how to apply for the Chase Sapphire Reserve and get 50,000 bonus points after spending $4,000 in the first 3 months. Plus, enjoy 3x points on travel and dining!

Find other options: best credit cards for good credit

credit card
See the best cards to get if you have a good credit score! Source: Adobe Stock

The best credit cards for excellent credit have attractive rewards for all tastes. However, if you don’t have an excellent credit score, know there are reward card options for good credit.

After all, everyone deserves to shop and have that cashback to be happy. With that in mind, we prepared this post to show you some options for the best credit cards for good credit. Don’t miss out!

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Credit cards for good credit

These are the best credit cards to choose from if you have a good credit history. Compare features and find the card that's right for you.

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