Credit Cards

United℠ Business Card full review

Get a United℠ Business Card and earn up to 2 miles per dollar. There is no annual fee in the first year - perfect for small business owners! Read on to learn more!

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by Sabrina Paes

01/01/2023 | Updated on 01/26/2023

United℠ Business Card: exchange dollars for miles and earn an initial bonus of up to 75,000 miles

United℠ Business Card
Read this United℠ Business Card full review and learn everything about this card. Source: Stealth Capitalist

Getting a credit card with multiple rewards might seem difficult these days. But don’t worry. Read our United℠ Business Card review and learn how to get this card.

United Logo

Applying for the United℠ Business Card: learn how!

Learn about the application process for the United℠ Business Card. Earn miles on purchases and enjoy a $0 intro annual fee.

It was designed for small businesses that want elite-like benefits without having to qualify for the United Airlines elite status. This article will explain how this card works and more. Keep Reading!

  • Credit Score: Good – Excellent;
  • Annual Fee: $0 intro annual fee for the first year, then $99;
  • Regular APR: 20.24% – 27.24% Variable;
  • Welcome bonus: 75,000 bonus miles after spending $5,000 on purchases in the 1st three months from account opening;
  • Rewards: 2 miles for every $1 spent with United® purchases on eligible services, 1 mile for every $1 spent with the card on all other purchases.

How does the United℠ Business Card work?

With the United℠ Business Card, frequent flyers get an unbeatable offer. They can earn 2 miles per dollar on purchases from United and other select vendors such as dining outlets, gas stations, and office supplies.

Also, other transactions are awarded 1 mile for each buck spent! That’s not all – cardholders benefit from the free first-checked bag when booking through United, plus priority boarding is to travel companions.

Every year customers receive 2 complimentary club lounge passes along with 25% off food & beverage in-flight Wi-Fi purchased aboard United aircraft!

United℠ Business Card pros and cons

The United℠ Business Card in this review has several benefits for those who are always traveling. After all, you accumulate miles and can redeem them.

However, you will need to pay a relatively high APR and shoulder an annual fee to enjoy this. Then check out the main pros and cons of this option.

Pros

Young african american woman smiling happy holding smartphone and credit card at the city
Compare the pros and cons before applying. Source: Adobe Stock
  • Earn bonus miles and credits on all purchases;
  • No foreign transaction fees;
  • Get employee cards at no additional cost;
  • Redeem your miles for flights, hotel stays, car rentals, and more;
  • 24/7 customer service;
  • $0 annual fee for the first year.

Cons

  • Potentially high APR fee;
  • There isn’t any type of introductory offer to reduce the cost of the APR;
  • Very high cash advance fees;
  • Balance transfer has high fees associated with it.

Does my credit score need to be good?

The United℠ Business Card has several benefits and a very attractive bonus. As a result, it is ideal for those who like to travel as their expenses are converted into miles to use.

Therefore, to use the benefits of this card, you need to have a good or excellent credit score. Furthermore, you need to have a score between 690 and 850 to apply.

Want to apply for the United℠ Business Card?

In this United℠ Business Card review, you’ve discovered an excellent option for those who like to travel. Additionally, it offers a very intuitive and simple application process. Check out how to apply for it correctly.

United Logo

Applying for the United℠ Business Card: learn how!

Learn about the application process for the United℠ Business Card. Earn miles on purchases and enjoy a $0 intro annual fee.

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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