Credit Cards

Standard Bank Titanium Credit Card Review: Get cashback on travel

Find out if the Standard Bank Titanium Credit Card is right for you. Get 55-day interest free period on purchases and several benefits. Read on!

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Standard Bank Titanium Credit Card: Up to 20% off on flights

Standard Bank Titanium Credit Card
Standard Bank Titanium Credit Card full review. Source: Stealth Capitalist

Are you looking for a credit card that offers excellent travel perks? Then read our Standard Bank Titanium Credit Card review and find out!

card

Credit Card

Standard Bank Titanium

Travel Perks Online

Up to 5% OFF at Booking.com. Up to 20% cashback Emirates. Free travel insurance.

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It offers a wide range of features designed to make your life easier. Keep reading and learn everything it offers to decide if it’s right for you. Let’s get started!

  • Min. Monthly Income: R25 000;
  • Monthly Fee: R100;
  • Initiation Fee: R180;
  • Interest Rate: Personalized rate from 0.25% up to 21% (Qualify for up to 55 days of free interest if your account is paid in full);
  • Rewards: Up to 5% cash back at Booking.com. 10% off when spending R300 or more on ProGifts. Up to 20% discount on Emirates flights and more.

How does the Standard Bank Titanium Credit Card work?

Standard Bank Titanium Credit Card is a great option for anyone who loves to travel! After all, it provides several excellent perks on booking and flights.

Using Standard Bank’s Titanium Card will give you access to excellent features such as a 55-day interest-free grace period and up to 20% off on select brands.

Plus, its package is a maximum credit of R250,000, which is surely enough for most people, along with the R86 monthly fee.

This card is an extremely affordable option all around. With its handful of travel perks and free basic travel insurance, you can explore the world safely.

Standard Bank Titanium Credit Card pros and cons

african-american-woman-texting-someone-her-smartphone
Compare Standard Bank Titanium Credit Card pros and cons. Source: Freepik

The Standard Bank Titanium Credit Card has attractive benefits, such as cashback at Booking.com and Emirates.

However, some services and fees charged for use can be considered disadvantages. Check out the pros and cons and choose if it’s the right option for you.

Pros

  • Get up to 55 days of interest-free purchases;
  • Get up to 20% off at Emirates and Avis;
  • Up to 5% cash back at Booking.com;
  • Free basic travel insurance;
  • 10% off after spending R300 or more on ProGifts;
  • Enjoy up to 15% off on your next car rental from Avis.

Cons

  • The monthly maintenance fee increases from year to year with the readjustment;
  • There is no physical bank to serve customers, only an online platform.

Requirements

To qualify for the Standard Bank Titanium Credit Card, you must have a monthly income of at least R25 000.

South African citizens must have a valid identification book, while non-South Africans need to present a copy of their passports.

To confirm your income, you will need to provide three months of bank statements.

Also, you must prove that you bank with Standard Bank, then submit three months’ payslips and proof of residence that is not more than 3 months old.

Want to apply for the Standard Bank Titanium Credit Card?

Standard Bank offers a great selection of robust credit cards that can give you access to secure and trusted services. Also, they offer a simple application.

Choose one of three convenient and straightforward options to apply for the Standard Bank Titanium Credit Card.

You can visit a Standard Bank branch, fill out the online form, or contact them through the helpful lines provided: Phone (0861 201 000) or Email ([email protected]).

Also, you can apply for it through their user-friendly mobile app! The process is straightforward; we’ll show you how to do it below!

card

Credit Card

Standard Bank Titanium

Travel Perks Online

Up to 5% OFF at Booking.com. Up to 20% cashback Emirates. Free travel insurance.

You will be redirected to another website

Apply using the app

You can also apply for Standard Bank Titanium Credit through their mobile app. It can be downloaded for free at the Google Play and Apple stores.

You’ll need to log in to your account or register in case you don’t have an account yet. Next, provide some personal information and submit for the card of your choice.

Remember that you must be 18 years old and have a monthly income of at least R25 000.

After satisfying these two requirements, the next step is to prepare certain documents when submitting your application form.

Standard Bank Titanium Card vs. Discovery Platinum Card

Young Asian woman holding her mobile phone and her credit card. close-up hands image
Compare Standard Bank Titanium Card and Discovery Platinum Card. Source: Freepik

Standard Bank Titanium Card might be an interesting option for some! However, the Discovery Platinum Card has interesting rewards and can also be a choice.

Deciding between these two options can be a tough decision. Standard Bank’s Titanium Card offers travel-friendly benefits.

Discovery’s Platinum Card also offers a wide range of benefits, including up to 50% cash back on essential purchases.

Compare these options and decide which is best for you!

Standard Bank Titanium Card

  • Min. Monthly Income: R25 000;
  • Monthly Fee: R86;
  • Initiation Fee: R180;
  • Interest Rate: Personalized rate from 0.25% up to 21% (Qualify for up to 55 days of free interest if your account is paid in full);
  • Rewards: Up to 5% cash back at Booking.com. 10% off when spending R300 or more on ProGifts. Up to 20% discount on Emirates flights and more.

Discovery Platinum Card

  • Min. Monthly Income: R350 000 to R850 000;
  • Monthly Fee: R70;
  • Initiation Fee: R150 if your limit is less than R2,000; else R185;
  • Interest Rate: Not disclosed. Still, cardholders can count on 55 days of interest-free credit on select transactions;
  • Rewards: Up to 50% off local flights, up to 50% back on healthy food purchases, and savings on international flights, accommodation, and car hire.

Discovery Platinum Card is perfect for anyone who wants to make the most of their money.

Do you want to know how to apply and enjoy the rewards? Check out the post we separate to help you!

Discovery Bank logo

How to apply for the Discovery Platinum Card

Learn how to apply for the Discovery Platinum Card! Get up to 50% on local flights and more! Keep reading to learn how!

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