Credit Cards

Applying for the X1 Credit Card: learn how!

Have you been thinking about getting a new credit card? Here's a step-by-step guide to applying for and using the X1 credit card. No annual fee!


by Sabrina Paes

Published on 03/21/2023

Simple, fast, and fully online application to release points earning

X1 logo
Applying for the X1 Credit Card. Source: Stealth Capitalist

Do you have your eye on the X1 Credit Card but aren’t sure how to apply? Don’t worry! We’re here to help you!


Credit Card


Online Fast and Simple

Earn points on purchases! Pay no annual, foreign transaction or late fees!

You will be redirected to another website

Here, you’ll find out the requirements and the right documentation! So if you’re looking for an easy way to get started, read our guide now!

Apply online

Applying for the X1 Credit Card couldn’t be simpler: just fill in the application form easily found on the official website.

As long as you are over 18 and a U.S. resident, you only need to enter personal data, like your name, address and social security number, and bank details.

In addition, you’ll also have to provide your credit score. They’ll review your application – which takes just minutes.

If approved, you can enjoy all the exclusive benefits before you know it.

Apply using the app

Overjoyed young couple triumph celebrate read good unexpected ne
Apply using the app. Source: Adobe Stock

The application for the X1 Credit Card is made exclusively through the website.

However, if you want to apply via mobile devices, you can access your smartphone or tablet browser and start the procedure.

In this sense, you must complete the same form with personal and financial information.

Then simply submit your proposal and wait for the credit analysis that does not affect your credit score.

X1 Credit Card vs. Wells Fargo Autograph℠ Card

X1 Credit Card is an excellent choice for those looking to reap the rewards of their purchases.

However, consider the Wells Fargo Autograph Card if you seek a card with more immediate bonus rewards.

After all, he offers 20,000 bonus points after $1,000 worth of purchases in the first three months.

Furthermore, the Autographś Card also offers a great deal with 3X on restaurants, travel, and other eligible purchases and 1X points on other purchases.

Are you interested in learning more? Then see the comparison and choose the best card for you!

X1 Credit Card

  • Credit Score: Excellent/Good Credit;
  • Annual Fee: $0;
  • Regular APR: 15.50% – 27.75% Variable;
  • Welcome bonus: None;
  • Rewards: 3x points per dollar every time you spend $1k monthly, 2x points on all purchases, and more.

Wells Fargo Autograph℠ Card

  • Credit Score: 690-850 (Good – Excellent);
  • Annual Fee: $0;
  • Regular APR: 0% intro APR on Purchases for 12 months from account opening. Then, 19.49%, 24.49%, or 29.49% Variable APR;
  • Welcome bonus: Limited offer of 20,000 bonus points after $1,000 worth of purchases in the first three months;
  • Rewards: 3X on restaurants, travel, and other eligible purchases; and 1X points on other purchases;
  • Terms apply.

The Wells Fargo Autograph℠ Card is a great addition to the X1 Credit Card. After all, you have a welcome bonus of 30,000 points.

Check the post below for the documentation required to apply.

Wells Fargo Logo

How to apply Wells Fargo Autograph℠ Card

Find out how to apply for the Wells Fargo Autograph℠ Card. Enjoy rewards and no annual fee. Read on and learn more!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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