Check out the study on this issue and find out if you should continue using this product.
Stealth Capitalist.
Studies show that people tend to spend more when using a credit card rather than cash. This intensifies when using a rewards credit card, after all, they make you spend even more.
As the purchase of debt is not immediately deducted from your salary, studies show that the "pain" only comes a month later and becomes a source of pleasure and unnecessary expenses.
The only way to avoid this is to stop using your rewards credit card? No! You must know your consumption habits and your limits.
Also, you must understand how rewards credit cards work to see if they are worth it to you.