Credit Cards
U.S. Bank Visa® Platinum Card full review
This in-depth review will determine if the U.S. Bank Visa® Platinum Card is right for you. We cover everything from the rewards program to the fees so you can make an informed decision!
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by Sabrina Paes
U.S. Bank Visa® Platinum Card: No annual fees, 0% APR for the first 18 billing cycles, and more!
Are you in the market for a credit card that can give you an easy and convenient way to manage your finances? Then look no further than this U.S. Bank Visa® Platinum Card review!
How to apply for U.S. Bank Visa® Platinum Card
Looking to apply for the U.S. Bank Visa® Platinum Card? This guide will help you! Pay no annual fee and enjoy 0% intro APR.
This card has great features, including exclusive rewards, zero annual fees, and many other unique benefits. Join us as we dive into this U.S. Bank Visa® Platinum Card full review so you can decide if it’s right for you!
- Credit Score: Good/Excellent;
- Annual Fee: $0;
- Regular APR: 0% introductory APR for the first 18 months for purchases and balance transfers. After that, 18.74% – 28.74% (Variable);
- Welcome bonus: N/A;
- Rewards: Coverage against damage or theft of cell phones up to US$ 600.
How does the U.S. Bank Visa® Platinum Card work?
In this review, we brought the U.S. Bank Visa® Platinum Card. This credit card option is available to people with excellent or very good credit scores. Furthermore, there is no annual fee associated with it.
The card also guarantees a 0% introductory bonus for the first year. However, an APR rate between 18.74% and 28.74% (Variable) is charged after this period.
Although it is not a card with benefits, you can get cell phone theft protection. In this way, you can protect your mobile devices from misfortunes.
U.S. Bank Visa® Platinum Card pros and cons
The U.S. Bank Visa® Platinum Card in this review is not a great option for those with daily expenses. After all, you won’t get cashback returns or interesting rewards.
However, you will enjoy the benefit of cell phone theft protection. This way, it keeps your mobile device protected. Moreover, check out this card’s main pros and cons and make your choice.
Pros
- It has no associated annual fee;
- Very interesting introduction bonus with 0% APR in the first year;
- Insurance against theft of mobile devices that pays off;
- Flexibility in choosing the date for monthly payment.
Cons
- There are no cool rewards programs like other cards;
- There is a balance transfer fee that applies to each transaction;
- Demands a high credit score but almost no benefits in return.
Does my credit score need to be good?
A credit score is required to take advantage of everything this review showed about the U.S. Bank Visa® Platinum Card. However, this may not be encouraging news if your score is not the best.
After all, a good or excellent credit score is essential to apply for and have your card. That is, you must have a score between 690 and 850 to enjoy the benefits.
However, the lower your score, the higher the associated APR.
Want to apply for the U.S. Bank Visa® Platinum Card?
The U.S. Bank Visa® Platinum Card in this review has a 0% APR introductory bonus for the first year. In addition, it has protection against cell phone theft.
However, it is important to be over 18 and have a good credit score to apply. Also, know how to apply. Check out all the process tips in this post.
How to apply for U.S. Bank Visa® Platinum Card
Looking to apply for the U.S. Bank Visa® Platinum Card? This guide will help you! Pay no annual fee and enjoy 0% intro APR.
Sabrina Paes
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