Credit Cards
X1 Credit Card full review: earn up to 10x points
Get the full scoop on the popular X1 Credit Card. Enjoy several travel and security benefits. No foreign transaction or late fees!
Advertisement
A card with no annual fees and travel benefits for the whole family
Tired of paying full price for everything you buy? Then take a look at the X1 Credit Card review. It may be just what you’re looking for!
Applying for the X1 Credit Card: learn how!
Searching for an easy way to apply for the X1 Credit Card? Look no further! This card has no annual fee and a reward program! Read on!
In this blog post, we will look at every detail of the X1 card in-depth. So keep reading and learn everything you need! Let’s get started!
- Credit Score: Excellent/Good Credit;
- Annual Fee: $0;
- Regular APR: 15.50% – 27.75% variable;
- Welcome bonus: None;
- Rewards: 3x points per dollar every time you spend $1k monthly, 2x points on all purchases, and more.
How does the X1 Credit Card work?
X1 Credit Card has revolutionized the way you view credit. With X1, there is no impact on your credit score to see if you’re approved.
Also, X1 offers customers up to five times the traditional limit on a credit card. Furthermore, it charges no annual, late, or foreign transaction fees.
X1 fulfills all of your dreams. Besides, points can be redeemed for travel, cash back, or at top brands, including Apple, Airbnb, Lululemon, and more.
Moreover, it even offers disposable virtual cards that transform your spending: cancel subscription payments in one click, end free trials automatically, and shop anonymously.
Finally, X1 provides comprehensive benefits such as cell phone protection, purchase security, trip interruption reimbursement, and more!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
X1 Credit Card pros and cons
X1 Credit Cards provide several advantages to those who use them, such as rewards points and other discounts.
On the other hand, it may also be linked to higher interest rates than many other cards.
It’s important to review any X1 Credit Card offers carefully before committing to weigh the pros and cons of using one.
Ultimately, X1 Credit Cards can be a good choice for some consumers, depending on their needs and spending habits. So, analyze our comparative and understand more!
Pros
- No associated annual fee;
- Amazing travel perks like collision damage waiver, assistance, and concierge service;
- Earn points while spending;
- Reimbursement of canceled trips is subject to the conditions;
- Limits that are up to 5x higher than other cards;
- No impact on credit score after approval;
- Cell phone theft protection.
Cons
- Only people with good or excellent credit scores can qualify;
- There is no introductory bonus;
- Redeeming rewards is somewhat limited.
Does my credit score need to be good?
To access the X1 Credit Card in this review, you must have a good or excellent score. That is, a score between 670-850 is required.
However, the interest varies, being lower for higher scores.
Want to apply for the X1 Credit Card?
Did you find this X1 Credit Card review interesting? So you can apply right now through the official website.
However, it is important to know everything you need before applying. In the article below, we explain all this to you. Check out!
Applying for the X1 Credit Card: learn how!
Searching for an easy way to apply for the X1 Credit Card? Look no further! This card has no annual fee and a reward program! Read on!
Trending Topics
700 credit score: is it good enough?
Wondering if a 700 credit score is good enough to get you the best interest rates and terms on loans? Find out now.
Keep ReadingApplying for the Wells Fargo Reflect® Card: learn how!
If you're looking for a new card, the Wells Fargo Reflect® Card is worth considering. Apply and enjoy 0% intro APR for up to 21 months!
Keep ReadingCareer at Uber: How to Become an Uber Driver
Explore a career at Uber. From driving passengers to shaping the future of transportation, discover your perfect fit at Uber.
Keep ReadingYou may also like
Applying for the Total Visa® Card: Learn How!
The Total Visa® Card is very beneficial for anyone who needs to rebuild credit. Want to find out how to apply? Check it out here.
Keep ReadingApplying for the Fortiva® Credit Card: learn how!
The Fortiva® Credit Card has a good credit limit, and you don't need a good score to qualify. Find out how to apply!
Keep ReadingThe Federal Reserve announced a rate hike by 0.75%
The Federal Reserve announced a new target federal funds rate raise by 0.75%, and there could be another one on the way. Read on for more!
Keep Reading