Credit Cards

Capitec Global One Credit Card review: Earn 1.5% back on purchases

Capitec Global One Credit Card makes the most of your finances and travel! Get up to R5 million free travel insurance! Read on to learn more!

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Capitec Global One Credit Card: Up to R500,000 credit limit!

Capitec Global One Credit Card
Capitec Global One Credit Card review! Source: Stealth Capitalist

If you have a low and fixed monthly income, then this credit card might be the perfect option for you! Read our Capitec Global One Credit Card full review and learn what it offers.

Capited logo

Applying for the Capitec Global One Credit Card

Wondering how to apply for the Capitec Global One Credit Card? Then read on! Enjoy up to R5 million free travel insurance and earn cashback.

This credit card will make you earn for every money spent. This blog post will unpack what it can do for you. So stick with us to learn more!

  • Min. Monthly Income: R5,000;
  • Monthly Fee: R45;
  • Initiation Fee: R100;
  • Interest Rate: 10.75% – 21.25%;
  • Rewards: Earn up to 1.5% cash back on purchases.

How does the Capitec Global One Credit Card work?

Capitec Global One Credit Card is a bank credit card offering an impressive credit limit of up to R500 000.

Capitec’s credit card is perfect for those looking for budget-friendly spending. You can count on up to 55 days interest-free period and free travel insurance.

Additionally, if you keep a positive balance, you can yeald 3.50% annually! Credit insurance is also available for its cardholders.

Not to speak of the amazing 1.5% for each money spent online or in-store. Capitec Global One Credit Card will surely offer amazing benefits for you!

Capitec Global One Credit Card pros and cons

Person holding a Capitec Credit card
Compare this card’s pros and cons before deciding. Source: Capitec

It is important to conduct research before committing to Capitec’s services to weigh out all the details involved!

Then check out the pros and cons of the Capitec Global One Credit Card to help you make an informed decision!

Pros

  • Maximum card credit limit of R500 000;
  • Qualify for an interest-free period of up to 55 days;
  • Earn 3.50% interest per year on any positive balance;
  • Earn up to 1.5% cash back for spending and banking with Capitec;
  • Get free travel insurance of up to R5 million;
  • Enjoy credit insurance.

Cons

  • Cardholders cannot count on a loyalty program;
  • It has a monthly fee of R40;
  • An initial fee of R100 is associated.

Requirements

Before applying for the Capitec Global One Credit Card, certain requirements must be met.

To be eligible, you must be 18 years or older and either employed or self-employed at the time of application.

Additionally, there is a minimum monthly income requirement. Employed applicants must have a monthly income of R5 000.

While those who are self-employed must have an income of at least R10 000 per month.

Moreover, applicants need to provide valid ID, 3-month bank statement and last salary slip.

Want to apply for the Capitec Global One Credit Card?

Capitec Global One Credit Card is perfect for those who want to enjoy a higher limit and several benefits.

Do you want to learn more about its application? Then check out this step-by-step and learn how to apply for this card!

Capited logo

Applying for the Capitec Global One Credit Card

Wondering how to apply for the Capitec Global One Credit Card? Then read on! Enjoy up to R5 million free travel insurance and earn cashback.

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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