Credit Cards

Wells Fargo Autograph℠ Card full review

Wells Fargo just came out with a new rewards credit card. Is it worth signing up for? Check out our in-depth review and find out how it works and its main perks! Keep reading to learn more!


by Sabrina Paes

12/15/2022 | Updated on 12/23/2022

Wells Fargo Autograph℠ Card: No annual fee or foreign transaction fees

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Read this Wells Fargo Autograph℠ Card full review and learn more. Source: Wells Fargo

If you want a great rewards credit card, this Wells Fargo Autograph℠ Card review will have you covered. After all, this card has an introductory bonus, accrual of points for exchange, and a reasonable APR.

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How to apply Wells Fargo Autograph℠ Card

Find out how to apply for the Wells Fargo Autograph℠ Card. Enjoy rewards and no annual fee. Read on and learn more!

With the Wells Fargo Autograph℠ Card, you get an introductory APR of 0% and earn 30,000 points after $1,500 spent. Also, you have no annual or foreign transaction fees. Learn all about this card here.

  • Credit Score: 690-850 (Good – Excellent);
  • Annual Fee: $0;
  • Regular APR: 0% intro APR on Purchases for 12 months from account opening. Then, 19.24%, 24.24%, or 29.24% Variable APR;
  • Welcome bonus: Limited offer of 30,000 bonus points after $1,500 worth of purchases in the first three months;
  • Rewards: 3X on restaurants, travel, and other eligible purchases; and 1X points on other purchases;
  • Terms apply.

How does the Wells Fargo Autograph℠ Card work?

Wells Fargo has an amazing offer to get you started with the Wells Fargo Autograph℠ Card. You can earn a $300 cash redemption value by spending $1,500 in the first 3 months.

Not only that, you can earn unlimited 3X points on dining out, travel, gas stations, and more, and 1X points on all other purchases. Also, you can get 0% intro APR for 12 months from account opening on purchases.

Enjoy cell phone protection of up to $600 and redeem your rewards points for travel or statement credits -all for zero annual fees! Take advantage of this limited-time offer and experience what Wells Fargo Autograph℠ Card offers.

Wells Fargo Autograph℠ Card pros and cons

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Compare the Wells Fargo Autograph℠ Card pros and cons. Source: Pexels

You are surely discovering a new option in this Wells Fargo Autograph℠ Card review. However, we’ve brought you some of this card’s main pros and cons so you can choose.

While it’s a great card for people with a good credit score, it also has some cons. One is the high APR rate if you have a lower credit score. Check out the main pros and cons.


  • Earn 3x points on a variety of spending categories, including everyday staples and niche offerings;
  • 0 percent intro APR period on purchases for 12 months from account opening;
  • 30,000 points after spending $1,500 within the first 3 months of account opening;
  • Accumulation of points to exchange for benefits.


  • APR rates will be high if you have a relatively lower credit score;
  • You will not be able to transfer points to loyalty programs, and uses may be limited;
  • There are no associated luxury perks;
  • Requires a good or excellent credit score to apply.

Does my credit score need to be good?

The Wells Fargo Autograph℠ Card has several associated benefits. For example, Exchange Points accrual, 0% introductory APR, and $0 annual fee. Therefore, for you to apply, you need to have a good credit score.

Consequently, you’ll need a credit score of at least 690 to qualify for this card. Also, the higher the credit score, the lower the fixed rate APR associated with it later. Therefore, it is the ideal option for people with excellent credit scores.

Want to apply for the Wells Fargo Autograph℠ Card?

Are you convinced that the Wells Fargo Autograph℠ Card is right for you? Great! Discover how to apply and have your card today with the post below.

Wells Fargo Logo

How to apply Wells Fargo Autograph℠ Card

Find out how to apply for the Wells Fargo Autograph℠ Card. Enjoy rewards and no annual fee. Read on and learn more!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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